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Anonymous
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๐Ÿ‘ด๐Ÿ‘ต What Are YOUR RETIREMENT CONCERNS today?

โ–ถ๏ธTo reply, click on reply button at bottom of this post. Enter your text. Click reply button again.โ—€๏ธ

 

***READ comments and/or ADD a comment***

 

(1) Still WORKING - what are YOUR concerns while planning? ๐Ÿค”

 

(2) RETIRED - YOUR concerns? ๐Ÿค”

 

Thanks, Nicole ๐Ÿ‘ด๐Ÿ‘ต (Retirement Forum)

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Regular Contributor

Yes, I am dealing with same situation with the two month notice.  I believe instead of filing the ML564 I think it is called you can bring medicare your pay stub showing you have been paying medical. This won't circumvent the two notice but at least your employer doesn't know and give them standard 2 week.   If I find out I will let everyone know.  Standing in line at social security to the answer is bummer but If the I like to know if this is the truth.  I would rather do that then trust my employer know I am giving them two month notice.  Gone are the days when companies really respected their retirees, now days it is just replace them and move on and when you give sign of a notice it is a green light to go.    The lack of communication between social security and medicare is unforgivable.  Part B for medicare it should as easy as part "A" just uploading a pay sub showing that you have been paying for medical instead of filling out a form your company has to sign.    How insane is that they expect your employer to log on to your medicare account and some how upload that ML564 form.  It is ridiculous.  That is something that I would like AARP to work medicare and social security on.  This process should be much easier.

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Social Butterfly

@Anonymous 

I didnโ€™t have much drama with Medicare when I enrolled or later. I liked Medicare, thought it was great.

 

I had a Medicare Advantage plan for a couple years. Then my doctorsโ€™ practice (very large group in Florida) would no longer accept Blue Cross Advantage. I was able to switch right away to a Medigap plan, more costly but I like the Medigap better over the Advantage plans.

 

edit:   I had a really helpful woman at the Social Security Admin help me sign up for Medicare. On the whole, Iโ€™ve found the SSA staff to be more competent than those at the Medicare agency CMS. โ€ฆthen again, my recent experiences with the SSA have been mostly awful.

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Periodic Contributor

I've been leaning toward the BCBS advantage plan but after reading this, I think I'll be talking to my provider first.   I'm looking at advantage out of concern to have prescription coverage and the $0 monthly on the BCBS plan caught my attention. I guess I should go back to looking at prescription only coverage?  

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Social Butterfly

I started out with BCBS Advantage in Florida. Later moved to a Medigap plan after my doctors' group no longer accepted the Blue Cross Advantage plans.

 

I guess with those $0.00 premiums you get what you pay for.

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Anonymous
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2 comments(1/13/23) I have always worried about dying alone here in my Studio Apartment and no one caring until it is time to pay rent/lol. ๐Ÿ˜‚๐Ÿคฃ Also of late sad that I have not seen my only child who lives in Florida since 2019. ๐Ÿ˜ช But I am working on getting things set up to hopefully move back to Florida this year 2023 or next year 2024. Never thought about dementia and other old age stuff until this week. It is like, how do I know I have dementia living alone? Does it happen while I am out driving - forget where I am? Lol, with the famous Senior Moments, I am use to forgetting where I left stuff or why I came into a room in my apartment. ๐Ÿคฃ๐Ÿ˜‚ Nicole

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Regular Contributor

I too worry about the same but just starting retirement.  I have my brother but he is older than me.  I have cousins but who has time to get to know people when you are working.  Too bad that independent assisted living communities couldn't more like communes where the health people who by or rent apartments could help out the elderly who need more assistance as they age and either get reimbursement or guarantee help as they go through aging process and new health people come into independent assisting living.  Even relying on family for people have them is not a guarantee today. 

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Anonymous
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WE "appreciate" you stopping by @k40013h  !!!! โ€Œ๐Ÿ’ƒโ€Œ๐Ÿฅณ, Nicole ๐Ÿ™ƒ

 


โ–ถ๏ธ@k40013h wrote:

I too worry about the same but just starting retirement.  I have my brother but he is older than me.  I have cousins but who has time to get to know people when you are working.  Too bad that independent assisted living communities couldn't more like communes where the health people who by or rent apartments could help out the elderly who need more assistance as they age and either get reimbursement or guarantee help as they go through aging process and new health people come into independent assisting living.  Even relying on family for people have them is not a guarantee today. โ—€๏ธ


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Gold Conversationalist

Hi@Anonymous ๐Ÿ™‚๐ŸŒธ

Those are real & important concerns for many of us!

 

Itโ€™s even more of a concern for those of us who are elderly, poor, alone, & with disabilities!

 

On the more positive side.....you arenโ€™t totally alone...

because you have us! ๐Ÿ˜€

 

Take care ๐ŸŒ„ ~Allen ๐ŸŒ‡

 

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Anonymous
Not applicable

WE "appreciate" you stopping by @Therapist4u  !!!! โ€Œ๐Ÿ’ƒโ€Œ๐Ÿฅณ, Nicole ๐Ÿ™ƒ

 


โ–ถ๏ธ@Therapist4u wrote:

Hi@Anonymous ๐Ÿ™‚๐ŸŒธ

Those are real & important concerns for many of us!

 

Itโ€™s even more of a concern for those of us who are elderly, poor, alone, & with disabilities!

 

On the more positive side.....you arenโ€™t totally alone...

because you have us! ๐Ÿ˜€

 

Take care ๐ŸŒ„ ~Allen ๐ŸŒ‡โ—€๏ธ


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