My AARP Medicare Supplement went up 32% last month!

@CindyM710519 

Sounds like you have several things going on  -

1.  You are right in line for the reduction in your enrollment discount % - read your contract - it should show something like the below.

2.  Medical inflation is hitting ALL plans rather hard this year - not just Medigap plan but Medicare, Medicare Advantage plan , employer coverage, ACA plans - and even though Medigap coverage is NOT health insurance, it is based on the cost of Medicare coverage - and that is one thing the boomers know how to do - spend their Medicare.

3.  For a Medigap plan, a lot of the cost is based on the state where you live and the state laws that could be exposing the insurer to more risk - give you state and I can let you know if that is also part of your increase. 

Sorry - 2026 is gonna be a tough year for healthcare cost - including medication - better shop your Medicare Part D plan when it arrives to see if it is still the best one for your needs. 

One thing to be aware of is your AARP UHC supplement plans raise their prices twice a year. On your anniversary month of the month when you signed up the price goes up because your discount goes down (so if you live long enough that eventually goes away). Then once a year, on June 1, everyone's rate goes up based on health care costs, inflation, etc. I suppose if your anniversary date is also June  you get a double hit but then you'd only have one increase a year.