Contributor ⭐⭐⭐

I resolved The Hartford insurance rate increase and saved $$$

Forum|Forum|2 years ago
June 4, 2024
112 replies
79957 views

Here's how I successfully resolved the interrelated problem with The Hartford raising the insurance premium dramatically for my auto insurance even though I have an excellent driving history, and AARP acting helpless to leverage the matter with its business partner (i.e., The Hartford) ...

I recently dropped The Hartford at renewal time in favor of a different carrier (Progressive) and, in the process, save substantial money.

I subsequently called AARP and cancelled my membership and will be receiving a prorated refund of my five-year membership payment (more savings for me). If more people took this approach and there was a decrease in membership, perhaps AARP leadership would redirect its energies to be more member centric?

It seems that AARP has lost its way helping members in favor of income from royalties paid by business partnerships.

Show previous replies

R

rv920

Contributor ⭐

Did the same thing, also switching to Progressive for a much lower rate. Hartford raised our premiums by 84% over the last 3 years. Same vehicles...no losses...no moving violations.

dantheman63

Contributor ⭐

American Family increased my rates by 50%, even though I have an excellent driving record. Progressive gave me a rate lower than my former premium. Maybe insurers think that old people are too reluctant to change. I did this all online.

VintageDrummerAuthor

Contributor ⭐⭐⭐

I suspect The Hartford may be relying on existing customers to not do as you’ve done - by shopping around and benefiting from doing so!

A

AARPConsumerCare

Community Champion ⭐

@DrummerCT1 I'm terribly sorry to hear that the Hartford did not work out for you. I'm disappointed to learn that we've lost your support as well. I hope that you reconsider and decide to give us another try. Please don't hesitate to reach out if you need anything in the future. - Janelle M.

VintageDrummerAuthor

Contributor ⭐⭐⭐

@AARPConsumerCare

Rather than spending energy on expressing regret to me (it rings hollow and pro forma), perhaps redirect your actions and energy toward leveraging AARP’s relationship with The Hartford to unwind its rate increases. And to bring on board other insurance business “partners” who provide better offerings at much more competitive rates. There’s no law prohibiting you having additional companies than The Hartford. I won’t be rejoining AARP unless and until it puts members’ concerns above inflated royalty revenue.

G

GailL1

@VintageDrummer wrote

“There’s no law prohibiting you having additional companies than The Hartford.”

================

Right, there is no law but most likely there is a contract for the agreement.

The Hartford News Release 06/20/2020 - The Hartford And AARP Agree To Extend Auto And Home Insurance Program For AARP Members

from the link ~

HARTFORD, Conn.--(BUSINESS WIRE)-- The Hartford announced an extension of its long-standing auto and home insurance program for AARP members until Jan. 1, 2033. The Hartford’s program has been endorsed by AARP for 35 years. It launched in 1984 and since then has developed into a leading affinity program.

D

DebLup610

Contributor ⭐

I called The Hartford to compare car insurance to what I pay at StateFarm, I am staying where I am. The Hartford was almost double for the same coverage.

VintageDrummerAuthor

Contributor ⭐⭐⭐

@DebLup610 I’m glad to hear this - that you’re able to get a much better deal from State Farm.

@DebLup610 wrote:
I called The Hartford to compare car insurance to what I pay at StateFarm, I am staying where I am. The Hartford was almost double for the same coverage.

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