Skip to main content
VintageDrummer
Contributor ⭐⭐⭐
June 4, 2024

I resolved The Hartford insurance rate increase and saved $$$

  • June 4, 2024
  • 112 replies
  • 79957 views

Here's how I successfully resolved the interrelated problem with The Hartford raising the insurance premium dramatically for my auto insurance even though I have an excellent driving history, and AARP acting helpless to leverage the matter with its business partner (i.e., The Hartford) ...

 

  1. I recently dropped The Hartford at renewal time in favor of a different carrier (Progressive) and, in the process, save substantial money.

 

  1. I subsequently called AARP and cancelled my membership and will be receiving a prorated refund of my five-year membership payment (more savings for me). If more people took this approach and there was a decrease in membership, perhaps AARP leadership would redirect its energies to be more member centric?

 

It seems that AARP has lost its way helping members in favor of income from royalties paid by business partnerships. 

112 replies

Contributor ⭐
December 7, 2024

I I agree. I used to hae the Hartford year ago, but ended up Insurance shopping over th year for cheaper rates. Back in September I resighned up with the Hartford from Progressive for cheaper rates.

Right now I'm stuck at home because The Hartford failed to inform me they didn't get their payment, and my policy is cancelled and to reinstate they want 4 times my normal monthly payment. So I payed it but because they are closed on the weekends the payment is pending. I called them all upset and it showed in my voice and the Rep just said don't yell at me. I said I'm not yelling at you I'm just upset. If you are a customer rep you need to get used to some loud upset taking. So I aked why wasn't the payment taken out of the new debit card I added on line for my auto payments. She said we don't have any new updates showing. Apparently on Auto pay they don't allow you to change your form of payment. My Bank account had recently been scammed and I had to go throught the long process of opening up a new bank account and waiting for a new debit card. When it arrived I went online and updated the info with The Hatford. Apparently it didn't arrive at their end and because they didn't receive payment. I was unaware of this for 20 days, with out The Hartford E-mailing me or texting me to ask why the payment didn't go through. So after trying to explain to the Rep the reason she didn't care and didn't make any effort to come up with an alternative solution. I asked for a Supervisor and was told she'd call me back when she was done with another customer. That didn't happen. GREAT CUSTOMER SERVICE!!. So now I'm stuck at home because they haven't processed my payments. As soon as I can get some temp insurance I'm cancelling them out along with my home insurance and am calling my state insurance board

Community Champion ⭐
December 9, 2024

@StevenS900365  I am so sorry to hear you had that much trouble with The Hartford! We are listening and want to help. Please visit https://help.aarp.org/s/article/contact-aarp to chat, text, or speak with a representative who can get you in touch with our Member Relations team. Take care!  Jodee R. 

Contributor ⭐⭐⭐
December 9, 2024

Jodee- respectfully, many of us have already contacted AARP customer service and member relations.  We all get the same useless apology, and request that we don’t cancel The Hartford or AARP.  There is never a serious response to customers as AARP has failed it’s members and won’t acknowledge it has a terrible contract with The Hartford.  Progressive and other insurers can provide similar insurance coverage for $hundreds less.   Long time customers are not pleased with AARP or The Hartford. Self serving meaningless apologies from AARP are simply NOT acceptable. Do you finally understand? 

Contributor ⭐
November 15, 2024

We are facing this same problem. Your last comment of " ... It seems that AARP has lost its way helping members in favor of income from royalties paid by business partnerships. ..." is spot on. We are dropping them as well,

Community Champion ⭐
November 18, 2024

kb6149 We're sorry to hear you’re having trouble with a rate increase through The Hartford. We are listening and would like the chance to help as soon as possible. Please visit https://help.aarp.org/s/article/contact-aarp?cmp=SNO-LITHIUM---&socialid=15290187304 to chat, text, or speak with a representative who can get you in touch with our Member Relations team. - Christy C. 

Contributor ⭐
November 18, 2024

I had two separate calls with Hartford that went nowhere.  Shopped around and went with Allstate that had significantly lower auto and homeowner rates. Problem solved😎.

Contributor ⭐
November 5, 2024

Wish I would have seen this before I made my post.

AARP Are you paying attention?

Contributor ⭐
November 3, 2024

My increase was about 90% when I got my renewal documents a couple of days ago...I switched to Progressive as well and may also drop my AARP membership too because The Hartford low rate I was getting was the only tangible on-going benefit from an AARP membership. The buck's got your back? The buck is sticking it to us in the back. A little lower, actually.

November 5 update: Not only has The Hartford raised their rates and AARP has not sufficiently addressed this situation with its members, but I just got an email from AARP that their membership fee is also going up. Bye bye AARP.

Contributor ⭐
October 28, 2024

Me too. Safe driver, no accidents and my premium doubled. I quickly switched to Progressive. Shame on AARP. I expected you to save us money, not endorse and promote PRICE GOUGING! I will reconsider my AARP membership! ! 

Community Champion ⭐
October 29, 2024

We hope you stay with us, @barbaran135913. I can understand how disappointing that can be. I can get you in touch with our Member Relations team. They act as liaison for AARP service providers. Please send me a private message with your name, membership number and the best phone number or email for our Member Relations team to get back to you. - Diana G.

Contributor ⭐⭐⭐
October 30, 2024

@AARPConsumerCare- your repeated responses to customers who are switching carriers due to the 30% rate increases are disrespectful and simply not acceptable.  We all KNOW you don’t want us to leave, but your responses are ridiculous and embarrassing to AARP.  Many of us are long time AARP members and are able to secure far less costly insurance easily and immediately.  Why does AARP continue to aggravate its most loyal customer base? Your responses don’t address the problems and are being reposted all over the internet as more AARP customers drop The Hartford as their insurer and do not renew AARP membership.  Do you understand? 

Contributor ⭐
October 28, 2024

I just saved $500.00 by going with Progressive and not renewing my insurance through AARP with the Hartford. That is just deplorable. AARP is supposed to help us all save and many seniors don't want the hassle of switching or they like to show loyalty and stick with companies. 

Contributor ⭐
October 21, 2024

My husband just called The Hartford .  Our home & car insurance went up $1,364.00 . We have been loyal to The Hartford for years! We are seniors, low milage on driving, no accidents, and AARP members. Yet we were told nationally rates were  up and nothing they could do. We will just have to start searching for better prices and will check Progressive too and other car insurance rates...let see how it goes.

VintageDrummer
Contributor ⭐⭐⭐
October 21, 2024

Wow, that’s quite a rate increase. AARP should be ashamed by their endorsement of The Hartford. Wishing you luck finding a better insurance company!

Contributor ⭐
October 16, 2024

I too have been with The Hartford/AARP since 2019.. My premiums drastically increased for this new renewal which I will not be renewing. We are seniors and I only drive maybe once a week 2 miles. I was told by Hartford that my rates increased due to countywide and statewide increases, which is it? Second was told that my mileage changed… actually my mileage is less then when I was working, 3 years retired. Then was told the rate increase due to a rate adjustment that Hartford implemented in my state since my policy was last renewed. I also was told that I am receiving AARP discount but no one can tell me how much or where it states in my policy only that I am getting it…. The rate increase also was because of our age and mileage…last was told by AARP and Hartford that this discount is built into the overall rate and that my policy is benefiting from my membership…. Really. My insurance went from $2100.00 to $3110.00. Who’s BENEFITING… sure is not me. I am shopping around so once I find an insurance company that I can trust I will not be renewing. Thank you for your message about The Hartford/AARP. 

VintageDrummer
Contributor ⭐⭐⭐
October 16, 2024

I’m sorry to learn that you, too, have been negatively impacted by The Hartford’s ridiculous rate increase and concomitant lack of transparency. And apparently AARP is doing nothing visible to be helpful, to make insurance cost matters worse. I’m glad I switched to Progressive for auto insurance - I am saving significant money plus their customer service was very helpful when I recently needed my front windshield replaced due to road hazard damage. Wishing you the best in finding a better auto insurance solution!

VintageDrummer
Contributor ⭐⭐⭐
September 28, 2024

UPDATE: From what I can see, it seems AARP continues to simply sit idly by (learned helplessness, in a sense) while its recommended auto insurance vendor engages in what some people might consider price gouging. As mentioned above, I easily solved the problem by changing to Progressive (got a comparatively great rate) and saving even more money by dropping my long-standing AARP membership.

 

As a practical matter, AARP should (1) learn how to be much more member-centric; (2) reevaluate who it takes on as a business partner; (3) have two or more endorsed auto insurers to foster competitiveness; and (4) use its several print/online publications to objectively share useful and informative stories about the auto insurance situation, including the role AARP itself plays. Unless and until AARP takes substantial meaningful steps in this direction, I'll remain on the sidelines as to re-upping my multi-year membership. As it currently stands, my trust in the organization is diminished.

Community Champion ⭐
September 30, 2024

Hello, we are deeply sorry to hear about your experience with the Hartford, and we appreciate your feedback as we are always looking for ways to improve what we offer to our members. I really hope that you reconsider and decide to give us another opportunity. Please send me a DM through here, so I can get you in touch with our Member Relations team. They act as liaison for AARP service providers. Here is an article that will show you how to activate Private messages: https://aarp.info/47hWcl7. I look forward to hearing from you. - Daniela R. 

VintageDrummer
Contributor ⭐⭐⭐
October 2, 2024

Daniela R. - The only thing that would perhaps prompt me to reconsider would be for AARP to offer multiple *competitive* business partners for auto insurance and to engage in a real conversation on this forum instead of, time and again, trying to steer those who complain to take the convo private with the Member Relations team. The issues at hand deserve community forum attention not 1:1's with Member Relations. This lack of transparency with members is part of the problem. For now, I'll stick with Progressive for auto insurance; I don't trust The Hartford as matters stand; I doubt I'm alone on this.

Contributor ⭐⭐
September 16, 2024
bravissimo,
bravissimo,
bravissimo