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ShariW77400
Contributor ⭐
August 9, 2024

United Healthcare Quotes

  • August 9, 2024
  • 6 replies
  • 2777 views

Beware of AARP United Healthcare. We were given a favorable quote over the phone so we signed up. When the actual first bill showed up, the premium had increased significantly. We were simply lied to and they swept it under the rug as a “rate increase” just 9 days after our coverage began. Had we known, we would have had an opportunity to shop around. Poor business practices.

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      6 replies

      GailL1
      GailL1
      Community Champion ⭐⭐⭐
      August 9, 2024

      @ShariW77400 

      What type of Medicare plan was this ?  

      A Medigap plan?

      A Prescription Drug Plan?

      A Medicare Advantage Plan?

       

      You say “WE” in your post - but policies are individual with I think, some type of discount for a family household where both are members in AARP.  

       

       

      IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna
      S
      ShariW77400Author
      Contributor ⭐
      August 10, 2024

      Medigap. We initially signed up without the wellness benefit. When we later added it, we were told that my rate would go up $5-6/month and my husband’s $7/month. When we received our first bill (after coverage had started), my rate increase was accurate but his went up a whopping $23/month.

        GailL1
        GailL1
        Community Champion ⭐⭐⭐
        August 10, 2024
        @ShariW77400 wrote:

        Medigap. We initially signed up without the wellness benefit. When we later added it, we were told that my rate would go up $5-6/month and my husband’s $7/month. When we received our first bill (after coverage had started), my rate increase was accurate but his went up a whopping $23/month.

        This sounds more like a cost problem with the wellness add-on benefits than the actual Medigap policy.  The wellness add-on offers are additional insured member services apart from the AARP Medicare Supplement Plan benefits, are not insurance programs, are subject to geographical availability and may be discontinued at any time. Certain offerings are provided by third parties not affiliated with UnitedHealthcare Insurance Company.

         

        That’s a copy paste from the disclaimer - 

        So you will have to talk to them again to find out why the cost changed from their quote to you initially on the Wellness add-ons.   But it isn’t the Medigap policy since the wellness benefits are extra coverage - it could be that they are giving your husband the gym inclusion or charging him for it under some sort of family plan.  

         

        IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna
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