Contributor ⭐

United Healthcare Senate Panel

Forum|Forum|1 year ago
December 5, 2024
7 replies
2374 views

I've been following the complaints about the above-average denials for aftercare, especially the elderly (the Senate issued a scathing report on this). I'm considering AARP Gap Insurance, but now I don't know.

This topic has been closed for replies.

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JacquelineS271419

Contributor ⭐

Gosh, I just came in here to see about AARP's position on what is currently in the news.

I follow a doctor on social media that humorously creates awareness of medical concerns and often pokes at United Healthcare. I shrugged it off as AARP recommended my coverage. Now I don't know...

J

jt68799631Author

Contributor ⭐

The “point” is that Medicare Supplement insurers lure people in with good rates and then start taking away all the extras and raising premiums. It's near impossible to change Gap insurers if you have the misfortune of getting dx with a significant health issue. And, yes, we all know about prior authorization. The “point” is that United Healthcare is among those with a high rate of denial, especially for skilled nursing care and subsequent to us oldies suffering strokes, per news reports of the recent fatal shooting of UHC CEO—though some sources cite worse offenders than UHC (https://leadingage.org/analysis-senate-report-on-ma-plans-reveals-troubling-data/)

AARP makes clear that its insurance partners aren’t to be equated with AARP, but insurers only want to access the AARP brand because people can be swayed by brands.

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DuaneS431447

Contributor ⭐

If everyone was allowed to buy a medicare supplement plan, that would be great. Not every state is the same. Some states restrict the disabled on Disability, the Thus the Disabled are not allowed to buy supplemental plans in my state till they retire. Advantage plans are all that remain. Once conditions have been diagnosed, if they are allowed to be diagnosed, then comes the delay, delay and deny. The insurer has no intention of making anything easy, including generic mainenance drugs. If a person ages enough to then be converted from SSDI to SSI, then that person discovers that there are so many conditions found that supplement plans will not be written by the Insurance company. In my case, I needed to get two surgeries and lose weight, then my plan might have been only $800/month more than Medicare(no dental or vision). The surgeries I needed were delay, delay, denied, delay, delay, denied, delay delay, approved only for the ONLY surgical center, and they wouldn't take my name brand insurance, no matter what the insurer offered. So only two choices remain. Medicare only or Advantage Plans. Either you have enough to insure yourself, or you have the thrill of Delay, Delay, Deny, fight, fight, fight for the rest of your shorter life.

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DuaneS431447

Contributor ⭐

DO NOT buy UHC Insurance, if you can, drop UHC. UHC Stocks are dropping from the Government anti-trust investigation hidden from the shareholders while the CEO, possibly their Board too selling all their own shares first. Millions of investor dollars lost, but not the UHC Leaders. The Anti-trust investigation claims that UHC has increased denials to the elderly to increase revenues, possibly since 2021. The CEO was shot by a lone Gunman, in Manhatten, supposedly had bullets etched with the words "DENY" and "DELAY". Perhaps now our AARP Leaders might consider stopping having their name associated with UHC and dropping all UHC contacts, possibly AARP can file a lawsuit against UHC for cheating AARP members

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dn1740

Contributor ⭐

Supplemental N Plan was promising, but be wary of sales agreeing to an effective date. We signed up with an agreed upon start date, but 12 phone calls, 5 emails and an $11,400 bill later, it took effect two months after the agreed upon start date. Make sure you stay on top of the company if you want the service they agreed upon.

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