Share your concerns about Social Security

In Response to Re: Share your fears about Social Security:

I have been on SS Disability for the past two years, and I am currently 62 years old. My husband will be retiring in the next two years from a company that I have been on his medical insurance. All I can find is that 3 months prior to me turning 65 that I should plan on applying for Part B and Part D. When he retires he will go onto his Medicare but I will not be of age yet to get these other parts for mine. Will I be able to apply also at that time for the other parts that I do not receive or do I have to wait the next two years to be placed on full Medicare? Without calling the SS office the directions are very confusing. Posted by juneen5230

In January 2012 all Social Security recipients will receive a 6% cost of living raise.  I am on Social Security Disabilty since the age of 56.  My check isn't all that big to start with.  That will give me a raise of about $20 per month and then of course the cost of Medicare is going to go up also in January.  My medical supplement already went up $17 and my RX coverage is going up another $10 starting in January.  I'd like to know how the government considers this a reasonable cost of living raise when everything has gone up much  more than the measly 6% in the 3 years that we did not get a raise! How would all those big shots in the senate feel about a 6% raise in 3 years?  They wouldn't like it a bit!  But they don't hesitate to kick the elderly and disabled in the teeth when their down.  THEY took OUR money!  Now they don't want to pay it back so they sit around thinking up ways that they can keep from giving it to us. 

In Response to Share your fears about Social Security:

1)       In the article,    Social Security Fears , many Social Security myths are addressed.  What concerns you the most about Social Security?  Posted by AARPMiller

 Loosing my disability benefits

I would like to see the source of that "fact" about $245.  If that were to happen all us elderly would clog the streets until the politicians couldn't get through without running over us.

And Golfnutoo, you are damn lucky we don't have a republican president - another George Bush! God help us if that should happen. Hold your breath and pray Obama is reelected, and that the next time we get a chance we will throw those obstinate and restrictive republicans out of office also! 



In Response to Re: Share your fears about Social Security:

To keep SS solvent we should demand an immediate end to Obama's cuts in the SS taxes paid by current workers.  Is this part of a plot to kill SS by cutting funds available for payments?  Everyone knows the SS fund is in trouble.  He is only making it worse.  I paid FICA and my employer matched it every year.  Now when the economy is in trouble OBAMA cuts the money available to make SS payments.  Posted by Golfnutoo

The only answer is to get rid of all the politicians.

In Response to Re: Share your fears about Social Security:

Will we ever see an increase in our Social Secuirty again to help the rising cost of living. Darlene Krake Posted by 19krake66

Social Security recipients will get a 3.6% COLA beginning in January.

In Response to Re: Share your fears about Social Security:

I have been on SS Disability for the past two years, and I am currently 62 years old. My husband will be retiring in the next two years from a company that I have been on his medical insurance. All I can find is that 3 months prior to me turning 65 that I should plan on applying for Part B and Part D. When he retires he will go onto his Medicare but I will not be of age yet to get these other parts for mine. Will I be able to apply also at that time for the other parts that I do not receive or do I have to wait the next two years to be placed on full Medicare? Without calling the SS office the directions are very confusing. Posted by juneen5230

If you have been on SS Disability for over one year, you can apply for Medicare NOW if you want it. All parts, A, B, and D. But once you sign up, you MUST start paying for your Part D. You will be penalized for life if you do not select a medication plan and start paying Part D premiums as soon as you get on Medicare. You might want to wait until husband actually has a retirement date, then apply for Medicare a few months before that date.

In Response to Re: Share your fears about Social Security:

In January 2012 all Social Security recipients will receive a 6% cost of living raise.  I am on Social Security Disabilty since the age of 56.  My check isn't all that big to start with.  That will give me a raise of about $20 per month and then of course the cost of Medicare is going to go up also in January.  My medical supplement already went up $17 and my RX coverage is going up another $10 starting in January.  I'd like to know how the government considers this a reasonable cost of living raise when everything has gone up much  more than the measly 6% in the 3 years that we did not get a raise! How would all those big shots in the senate feel about a 6% raise in 3 years?  They wouldn't like it a bit!  But they don't hesitate to kick the elderly and disabled in the teeth when their down.  THEY took OUR money!  Now they don't want to pay it back so they sit around thinking up ways that they can keep from giving it to us.  Posted by LaVonne57

The COLA in January will be 3.6%, not 6%.  The formula for COLAs was established a long time ago (I think in the '70s).  The formula requires no increase when the inflation rate is 0 or less.

In Response to Re: Share your fears about Social Security:

Will we ever see an increase in our Social Secuirty again to help the rising cost of living. Darlene Krake Posted by 19krake66

 There will be a slight increase for 2012 in SS and I'd bet a larger increase for your Part A&B medicare...

Considering US economy has been in the dumps for 4+ years and employers are still laying off workers, those thousands of Baby Boomers turning 65 each day need some financial safety net.  The false robust US economy has been uncovered and it's been proven the US was living a lie based on false real estate values and credit cards that buyers/users could not afford.  Companies to specify in help wanted ads that they do not want resumes from anyone who is not currently employed so the unemployed millions can't even apply for jobs.  Unemployed people use all (if they had any) savings and home equity and credit card balances to try to stay afloat while looking for (non-existing) jobs.  I've read that 45 is the new unemployable age - keeps getting lower from 65 to 60 to 55 to 50 - sure tell a healthy intelligent 45-year old man with a family to support that he's unemployable (same for single mom).  Recent article said companies in India and Philippines are taking US job - Ha!  I have a friend doing online work for firm in India  so reality is that US drives business out to foreign countries like India and then the India firms turn around and offer online jobs to US citizens at dirt-cheap wages and often refuse to pay for the work done.  Are the US unpaid citizens suppose to sue the foreign firm for payment?  Anybody else out there have experience as a legal secretary/paralegal so they know how slim chances are that'll happen?