😤 Anyone Request Their 3 Annual FREE Credit Reports?

[Monday 9/21/26 7:49pm ET]

It seems EVERY YEAR of late I am getting "notified" about a DATA BREACH (my info compromised).

I had stopped requesting my 3 FREE Credit Reports when I retired. Use to do it online EVERY YEAR.

Decided I better start up this habit again.

Tried to do it ONLINE, an issue.

DIDNOT want to use the "mail in" option with all the dishonest postal employees, mail theft, lost mail & going to Post Office to buy a stamp. Been years since I have visited them or mailed anything.

So it was the PHONE OPTION. Did good with this & ordered ALL 3.

Well ONLY one has arrived. And way before the 15 days they say it would be received. NOT sure IF that was 15 biz days.

Lol, the other TWO ARE STILL MIA. Will be a MONTH since ordering ALL THREE on the 25th of this month.

Now I did REorder the "missing" two SEPARATELY after the 15 days. And spaced this out so as NOT to order on SAME DAY.

➡️[*** Does anyone know what "options" we have IF we NEVER receive a report?

I tried calling the Credit Report Agencies & got the "so ANNOYING" AI that would NOT "transfer" me to a human. 😤

Thanks,

Nicole!