Money

Wish I had known about it BEFORE I "missed" the deadline of 9/1/26.➡️[*** Anyone participated?I am fighting with them to UPDATE my address which I have had since 2018. NO success. Still has an OLD address from 30 years ago on my Credit Report as my CURRENT address. 😤Finally filed a "complaint" with Better Business Bureau yesterday (10/16/26) and saw the notice about the Court Judgement there.Take care,Nicole (Budget & Savings Forum)

AARP Link:  ConsumerCellular.com/4346 So I've researched this offer and decided its not for me!  Why?  Because you will be on a very low priority on ATT or Tmobile cell service.  That's how they can offer these cheap cell phone service offers.  The phone service on AT&T may be good in your area, but in times of heavy service you will be downgraded from 5G (if you are even getting that) down to 4G and THEN very slow bandwidth or no service at all.  This of course happens in times of Emergency or local outages in cell towers.  They give priority to their regular subscribers - of course.  Consumer Cellular is an MVNO (mobile virtual network operator) as described below.  I want my family to have the security of reliable cell service so I'm sticking with Verizon - at least for now.  This is another example of AARP giving seniors a "great offer" without disclosing what you may be giving up and the lower level of service that you wil

I live in The Pacific Northwest in USA and 2026 is my first full year in retirement. Started to plan it in August 2024 based on two spreadsheets. Started to retire in February 2025 and moved from one part of Western Washington State to another to a peninsula that lends itself to retirement as the environment is idyllic lending itself to a slower pace of life without being isolated from society. The summers with lakes, oceans and mountains are as good as it gets. The other seasons are picturesque but are a good time to explore places outside the State and/or countries while one is physically able enough.Most of my time is spent on the continuation of retirement making sure that one is as healthy as one can get, financially secure and enjoy life as much as one can do. There are many aspects of retirement and I am working on structuring it to the best as I can with plenty of thought. Many changes have happened and retirees are in a space of their own. I am looking for a small handful of p

Always said I'd write mine down once I retired. Haven't written a page lol.Anybody actually done it? How'd you go about it, and what got in the way?Maple

Everyone might want to read this recent editorial from MarketWatch and Morningstar here - - https://www.morningstar.com/news/marketwatch/2026031757/social-security-benefit-cuts-are-coming-and-they-will-hit-current-retirees-hard.  A 1960 Supreme Court ruling in Fleming vs. Nestor established the principle that entitlement to Social Security benefits is NOT a contractual right.  The Court based its decision on section 1104 of the 1935 Social Security Act, entitled "RESERVATION OF POWER", which specifically states, "The right to alter, amend or repeal any provision of this Act is hereby reserved to the Congress."  While some might think that this reservation is unconstitutional, the above Supreme Court ruling settled this issue in Fleming vs. Nestor.  Denying or wholly removing benefits is neither unconstitutional nor an entitlement.  The Supreme Court ruling here - https://www.ssa.gov/history/nestor.html  While it's true, according to the SSA

Me and my wife both applied for social security benefits on the same date Oct 1,2026,My FRA  is significantly higher then hers since she has only worked 3 years on the past 30 years and i have worked for 36 straight I  thought that if we applied the same day and we both enterd our spouses s/s number and marriage date that the conputer would natch them and calculate the spousal benefits.We have both received our individual benefit letters but nothing on her spousal benefits. I went to the local office and found out theres a glitch since we filed on the same day and it has closed both our accounts and must be re opened manully by the ssa to link our accounts. I called the national number and they said only the local office could do it and the local office told me i could do it online but it takes me into a endless loop.Has anyone else had this problem and how did you resolve. I am going to our local office tomorrow and try to have supervisor link the accounts. I am so frustrated. It seem

I always pay my Hartford homeowner & auto bills annually with a credit card in order to earn reward points. This year there was a notice that they're using a third-party vendor to process CC payments, and when you select credit card as payment, it states there "may" be a 2.95% charge. Obviously this would negate any advantage of earning points. There has never been a credit charge surcharge in prior years. Anyone else notice this?  

... and I never got the life insurance Lockheed Martin stated I was going to get.  🥺🤔😔When to apply for survivor's benefits?  Also worked for the railroad.  I need a free lawyer.I was stolen from by two sets of children when their parent passed away, one of whom was my partner, and one whom I lived with for four years while caregiving for them both, before he died, things in my name, things I personally owned, and immediately had an eviction notice so they could sell the mobile home... leaving me homeless since November of last year.  Service dog keeping me from attaining shared room therapy situations.  I am 56 years old.  Physical/mental/trauma issues, all.  Denied help, forced to the streets, where are my legal protections?Social Security only considers my disability from the week *after* my husband died, when I had applied for the 4th or 5th time... does not acknowledge the seriousness of my declining conditions, which are painful and complicated... mild signs in childhood of Ag

We moved to consumer cellular in 2022. The service has degraded to the point of being unusable as of July 2026. Tech support is poor. The coverage in So. California is poor at best. Tech support makes excuses to the ATT partner services (towers) they rely on. Customer service support is a joke. We had a supervisor actually hang up during a call when we asked for his supervisor. They read from scripts, and have little knowledge when it comes to coverage issues. BEWARE OF CONSUMER CELLULAR!!!!

I would like to see AARP push for a legislative change in Beneficiary Accounts being counted as assets for seniors.

i saw on facebook this lady name Sharon O Bradley helps people to trade in the forex market for a fee. i dm her through messenger. i signed up with her services and was told that i would be able to withdraw my money in 7 days. i was told to sin up on her  trading site. where i could actually see my money trading and making money. in a few days i wanted to withdraw my profits only to be told that i have to pay 10% first of the profits to make a withdrawal. i had no control of the account because they opened the account. after much research. i discovered that this account was not opened with this lady and someone might have cloned her account on facebook and using her name to scam people. i need help to find these people so i can recover my money. Who do i report this to.  also, anyone know this lady please let me know how to contact her to warn her of what is happening to her business reputation.

The July/August 2026 issue on page 4 is "Social Security Funding Crisis Looms, Say Trustees"  but the May/June 2025 on page 11 tltled "The Truth Behind Social Security Myths" says  "Fact:  It will be there when I retire."  Which article should we believe?

Discussion created on April 18, 2021 9:50am EST.Adventurer - ventures into the unknown.Continuer - continues to do what they have been doing.Easy Glider - no  agenda.Searcher - figuring out next move.Lol, you are unique and do not have a type!!! 😂🤣Stop by to read the comments and/or leave a comment. We luv hearing from you!

Discussion created on May 18, 2021 9:30am EST.Let's have some fun!!!Add your responses to - I know I am getting old because...Keep adding each day if you want to 😁

Discussion was created on May 18, 2021.With retirement, some of us now have time to think, explore, change and so on.Any aha moments to share with us?Stop by to read the comments and/or add a comment.We luv hearing from you!

Discussion created on April 18, 2021.Stop by to read our comments and/or add a comment.We luv hearing from you!Lol, cute .gif of an old lady driving with her dog looking petrified is attached to this post!! 🤣😂 Poor furbaby. 😞  

▶️To reply, click on reply button at bottom of this post. Enter your text. Click reply button again.◀️ ***READ comments and/or ADD a comment*** (1) Still WORKING - what are YOUR concerns while planning? 🤔 (2) RETIRED - YOUR concerns? 🤔 Thanks, Nicole 👴👵 (Retirement Forum)

As shopping, travel and charitable giving pick up, watch for fake delivery texts, bogus donation requests and online deals for products that never arrive.Before clicking or paying, pause and verify. Visit retailers, charities and delivery carriers through their official websites rather than links in unexpected messages.Learn how to spot and avoid holiday scamsHave you noticed any suspicious offers or delivery messages lately? What warning signs stood out to you?

 Has anyone collected their $400 bonus after 120 days of maintaining the required balance?  I called them today and asked when I'd be credited my bonus.  Their answer was I'd have to wait up to and additional 60 days and the bonus is only $200.  This is the AARP bonus information as of 6/23 showing $400 and nothing about a +60 day waiting period!  https://www.aarp.org/membership/benefits/finance/select-savings-from-barclays/?msockid=0017ee41565068e70f1bf8b5577d6968 

Hello, my name is Deallane Martin, I’m in California. I love to hangout and spending time with my lovely one also I do love to know more about social security benefits. I can’t wait to connect with kind and generous people on here. Thanks 

[Tuesday 10/20/26]You are NEVER too old to return to school & we get to do it for FREE at age 60+.Stop by to tell us about YOUR school life. Maybe your story may INSPIRE another senior to return to school.They say this keeps our mind YOUNG. 😉Take care,Nicole (Retirement Forum)

So, let me tell you a little bit about myself.  I’m a 68 year old widow, who is having a rough time just covering the basic expenses.  I don’t look like the people in the AARP  ads, who are happily going on vacations, and spoiling their grandchildren with gifts.  But...I make JUST enough that don’t qualify for any assistance.  I live on Social Security, and a very tiny (less than $200) retirement check from my husband.  I know I can’t be the only one stuck in the “in between” group...not comfortably retired, but not “poor” enough for government assistance.I’ve gotten pretty good at saving money at the grocery store, but I’d love to hear what other people are doing.  Here are some things I do:*I forgot to mention that I am allergic to meat, so I can’t help with any meat ideas.​​​​​​​I bought a toaster oven, so that I don’t have to turn on the big oven for just one piece of fish, etc.  When frozen pizza is on sale, I cut it into fourths before I put it in the freezer.  The personal size

Hey AARP!  You do realize that this administration doesn't give a rat's ass about your petition or protest or the pain they cause the general population.  We're just pawns to be manipulated.It's time that AARP gets political.  Not partisan, but POLITICAL.  You had a chance to alert your membership that Trump and Republicans were itching to implement these cuts in 2024, but you didn't, and Trump got elected, and now your membership will suffer for it.  Thanks a bunch.  And I mean that very sarcastically.

Today I will be discussing a type of scam that doesn't initially set off any red flags but the more you talk the more suspicious it becomes. This scam has been plaguing dating apps for some time; the main premises of this scam is for the scammer to get the victim to send explicit or revealing photos to the scammer. Who is posing as a beautiful woman on a dating site, then using those photos to blackmail a victim usually stating that the scammer will send the photos to loved ones and or your job unless a ransom is paid. I recently found myself as a potential victim of one of these scams. I was using a dating app and I seemed to match with this girl who was not far from me and recently moved from Oklahoma. I began a conversation that would last two weeks before she sent me her phone number. Me being me, I did a reverse phone number search and found that this number was registered to an elderly man in Texas. This was the first red flag I encountered, upon texting her directly the conversa

Last year the FBI logged over 48,000 phishing reports from people 60 and up, about double the year before. Almost all of it comes in by email. A friend's parent kept getting hit, so we sat down one afternoon and went through the account together. Here is what we did, in the order we did it. Do it with your parent at the keyboard, not you. It goes better.1. Two-step sign-in. Gmail: Google Account, then Security, then 2-Step Verification. Yahoo and AOL: Account Security, then Two-step verification. Use their phone number. Most account takeovers stop right here.2. Recovery email and phone. Someone who breaks in changes these first. Check that both belong to your parent or to you.3. Forwarding and filters. In Gmail that's Settings, See all settings, then the Forwarding tab and the Filters tab. If mail is being forwarded to an address you don't know, delete that rule. On accounts that have already been broken into, this is the thing I find most often.4. Devices and connected apps. Google Ac