IT TOOK YEARS AND YEARS AND YEARS

What goes down can go up unless you sell at the down time.

If you are retired or close to it, it might pay to do an analysis and see where your comfort level lies because the market is not certain and things happen for what ever the reason shakes it up.

Many of my equities are in utilities. consumer staples and/or stocks that pay dividends - the actual price of the stock is secondary to the payment of dividends.  A drop in the market price of stock that is a profitable company does not change the profitability of the company.

I have my ROTH still in the market but don’t draw anything from it at the moment so I can wait for recovery,

My IRA, SEP accounts were pulled from the market when interest rates hit their highest and I put them in very long term Certificates and only take out my RMD at present.  

When things settle down and get back to somewhat normalcy, It maybe time to check with your financial advisor - preferably a fiduciary - to see what you can do to ease you concerns because things happen to shake up the market from pandemics to recessions and things in between.

However, after this, I hope we won’t hear too much about BUY AMERICAN, LOOK FOR THE UNION LABEL - because we will know it seems never to be cause we need cheap products.  Or on the other hand, we can forget many of those pay raises to a living way - cause that too increases the price of goods and services.

Or maybe we are destined to keep bringing in illegals to do those jobs that others don’t seem to want to do and because we want to keep them paid at a slave labor rate so that the products the make or the services that they do can be paid at ultra low rates without benefits, of course.

What is it that we really want?

"Do we hear AARP speaking to this abomination?"

Well, certainly AARP could address the cause of this situation.  They could try to convince the seventy million-or-so seniors to vote with their brains in 2026.