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VintageDrummer
VintageDrummer
Contributor ⭐⭐⭐
June 4, 2024

I resolved The Hartford insurance rate increase and saved $$$

  • June 4, 2024
  • 112 replies
  • 79455 views

Here's how I successfully resolved the interrelated problem with The Hartford raising the insurance premium dramatically for my auto insurance even though I have an excellent driving history, and AARP acting helpless to leverage the matter with its business partner (i.e., The Hartford) ...

 

  1. I recently dropped The Hartford at renewal time in favor of a different carrier (Progressive) and, in the process, save substantial money.

 

  1. I subsequently called AARP and cancelled my membership and will be receiving a prorated refund of my five-year membership payment (more savings for me). If more people took this approach and there was a decrease in membership, perhaps AARP leadership would redirect its energies to be more member centric?

 

It seems that AARP has lost its way helping members in favor of income from royalties paid by business partnerships. 

    112 replies

    Show previous replies
    M
    MichelleM700353
    Contributor ⭐
    December 3, 2025

    I canceled mine and went Geico at half the price. Now I will cancel AARP.

      B
      BrianL447351
      Contributor ⭐
      March 19, 2026

      In 2024 my Hartford auto premium was about $940 for the year. Clean record for both older vehicles with two drivers. Last year without provocation our premium jumped $400. Then this year the premium jumped another $200. A 64% premium spike in two years. So come early May if we stayed with the Hartford we would have paid $1540 for the year. I found this thread and read people switched to Progressive for a better rate. I just purchased a policy from Progressive and now I'm paying what the Hartford charged me in 2024, $950. By switching we're saving $600 for the year which is a 64% savings from the Hartford policy which would have started in May. 

        VintageDrummer
        VintageDrummerAuthor
        Contributor ⭐⭐⭐
        March 19, 2026

        That’s great news to hear!

        C
        ChrisT526811
        Contributor ⭐
        January 20, 2026

        That is ridiculous saying it is AARP fault that your insurance raised. Hartford raised the rates on the policy.  AARP can’t do anything about it. 

        G
        goffprof
        Contributor ⭐⭐⭐
        January 20, 2026

        Chris- respectfully, you are completely missing the point.  AARP signed the contract with The Hartford and it was a bad contract for AARP members as it contained no limits on premium increases or other safeguards. When our insurance rates suddenly increased 40%+, many of us quickly found alternative insurance from Progressive or other carriers at FAR less cost. AARP members continue to drop The Hartford and also ask AARP why they don’t do something about the predatory rates with no substantive response. Do you now understand the issue? 

          VintageDrummer
          VintageDrummerAuthor
          Contributor ⭐⭐⭐
          February 1, 2026

          Exactly. 
          AARP has dropped the ball time and again and has failed to put members’ interests first over business relationships. Plus, AARP has benefited $$$-wise from the requirement that to obtain that AARP-promoted insurance with The Hartford, membership in AARP is necessary. 

            D
            dc63507872
            Contributor ⭐
            February 10, 2026

            I'm 100% on board with you. The Hartford jerked me around regarding a PIP issue with my auto coverage and even though the mistake was on them, they threatened to cancel my policy unless I paid the additional premium. I reached out to AARP and asked them to advocate on my behalf. That was a waste of time. I just cancelled my  auto with them as I found a much better rate. My homeowners will be next. Followed by my AARP cancellation. 

              G
              goffprof
              Contributor ⭐⭐⭐
              February 10, 2026

              The fact AARP still refuses to respond appropriately to any member complaints about The Hartford is very disappointing. I won’t renew my AARP membership and advise others to avoid AARP and The Hartford. I changed from The Hartford to Progressive and saved $1500 with better coverage. 

                S
                s802272m
                Contributor ⭐
                May 4, 2026

                I just went through a similar experience with The Hartford. Their quote was much higher than Progressive. What is AARP doing for its members? 

                  G
                  goffprof
                  Contributor ⭐⭐⭐
                  June 10, 2026

                  AARP sent me renewal quotes for 2026 from The Hartford even after I cancelled last year. The new quotes were even more ridiculous and 50% higher than my coverage with Progressive. The Hartford’s high rates are a never-ending nightmare for AARP but they refuse to respond or change carriers. AARP is failing and more long time supporters are dumping The Hartford and not renewing AARP.  Very disappointing. 

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