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Contributor ⭐
December 12, 2022

AARP/Hartford Auto Policy CANCELED without notice

  • December 12, 2022
  • 55 replies
  • 44142 views

While obtaining my Quote for Auto Insurance from Hartford I was given the option to save money by enrolling in TrueLane, an App that monitors and scores your driving performance for safety. You obtain the discount immediately and it is adjusted later for unsafe driving scores if necessary. To register on the App you must wait for Hartford to issue you a code or something like that. I contacted their service twice asking for the information and never received what I needed to register on the TrueLane App. About one month later I got a bill for $65 which is the same as the proposed discount I would've received. The bill did have a note that I would be canceled if unpaid. I tried once more to get them to help me register but no response. After I returned home after a 2-week trip I opened a letter from Hartford. This letter was written in all CAPS sounding curt and angry informing me my Auto policy has been CANCELED and was effective 8 days ago. So, I was driving my car Uninsured for six days. This is because I had not paid the $65 yet. There you have it my friends. This is the lessons learned about Hartford Auto. 1)The TrueLane discount savings App is difficult to setup and not well supported. 2)Hartford Auto is intolerant of any past due account, regardless of the circumstances. 3)Hartford Auto cannot be trusted to take care of their customers' needs and puts them at risk with their abrupt actions. 4)Hartford Auto is rude, inadequate and unprofessional in their communication with customers. 5)Hartford Auto will CANCEL policies without warning. These are Facts, therefore I cannot in good conscience recommend the AARP/Hartford Auto Insurance benefit promoted on this website by AARP. This brings me to another unfortunate conclusion. Services advertised by AARP are not always vetted on behalf of the retired community and their specific needs that this organization represents.

55 replies

Jonsenne
Contributor ⭐
December 13, 2022

Our granddaughter had one of those app's for her car (different Company)  We live out in the far suburban and she keep getting dinged for making wide turns.... lol  this is not Chicago's tight corner's lol...

John
Contributor ⭐
January 24, 2023

It would not be so bad if it worked properly. It does not track right and the fact that it has to track so much info  about you besides driving is ridiculous.  

Contributor ⭐
June 16, 2023

Surprise folks, they are discontinuing Trulane and the discount. I found out when I bought a new car. Nothing like a little notice..........................................

AARPThelmaG42184
Contributor ⭐⭐
December 14, 2022

Hi @JJCC6391 ! We are sorry to hear about your experience with AARP Auto & Home Insurance provided by The Hartford. We would love to look further into this issue. At your convenience, 

please give us a call at 1-888-OUR-AARP (1-888-687-2277) to request an Escalation. Please provide the following details in your message:

  • Full name
  • AARP Membership # (or home address)
  • Phone # and email address to contact you
  • Description of your issue and when did this take place

We apologize for the inconvenience and appreciate you informing us of your concern. We look forward to hearing from you soon!

Contributor ⭐
January 24, 2023

I hate the app. It records that I am driving when I am a passenger in someone else's vehicle. It has said I used my phone while it has been in my purse. Most importantly I was  told by 2 different employees that I can delete the app after 6 months. Well I renewed my policy and was told they updated there terms and now everybody has to keep an app that does not even work properly FOREVER to get the stupid discount!!!  I even talked to a supervisor explaining this is NOT what I agreed to and was just told 'OH WELL" and if you uninstall it you have to pay  more money!! 

Contributor ⭐
April 29, 2024

I wish I would have seen this forum before I switched to the Hartford!  I just unregistered that TrueLane App for the same reason.  It tracked me as the driver when I was the passenger in someone else's car that isn't even insured by The Hartford.  I'm positive this Tracking App is illegal because they are tracking the driving habits of drivers who are NOT insured by The Hartford in cars that are NOT insured by The Hartford....without their consent.  I will definitely be reporting this to the appropriate regulatory agency.  Unbelievable.  Not worth the "discount." Everything is scam these days. 

Contributor ⭐
March 21, 2023

I dont know how else to break into this chat service, so I am using this reply option.  I have been with AARP/Hartford since 2007.  I am 68 YO with spotless record.  I am considering buying a Tesla Model Y .  When I called Hartford , you would think that I was asking them to ensure a Bugati to be used in transporting drugs and racing in the Grand Prix.  I waited on hold while the (helpful) agent talked to an anonymous "underwriter", who ultimately told her that I was "denied" because they paid out on some damage for the suspension of my 2010 Legacy (from striking a pothole).  Furthermore PA has a lot of potholes and Teslas are expensive to repair .

Given this BS excuse, and knowing that EVs are the future, maybe AARP should consider a more forward looking, responsive , and transparent insurance carrier.  It would also help if someone from AARP (rather than a Hartford rep) would answer the phone when we call with a complaint.  

Contributor ⭐⭐
March 21, 2023

Hi @MOORE6! We are sorry to hear about your experience with AARP Auto & Home Insurance provided by Hartford. We would love to look further into this issue. At your convenience, 

Please call us at 1-888-OUR-AARP (1-888-687-2277) to request an Escalation. Please provide the following details in your message:

  • Full name
  • AARP Membership # (or home address)
  • Phone # and email address to contact you
  • Description of your issue and when did this take place

We apologize for the inconvenience and appreciate your informing us about your concern. We look forward to hearing from you soon!

Contributor ⭐
November 20, 2023

Well my problem to me seems more serious than that I can't afford one of those nice cars I have a very old completely paid for vehicle and I'm being charged $1,500 for my policy which is completely ridiculous I'm going to cancel if somebody won't help me lower my rates

Contributor ⭐
July 28, 2023

Hartford just screwed me over as well.   Was on auto-pay for my auto policy.  Paid in May.   A few days later got an email for $41 due (my wife's Tru-Lane discount app never quite worked right, so didn't trigger the expected discount).  The notice said "If you have made a recent payment, thank you.  You may disregard this message."   I disregarded, especially since I was on auto-pay.    Today, we are checking credit card activity and notice an $800 refund from Hartford?  Huh?

 

Come to find out, Hartford wanted me to manually trigger the $41 payment and cancelled us!   For 2 months!!!   The money was for the main 6-month policy previously paid.    Call to billing was not productive.   The nice girl said Hartford gets burned on renewing cancelled policies.   She has tried several times to force it thru underwriting for other folks, with no success.   I told her if she has to do this more than once, Hartford has a systems problem.   I asked about why no cancellation notice and was told a letter got sent 3 weeks ago.   I never received.    

 

Obviously can never use Hartford again.  AARP, please review your relationship and marketing for Hartford.    This is not good.    If you can't help, I may need to look to AMAC.

 

Allan Hoffer

502-593-9687

Contributor ⭐⭐
July 31, 2023

Hi @CH581814  ! We are sorry to hear about your experience with AARP Auto Insurance provided by The Hartford. We would love to look further into this issue. At your convenience, 

please give us a call at 1-888-OUR-AARP (1-888-687-2277) to request an Escalation. Please provide the following details in your message:

  • Full name
  • AARP Membership # (or home address)
  • Phone # and email address to contact you
  • Description of your issue and when did this take place

We apologize for the inconvenience and appreciate you informing us of your concern. We look forward to hearing from you soon!

Contributor ⭐
December 29, 2023

I'm glad I am reading these reviews. It also seems the insurance industry will be going full rogue on many people. Some are flying drones over homes, and if they do not like what they see,they are canceling people; sometimes with due process, and sometimes not. My friend is in the  insurance business and also said if the house roof is a certain age, will do the same. You may find it becoming difficult to switch companies as well, if the home is not to their standards. Making it more difficult to be a home owner.

  You will be happy and own nothing. WEF,...on their web  site. They are pushing forward, but many people are too busy watching sports and on autopilot.

Tempest332
Community Champion ⭐
January 13, 2024

@beachy007 Can you shoot at the drones?

Contributor ⭐
January 7, 2024

My mother also had hers lapse for some reason and they would not renew or write her another policy despite a near perfect driving and payment history. That was over a year ago. Today I realized that my verification card expired Nov 27th and went to print a new one. No policy on file. Never received a notice that payment was due or that the policy was cancelled.  I am just no longer covered apparently.   I will call and verify, but doubt they will renew now. I guess I will follow my mom to another company.  It does not seem that The Hartford really wants our business.  I had the TrueLane app in the beginning, but was never told I had to keep using it. 

Contributor ⭐
January 7, 2024

 I'm canceling mine on Monday and going back to State Farm, I called state farm on Friday, and they told me to call back on Monday.  They knew I was going back.  Hartford quoted me one amount and now it's a lot more, a lot more 😞 .  I've only had Hartford since Dec 21st 2023, lol.  Wow, what a bunch of scammer 😞 .

Contributor ⭐
April 24, 2024

I called Hartford for my code and it was a seamless process to proceed from that point. I have not encountered any issues since signing up not with the app. For me it has been nothing short of a positive savings program with easy login to the app that lets me know where my bad habits are for safe driving. I love that it saves me money on my policy. 

Community Champion ⭐
April 24, 2024

Hi MsS58994. It's great to hear that you found enrolling in TrueLane a seamless process. If you have questions, I'm here to help. - Stephen K. 

Contributor ⭐
July 16, 2024

Eh...I called Hartford after being bombarded with mailing advertisements.  I called for the special AARP/Hartford discount quote.  Turns out The Hartford special AARP discount was almost $500 more a year then Geico and over $400 more a year then Liberty Mutual along with Hartford having worse coverage.   How come?  What's so special about AARP Hartford?  And I still get mail from them like twice a week. What a waste of paper. 

Community Champion ⭐
July 17, 2024

Hi @CraigR984798, thanks for bringing this to our attention. I apologize about your experience with the Hartford. We'd like to look into this further. Please visit https://help.aarp.org/s/article/contact-aarp to chat, text, or speak with a representative who can get you in touch with our Member Relations team. They act as liaison for AARP service providers. Also, a representative can help you to stop those mailings from them. Hope to hear from you soon. - Daniela R. 

Contributor ⭐
August 13, 2024

I had no issues downloading the app from the app store & setting up an account. No code or further instructions needed.  

Community Champion ⭐
August 13, 2024

Thank you for taking the time to share, @LauraG924235. Glad to hear you were able to download the app and setting up your account! - Diana G.

Contributor ⭐
August 28, 2024

Wow  Hartford was tricky and sly .auto insurance after a half hour talk  on my lunch break getting everything set up they casually say  only thing is you have to download the truelane app.This is was where I let them think they had me .Its like the movie fast and furious where vin diesel lets brian spilner win the race .well when my bank refused payment to be " collected one month in advance the bank rejected it I had not given my bank authorization something was holding myself back .I also got the nasty letter in the mail .Then I 🤔 thought wait a second I left my former insurance company on good terms wanted to give hartford a try .well I got reinstated with my old insurance company the day I got the nasty letter so here is what I have to say ." Hartford insurance you never got the best of me ,you may think you did however after looking and researching the comments on the truelane app you may have tried to invade my orivacy however ill be dead and six feet under before I ever allow this too happen .I am not a victim and I came close to falling into your gimmick .Also there was no paper to sign about burial insurance covering cremation up to 5000 on paper like their was online when I view my policy covering my wife and myself.Anyways its up to us as americans too look out for each other and I expected much more .There was a box to check online for burial insurance I chose to have the policy mailed instead .in the policy it states only mail back the stapled copies not one page about the burial insurance.This is not good business practice .Not having a copy of it Id had no proof .So hartford good 🤞 luck with that .Anyways I didnt ever expect things to go so sideways I saw this article on the forum and I JUST WANTED TO SAY EVERYTHING THIS MAN SAID IS TRUE .I GOT HIS BACK .ALL Hartford was ,was a RUDE DISRUPTION of epic proportions .Today I leave my house go to work ,with a smile on my face all because of this RESPONSIBLE MAN POSTING THIS ARTICLE .

 

Community Champion ⭐
August 29, 2024

@MarcJ914637 We're sorry to hear you’re having trouble with one of our benefit providers. We are listening and would like the chance to help as soon as possible. Please visit https://help.aarp.org/s/article/contact-aarp to chat, text, or speak with a representative who can get you in touch with our Member Relations team. - Christy C.