28% increase in The Hartford auto insurance premiums

MarkS922424

Contributor ⭐

Just received my renewal auto insurance from Hartford . Last year (2022-23) was $873. New rate is $1234, a 41% increase. What a scam.

MikeL95503

Contributor ⭐

I got you beat. I have the same AARP thru Hartford but just for auto. I started at $329. every six months. After the first sixe months they raised to $435, And now six months later they have raised it again to $527. In one year that is a 60 percent increase. I am in Illinois. When I asked the agent to justifuy a 60 percent increase in my premium, like a broken record she just kept sayinfg it depends on the region you live in and the car you are insuring. I have no tickets, accidents or claims. I pay my policy six months ata time.

K

katydidTX

Contributor ⭐

Mine isn't as bad. 32% more than last year. Same car, safe driving, no tickets. Now retired I only drive about once or twice a a week locally. These increases are getting ridiculous. Corporate greed is out of control. Wish I could get a 32% raise in my retirement. Tomorrow I'll start checking other insurers. Sadly, I doubt their rates will be much better.

m379968k

Contributor ⭐

I've had pretty good luck finding better rates with The Zebra. Some rates were pleasantly surprising. I think some insurers likely give better rates when it is clear you are shopping around. I'm in the same boat as you, retired, no tickets, safe driving, no wrecks etc. Social Security went up this year but not nearly enough to cover rising costs.
https://www.thezebra.com/

sktn77a

Contributor ⭐⭐⭐

All insurance companies have increased their rate by similar amounts this year. Your only protection is to get competing quotes every year and switch as necessary. It's a pain, but you gotta do what you gotta do!

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WayneF254394

Contributor ⭐

Just got my renewal notice, 40% rate increase with no claims or changes, no excuse for this bs!

Z

zebekias

Contributor ⭐

What did the MD insurance commission say? I did not receive a notice from the Hartford either. In October I replaced a 2019 Honda Accord with a 2024 Acura MDX Type S Adance in my policy, after confirming that the annual rate would be $1515. The 2024 renewal is asking for $2660 🙂

When I confronted customer service about this discrepancy they said the $1515 annual rate they quoted me was correct, for 2023. Clever clever 🙂

DebbieU340539

Contributor ⭐

Wow wish I would of read the reviews sooner. Looks like the Hartford has been doing this for a long time. I have only been with Hartford for 18 months and premiums have increased 400 dollars. Wish I would of never switched.

K

kytourguy

Contributor ⭐

My Hartford premium went up by 35%! I've been with them for 8 years, have had no claims, no tickets, and my credit score is over 800. I'm shopping around and have found coverage from well-known companies for lots less. Shame on The Hartford for taking advantage of senior citizens!

dn1663

Contributor ⭐⭐

I called them all after the biggest increase with the Hartford I've ever heard of anyone getting, 78.5% increase. No claims no tickets. Credit score is 840. All the other carriers came in higher than the Hartford's new more than double the premium for last year. Almost an 80 increase and I can't find a better deal.

SummerOnTheWay1

(2/20/24) @dn1663 , I was pleasantly surprised with my renewal with Allstate THIS TIME. I am in Virginia.

Pandemic and post- pandemic use to have my premiums TOO HIGH.

Hopefully things will stabilize more. 2020 to 2023 was AWFUL for me.

When I had asked WHY my premiums were SO HIGH (no issues or claims) I was told EVERYONE gets hit with OTHER FOLKS claims and fraud claims.

[*** @dn1663 wrote:
I called them all after the biggest increase with the Hartford I've ever heard of anyone getting, 78.5% increase. No claims no tickets. Credit score is 840. All the other carriers came in higher than the Hartford's new more than double the premium for last year. Almost an 80 increase and I can't find a better deal. ***]

DanielO257149

Contributor ⭐

I'm in Florida, was with Geico for about 10 years. One day I get the premium and was over $5000 for two cars and no accidents. I went with The Hartford. I think it's a game to snag you in. Insurance for 3 vehicles for $1200 for six months. Then the renewal price goes up. My last renewal was $3526 and I expect it will be higher in May with the next renewal.

Credit score over 800, no accidents, no claims.

I called Geico back thinking maybe they wanted me back as a customer, the quote was over $6000. So if you're in Florida and found better insurance please share with me.

J

JohnM437089

Contributor ⭐

BAIT & SWITCH

J

JohnM437089

Contributor ⭐

What % does AARP get

F

FrederickB425756

Contributor ⭐

My Auto Insurance with Hartford increased 72.465% from last year(2023) after a No Fault Accident. So, last year I switch over to Hartford Ins for my auto insurance in Sept 23 with a Clean driving record and my rate was $1213/year then. In November after Thankgiven I had an 18yo drivers run a stop light and made a left turn in front of me and totaled my truck. I had a dash cam which show the driver was at fault and the accident report stated the same. My claim process with Hartford was slow for Hartford to pay out and settle after the other driver was "Under Insured" with a 25K Limit maxnium on a claim. Hartford had to get involved to settle a payout of my total loss vechicle which happen in the end of January 29th. I loss several good chances to purchase another good used vehicle because of the delay in the claim settlement and had an auto rental bills of $2,553.06 which I have not been reimbursed as of today. I have received a letter from the other insurance compay GEICO to settle for $1872.02 but I havent agree to that amount yet. Thank god there were no injuries to this other than a few heartfelt flutters. Today is Aug, 26th 2024.....

There is no Heart in Hartford - I loss my mother 10 days after this acccident and its been a rough haul for me.

madelitx

Contributor ⭐⭐

Sorry you went through that ordeal. I had something similar happen with AAA in 2016. Had to keep calling and emailing until they paid and if you were not at fault the other company has to pay for your rental car costs, so I can't understand the states allow such low liability limits.

GailL1

Community Champion ⭐⭐⭐

@madelitx wrote:
Sorry you went through that ordeal. I had something similar happen with AAA in 2016. Had to keep calling and emailing until they paid and if you were not at fault the other company has to pay for your rental car costs, so I can't understand the states allow such low liability limits.

========================

Because if states set higher limits then many people could not afford auto insurance at all plus if one has NOTHING then why insure against a loss? Can”t get blood out of a turnip.

So this is why people that have something the want to protect, like life and limb and property in auto insurance, pick up an ample amount of UNINSURED/UNDERINSURED coverage to pay their claims against those who are the ones who are Un- or Under- insured that may hit you.

We have lots of exposure in today’s economy to those who are UN- or UNDER- Insured with the price of the property and liability issues.

If people don’t have this coverage, then they are risking a big loss - in property and in loss of life and limb.

There is always an Umbrella policy that can even add more protection as long as the defined amount of UN- or UNDER- insured limits are carried on your auto insurance policy and the Umbrella policy can also extend coverage to your home.

IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna

s853532c

Contributor ⭐

My Hartford Premium went from $3,000.00 to $5,000.00. No claims. Switched to Erie, and saved $2,000.00 for better coverage. Thieves. No reason to renew AARP Membership.

SherryS133816

Contributor ⭐

AARP has a contract with the Hartford to endorse their product to AARP members and potential members so AARP needs to address these large increases with the Hartford -- it's called leverage. I've been with Hartford for a number of years, suddenly my auto premium increased 44% which translated to $700 in additional premium. I have the max credits they can apply for bundling, safe driving certificate, no accidents, no tickets, limited driving for pleasure, secure parking, high credit rating, True Lane credit. The rate is supposed to reflect your driving but the new rate doesn't reflect my driving or anything else about me. I heard the excuses -- more expensive to repair, labor and parts costs up etc, more accidents etc. Of course, the truth is it's climate factors driving the rates -- floods, tornadoes, hurricanes, fires etc. which we see each day on the news that are occurring more frequently in more parts of the country which indicates that underwriting of risk has to take in the factor of location and proximity to these catastrophic events. We've all seen the burned out cars from massive fires, the flooded vehicles from heavy rains, the overturned smashed cars from hurricanes and tornadoes. It's not only accidents driving the rates up. The company needs to be more selective where they write auto and give a break to those of us not living in zones being decimated by weather events.

Very disappointed in Hartford and their support operation AARP. I moved my auto to Progressive for same premium as expiring policy and same coverage. I moved my renters insurance also and saw a $300 decrease in price for same coverage.

dn1663

Contributor ⭐⭐

I hope you have better luck with Progressive than I have. The Hartford sent me running with increases of almost 80% for me with all the discounts, no tickets or claims, but I've had all of the major (and some lesser known) providers and Progressive was by far the worst. They actually used an absurd tactic to raise my rates. I had a single car on a policy that was a vehicle the Hartford wouldn't insure when I already had four on my policy. Progressive sent me letters and emails demanding proof of prior insurance, which is something every insurance company can see online when you call for a quote. They didn't really want proof of prior insurance, which I'd had without interruption for decades, they wanted to see how much I was paying other companies. I ignored the requests for the info and they raised my rate by $150 and billed me for that amount. I got coverage with Allstate that day and cancelled the Progressive policy. I don't play silly games. They're terrible, and "Flo" was nowhere to be found!

StacyL117080

Contributor ⭐

I recently went through some life-changes that left me with a financial hardship that was so daunting, I had to seriously we can.” I jumped at AARP’s collaboration with Hartfords and its promise to beat what I had been paying by at least several hundred dollars, so I got the quote. It wasn’t hard to fulfill that promise, as I was already made aware that my auto/home insurance company could have charged me less - they just chose not too. I took the bundled quote, and prepared to move on to the next cost cutting measure. I paid for one year of homeowners in advance and six months of auto to begin in one month’s time; when my old policy was set to renew. It became active on the last day of this July. In August my 65th birthday came along, and my Retirement check was shy $200 beginning that month, although I had full healthcare insurance and opted out of Medicare because I knew that my health insurance would not change; I had developed a rare disease that my legal settlement included full healthcare insurance paid for life. Huge relief to know at least I had that, because I had settled in with a healthcare team I didn’t want to change. I chose to opt out of Medicare for the savings. I was able to pay my expenses, but just. I couldn’t pay for anything I didn’t need. At the end of that first Month in August, I received a letter from Hartford’s claiming that my auto insurance had gone up, and I had to pay the difference within ten days or I would lose my coverage. The amount? Double! The first month of coverage. It took me what seemed like forever to get someone to explain why they did that. They finally said “You can’t continue to have the QHC discount now that you’re eligible for Medicare. By opting out, you made yourself ineligible for that 45% discount we quoted you.” I pointed out that I wasn’t even eligible for Medicare when the quote for my first six months were calculated, yet as I have been getting the discount for a full month I’d been with them. They gave me a quote for six months - yet suddenly it doubles in the second month since I paid them, during the first real month of coverage. I also pointed out that having Medicare was not required for the PIP discount. I had been getting the discount since it became law in 2020. Then they said, “Well, WE require it.” So here I am, looking through the AARP’s on-line magazine and I see your post, followed by several others who were also baited and switched to Hartford. AARP couldn’t have seen this coming.