I resolved The Hartford insurance rate increase and saved $$$

Contributor ⭐⭐⭐

AARP sent me renewal quotes for 2026 from The Hartford even after I cancelled last year. The new quotes were even more ridiculous and 50% higher than my coverage with Progressive. The Hartford’s high rates are a never-ending nightmare for AARP but they refuse to respond or change carriers. AARP is failing and more long time supporters are dumping The Hartford and not renewing AARP. Very disappointing.

D

dc63507872

Contributor ⭐

I'm 100% on board with you. The Hartford jerked me around regarding a PIP issue with my auto coverage and even though the mistake was on them, they threatened to cancel my policy unless I paid the additional premium. I reached out to AARP and asked them to advocate on my behalf. That was a waste of time. I just cancelled my auto with them as I found a much better rate. My homeowners will be next. Followed by my AARP cancellation.

Contributor ⭐⭐⭐

The fact AARP still refuses to respond appropriately to any member complaints about The Hartford is very disappointing. I won’t renew my AARP membership and advise others to avoid AARP and The Hartford. I changed from The Hartford to Progressive and saved $1500 with better coverage.

S

s802272m

Contributor ⭐

I just went through a similar experience with The Hartford. Their quote was much higher than Progressive. What is AARP doing for its members?

C

ChrisT526811

Contributor ⭐

That is ridiculous saying it is AARP fault that your insurance raised. Hartford raised the rates on the policy. AARP can’t do anything about it.

Contributor ⭐⭐⭐

Chris- respectfully, you are completely missing the point. AARP signed the contract with The Hartford and it was a bad contract for AARP members as it contained no limits on premium increases or other safeguards. When our insurance rates suddenly increased 40%+, many of us quickly found alternative insurance from Progressive or other carriers at FAR less cost. AARP members continue to drop The Hartford and also ask AARP why they don’t do something about the predatory rates with no substantive response. Do you now understand the issue?

Contributor ⭐⭐⭐

Exactly.
AARP has dropped the ball time and again and has failed to put members’ interests first over business relationships. Plus, AARP has benefited $$$-wise from the requirement that to obtain that AARP-promoted insurance with The Hartford, membership in AARP is necessary.

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MichelleM700353

Contributor ⭐

I canceled mine and went Geico at half the price. Now I will cancel AARP.

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BrianL447351

Contributor ⭐

In 2024 my Hartford auto premium was about $940 for the year. Clean record for both older vehicles with two drivers. Last year without provocation our premium jumped $400. Then this year the premium jumped another $200. A 64% premium spike in two years. So come early May if we stayed with the Hartford we would have paid $1540 for the year. I found this thread and read people switched to Progressive for a better rate. I just purchased a policy from Progressive and now I'm paying what the Hartford charged me in 2024, $950. By switching we're saving $600 for the year which is a 64% savings from the Hartford policy which would have started in May.

Contributor ⭐⭐⭐

That’s great news to hear!

Contributor ⭐⭐⭐

Update -- AARP wasn't able to assist with anything related to The Hartford's Insurance rates and essentially said we have to call The Hartford directly. I called after my 30% rate increase and got no reasons for the high costs other than it was due to a general rate increase. However, a recent Consumer Report's review and ratings of insurers resulted in The Hartford being rated #45 on the list.

I called 3 other carriers this week and all offered lower rates. Progressive offered a good Auto / Home bundle at a total cost that's $1100 less than The Hartford based on 12-month costs. I called The Hartford again to advise I was cancelling and was transferred to another agent who was nice but admitted many customers were cancelling and moving to other carriers. AARP is still not doing anything about customer complaints with The Hartford, so many AARP members are cancelling BOTH The Hartford and AARP. It's very disappointing that AARP will not even attempt to fix the mess they caused with their contract with The Hartford. I agree with many others that AARP has lost its way. The Hartford's predatory insurance rates resulted in the loss of another long-time loyal customer who will advise many others to AVOID The Hartford and to think twice about joining AARP.

SummerOnTheWay1

📎@goffprof , have you picked ANOTHER company? 🤔 My daughter in Florida has Progressive. I have Allstate in Virginia. Take care, Nicole 👵

➡️[*** @goffprof wrote on Tuesday 6/10/25:
Update -- AARP wasn't able to assist with anything related to The Hartford's Insurance rates and essentially said we have to call The Hartford directly. I called after my 30% rate increase and got no reasons for the high costs other than it was due to a general rate increase. However, a recent Consumer Report's review and ratings of insurers resulted in The Hartford being rated #45 on the list.

I called 3 other carriers this week and all offered lower rates. Progressive offered a good Auto / Home bundle at a total cost that's $1100 less than The Hartford based on 12-month costs. I called The Hartford again to advise I was cancelling and was transferred to another agent who was nice but admitted many customers were cancelling and moving to other carriers. AARP is still not doing anything about customer complaints with The Hartford, so many AARP members are cancelling BOTH The Hartford and AARP. It's very disappointing that AARP will not even attempt to fix the mess they caused with their contract with The Hartford. I agree with many others that AARP has lost its way. The Hartford's predatory insurance rates resulted in the loss of another long-time loyal customer who will advise many others to AVOID The Hartford and to think twice about joining AARP. ***]

👣 Remember to take 1 step at a time!!!

Contributor ⭐⭐⭐

Nicole- I contacted several of

the best rated insurance carriers listed in Consumer Reports recent review and ratings. The Hartford was rated #45 on the list and it was a pleasure to cancel. The fact AARP is still completely non-responsive is angering many long time AARP members. AARP has lost it’s focus and commitment to senior members despite the propaganda. I can’t recommend AARP and especially won’t ever recommend The Hartford to anyone. AARP can’t even provide any rationale for supporting The Hartford which is against the best interests of members.

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MartynP267354

Contributor ⭐⭐

I'm FREE, bye, bye Hartford. It's a wonderful feeling to kick Hartford down the road. A bit like that first time as a kid when you learn to ride a two wheel bicycle without falling off. AARP members, follow me, I'm the Pied Piper.....

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mtthwsc43

Contributor ⭐

LI just spoke with another carrier today. I'm about to kick Hartford to the curb. I have been overcharged for 5 years. I was done when I filed a claim for my roof and the claim was denied, they even sent an inspector to say the roof was put on incorrectly. The contractor who came to look at my roof stated that he had 3 customers who had roof claims denied by the hartford. Good riddance Hartford.

Contributor ⭐⭐⭐

Wow. I'm so sorry you had to deal with that Hartford mess. More reason for folks to avoid them. I hope you find an insurance company that has your back.

And, I continue to notice, AARP publicly stays essentially mum about The Hartford and continues to partner with them.

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BalbonisMoleskine

Conversationalist ⭐⭐

For those of you who switch every year other than two, how many hoops do you usually have to jump through to get coverage? When I switched to Hartford, I had to either allow an agent to inspect my home or use their app to take photos. Not too bad but not something I want to have to endure every year or two.

What is Progressive like in that regard? State Farm? GEICO? Others?

Contributor ⭐⭐⭐

Dropping The Hartford was easy and saved me a lot of money. Progressive’s sales person made the transition easy. I had new car insurance certificates printed 10 minutes after I pre-paid the premiums. The Hartford’s predatory rates are MUCH higher and the coverage is not as good.

Contributor ⭐⭐⭐

@goffprof

I’m delighted to hear your success story about finding a substantially better auto insurance solution than what The Hartford offers! I’m also glad that I dropped The Hartford in favor of Progressive and am much better off as a result.

It’s too bad that AARP still promotes The Hartford - I imagine that is costing AARP Members a huge amount of money collectively when totaled across everyone who stays insured by The Hartford.

Contributor ⭐⭐⭐

A little over a year later [as of August 24, 2025] and still no action from AARP!

Over 25,000 views to my June 2024 post about The Hartford above. And yet, AARP clearly hasn’t been meaningfully responsive and isn’t doing much of anything substantive to help Members with the auto insurance rate problem with The Hartford. I cannot help but wonder why. AARP needs to learn how to better choose business affiliates and figure out how to regain a focus on actually helping Members.

J

jg5115

Contributor ⭐

My elderly, retired father, living on SS paycheck to paycheck, has used AARP/The Hartford for decades. His rates began to go up exponentially as of 2023.

2022=$2019/yr

2023=$2665/yr,

2024=$3018/yr

2025 $4926/yr... they've gone up by $2261 in 2yrs and $1908 in 1yr... WHY??? He hasn't made a claim since 2012 which was for hail damage. If natural disasters are causing the rates to go up then only raise the rates for either those who made claims or those who live in the natural disaster areas, instead of across the board. I just dumped AARP/Hartford and added my dad to my State Farm account, 2 automobiles, 1 cargo trailer and Homeowners (with even more coverage than he had with AARP/Hartford) and it's only $2713/yr. Even Lloyd's of London admitted insurance is nothing but a Ponzi-style scheme, so just stop with the excuses and blame.