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Contributor ⭐
September 15, 2026
Question

My monthly payment after taxes will be???

  • September 15, 2026
  • 1 reply
  • 58 views

63, still working full-time, making $46,797/year.  SSA shows my payment would be $1574 (before they tax because of my work income). I'm just wanting to know what my *actual* payment would be after they tax the $1574 if anyone could explain it to me.  No other income is being touched until I retire.

1 reply

Community Champion ⭐
September 17, 2026

Your actual payment will still be $1574.  You can file a form to withhold taxes from your social security benefits--same idea as what’s done with wages.  But it’s voluntary--you have to opt in and say what percentage you want withheld.

Once you turn 65, your actual payment WILL be lower because your Medicare Part B premium will be taken out of it.