Share your concerns about Social Security

Why not require a pin (personal dentification number) for social security accounts?

It is required on credit cards and debit cards.

My concern is the proposed $15.00/hr. min. wage being reviewed by some cities/states.  I worked from age 12 to age 65, the most I ever made was $20.00/ hr., which I earned, not legislated for.  My job required knowledge in many fields, from HVAC to grounds maint.  Now they want and un-skilled, High School drop out to be able to make a living flipping burgers.

As we all know our Social Security and retirement is based on our earnings and ability to contribute.

If this min. wage does go into affect, the cost of living WILL rise.  Are we going to be able to legislate a subsantial increase in our Social Security Benefits.  What about being able to re-negotiate the amount we were able to contribute to our 401K's and have someone "give" us the difference between what we were able to contribute and what we would have been able to contribute at $6.00-$8.00/ hr. more earnings when we were working.  Being a Viet Nam Vet who is not recognized by the VA and initiatives such as this one which could hold catastrophic results for fixed incomes, I am starting to get the feeling that the Government does not want us around any more

My friend's husband died at the age of 63, and he had accumulated Social Security. She never got any of it. Is this normal? (She was an elementary school teacher with STRS retirement. Does this mean she can't even partake of her husband's SS?) Jane Burnett

It's a very bad system, over the next 2 generations it should be gradually ended. Every 5 years you should be able to roll your 401k into an annunity, You pick your own retirement age, and have a life insurane policy for your family, some people will not need this, or have to pay for it. What pisses me off the most is I cannot use a stop loss on the funds in my company 401k. If The market crashes when I'm a few years from retiring, I want a stop loss on my money. I can do it in an IRA, I can do it in a Roth, 401K's (mutual funds) are already milking the crap of you, yet you can't set a stop loss. Wall street people are just stealing money, which for some reason is leagle, I can't buy gold in my 401K, that's not availible, untill they know it's about to crash again.All polititions have been so bought and sold over so many years. That's what it took to make SSI and the 401K in the first place, We are all really screwed. I'm thinking for young people they should forget the company match and just do a Roth. I wish that's what I should have done, 

I have been unable to find work other than $8-9/hour jobs - more if temp with no benefits - for over a year.  I'm on something calls Old Age Pension that pays $771 per month, of which $600 per month goes to rent and utilities (not including the phone - no cable), leaving me $171 to pay for phone, car insurance, medical co-pays and everything else.  I receive $117/month for food stamps.

I have been working since I was 17 years old to support myself except the years I worked in the home for which I have zeros on my social security statement.  I was injured in a fall in December 2014 and am just able to work again, although there have been no follow ups on 99% of the jobs I have applied for or if I've been interviewed and tested by an agency, I rarely hear back from them.

Retiring at 70 is not an option.  I am hoping to keep my head above water until August when I can start early retirement at 62 and afford to be able to take a part time, low wage job and purchase health insurance through AARP, although I won't be able to afford much (whatever I can afford can't be worse than Medicaid - another discussion altogether).

I think it is a luxury to be able to retire at 70 given the current state of the economy.

Living on SSDI now for 10 years,which is the only source of income.To get any other help from any other programs is a joke,They put the minimum income at such a level that their is no way one can receive extra help.Would like to see washington live on what they send us monthly and see what they think then.No raise for 3 years,they say cost of living did not go up.I beg to differ.Groceries are alot higher,insurance higher,medical copays are higher this year.what gives Washington!!!!!!!!!!!

I never see anything written about this dilemma.  I will be 63 in July and my exhusband will be 55 in June.  Because he is so much younger than me I guess this means I can't collect my 50% from him until I'm 75?  I want to wait until I am 70 to collect my own but don't know if that is possible since the job I have right now is very shakey.  If I was to lose my  job now there is no way I can collect now at 63.  I would have to do temporary work or something.  I would only get enough SS to make my $800/mo. house payment.  If I have to collect at 66 it is going to be very rough for me and I still can't collect anything from my ex.  I have very little savings and am unable to save now.  Is there any way out of this dilemma?  I do plan to file for SS when I am 66 and then suspend it....if I can and am not out of work.  Things look very dim for me and it doesn't seem right that I have to wait until I am 75 to collect from my ex (if his 50% is enough....he makes a lot more than I ever did).

Because our CONGRESS has created incentives that shipped most USA jobs away from USA there are many less workers paying into the Social Security fund so there is alot less money going in!!.

This fact is one of the main reasons SS may have problems in the future..  THE SOLUTION!!  CONGRESS must get off their ___________ and create incentives to bring manufacturing and other jobs back to the USA!!!!!

My biggest concern is the fact that they may reduce the amount of my monthly check. i have already read a few articles on the fact that this may come true. The articles go on to say that this is an issue that capital hill is already discussing. We cannot let this happen!! There are many more retired citizens that are deawing less than what I am and i know that this would devastate most of them. So, I ask; what can we do about it?