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SusanMercer10
Contributor ⭐
July 20, 2026

Pre-retirees Still Supporting Adult Children

My husband and I have found ourselves just a few years from retirement and realizing our adult children are not yet financially independent and struggling in today's economy. Can any of you relate to this? The hardest part is having the conversations related to finances and the potential impact these could have on our relationships. We know we have to take responsibility for our own retirement future, but want to be able to support them in achieving their own financial success and happiness. Really want to connect with people who are sharing a similar life experience and navigating this challenging circumstance.

    2 replies

    SereneSeagull
    SereneSeagull
    Community Champion ⭐⭐⭐
    September 23, 2026

    If they are Adults, then they find their way. They learn to fly, and as parents we need to let go and let them do that on their own.  You hope they take the tools you passed on to them, but they may stumble along the way.  That’s how they learn and grow and find their own way.  Can’t take on their adult finances, needs and wants, as well as our own. Support and advice when they ask, but can’t take on their finances.

    rh72155249
    Contributor ⭐
    July 31, 2026

    Same here. It's been a slow process for gradually reducing the level of my financial assistance. However, I realize that the economy is vastly different than it was fifty years ago when I entered the workforce, so I continue to help. 

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