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Contributor ⭐
March 15, 2023

Depressed about aging

  • March 15, 2023
  • 12 replies
  • 7677 views

Until just today I have not really felt so bad about aging as I do now. I am 64 and just went to a seminar this morning on senior linkage line information sources. I have also been going to various medicare seminars to start learning about my upcoming options. Usually, in my life I have enjoyed problem solving and learning information was a way to feel empowered. But lately, I have felt terribly overwhelmed by problems to be solved and all this aging information seems to me a bit overwhelming as I navigate to try to figure out how I can care for myself as I grow older. I have no kids to help me out with this. As I was driving somewhere today, I suddenly just started crying, tears coming down my cheeks. I am starting to very, very overwhelmed with so many aspects of aging and all the upcoming changes. I think another thing that spilled over is the ongoing severe stress on retirement investment accounts due to the decreases the past year and now this horrible banking crises starting. I feel like I am on the edge of a cliff and my future is diminishing before my eyes. I've always lived frugally and been a good saver and I've tried to do the right things to prepare for a comfortable retirement - but now there seems to be nothing that I can do to protect myself from anything.

I don't want to have to go through all this energy to research medicare plans every year until the day I die. Oh my god. What if my cognition declines? I have no children to help out as I age and my siblings are pretty useless and have their own issues. The conventional wisdom I was taught is that we should plan on a 3-legged stool for retirement finances - 1. personal savings via IRA/401K, 2. Social Security, and 3. any pensions, if we are lucky enough. 

I feel like social security is in grave jeopardy and now my personal savings via IRA/401k is not doing well due to last year's inflation, interest rates, war, and now banking crises that seems to be only just beginning.  


I guess a happy, secure retirement was always just an illusion? I don't feel like I even have anything to live for anymore - I have no children or grandchildren to try to live for. Everywhere I look, I find messages from our culture that all the things I have learned throughout my life are not valued, respected or useful to the young people and are thought of as ridiculous, even. So what's the point? 

I hope this is just one bad day... and the metaphorical sun will rise tomorrow. But it is a bit unusual for me to feel this overwhelmed. 

 

    12 replies

    Contributor ⭐⭐
    September 27, 2026

    I am a childless cat lady with no relatives and very few close friends. I have been independent my whole life, but now that I am 71 with increasing health problems, I have become very discouraged. Everything is geared towards couples. Anytime I need to have a procedure involving anesthesia, I need to find someone who will not only drive me but STAY with me before and after the procedure. The only option is to rely on my religious community even though I am not religious and do not agree with their politics. Dealing with the deplorable state of healthcare in this country makes it infinitely worse. Healthcare is a right just as life, liberty and the pursuit of happiness. We are the only country in the world that doesn’t acknowledge that.

    agoyer
    Conversationalist ⭐⭐⭐
    September 30, 2026

    ​@RobertaK589442 I can imagine how discouraging that could be, experiencing more complicated health issues and feeling like you need increasing support, but not having someone you can rely on no matter what. 

    We sometimes call it “solo aging” (personally, I’m not a huge fan of the term - because just because one lives alone doesn’t mean you can’t be connected with others) and there are increasing numbers of older adults in your situation (which doesn’t make your situation easier, but might be helpful to know you aren’t alone!). 

    There are some developments in terms of long term care and aging in place that may be helpful for you. Over the years I’ve seen the “village” movement growing across the country. It’s not an actual village - it’s sort of a virtual village with neighbors in your area. People “Join” the village, and, as a group, they help each other. One person can drive you to your doc appt while you have anesthesia. Another person could help with yard work. Another could bring you a meal after surgery etc. There are also social activities so you get to meet people and develop friendships you might not have otherwise. Sometimes, they recruit younger volunteers in the community who what to help. Some of these villages negotiate better rates on transportation services, in home care services, grocery delivery or a whole range of things. It’s a great idea and helps people age in their homes and be less alone. The Village to Village Network explains how the “villages” work and there is a search tool to see if there is one set up in your community. For example, I live in Alexandria, VA and the “village” here is called At Home Alexandria. Here’s a link to search in your area (or you could start one if there isn’t already one in place!) https://www.vtvnetwork.org/ 

     

    Here is an article on the AARP website that may also be of interest to you:

    Solo Agers Can Be Alone But Not Lonely 

    How Older Americans Living Alone are Making it Work 

    More Older Adults are Living Along 

    5 Retirement Planning Tips for Solo Agers 

    Solo Agers Need a Network of Friends (you’ll see a mention of the Village to Village Network in this article too)

    I also want to make sure you are aware of professionals called “Aging Life Care Experts” whose job it is to help coordinate care, help you find services etc. (they are sometimes called Geriatric Care Managers). Finding one in your area who could be kept apprised of your health issues and medications etc, and whom you could pay to help out when you need it could be helpful. You can learn more about them here: https://www.aarp.org/caregiving/basics/geriatric-care-manager/ 

    Lastly, every county in the U.S. is part of an “area agency on aging” service area, and they offer home- and community-based services like transportation and myriad other services that might be helpful to you. I always think it’s a good idea to contact them and find out what they offer just in case you may need it some day (or could use some things now). You can find yours by using the Eldercare Locator at www.eldercare.acl.gov and putting in your zip code. 

    I hope some of these resources are helpful to you! 

    Take care,

    Amy Goyer, AARP Natl. Family & Caregiving Expert

     

     

     

     

    Contributor ⭐⭐
    October 1, 2026

    Amy,

    I can’t thank you enough for providing all these resources. I do have Handicar for free transportation to doctors' appointments. I tried the transportation company provided by Healthsprings/Cigna and they didn’t show up so I won’t use them again.

    The problem with transportation is that procedures that require anesthesia require that someone be with you and supervise you when you get home. That happened when I first tried to get a pain shot with anesthesia. They told me I only needed a driver, but when I got there, they wouldn’t give me the anesthesia. Today, I had a friend stay with me and drive me home, making sure I got inside the house. She couldn’t stay, but I just went to bed and took a long nap. This friend lives on the other side of town though and her husband is very sick, so I don’t like to impose upon her.

    I am having a surgery next month at a hospital and am still looking for someone to help. I am trying to see if they will do it as an inpatient so I can be observed at the hospital. I don’t know yet if they will allow me to drive myself home.

    Another thing I worry about is my cats. I’ve been lucky that last 2 times I was in hospital that I found someone through my synagogue to go feed my cats, but again, she is older and has health problems herself.

    I will check out the vtvnetwork.org and thank you so much for your kind reply. I hope others will see it and benefit.

    Sincerely,

    Roberta Kurtz

    Tucson, AZ

    l124289r
    Contributor ⭐⭐
    May 25, 2026

    You wrote this years ago and turned 65 just before me. I became disabled in my late 40’s and had to learn to live and care for my(single)self on less than half what I used to earn; now that would be double but my benefits certainly are not. I believe that the best way to ease your aging is to have a least one reliable partner. You did not say that you live alone and maybe by now you have joined forces with a friend or a community network like a Village https://www.vtvnetwork.org/ or a local group with the National Council on Aging https://www.ncoa.org/our-sponsors/ (especially those at the bottom). Even if married, a person needs not to depend on just on other but having someone in your home is quite comforting and you probably have heard that more social connections help in many ways. I hope you are getting that aspect fulfilled.

    Contributor ⭐⭐
    July 11, 2024

    I'm so sorry you're feeling this way. Aging can be overwhelming, especially without a support system. It's okay to feel vulnerable. Consider speaking with a counselor or joining a support group to help navigate these emotions and challenges.

    Contributor ⭐
    December 3, 2023

    Your main concern is exactly what you said which is "there seems to be nothing that I can do to protect myself from anything.". The world seems like a scary place when we are unprotected from it. Think back to times in your life when you weathered a storm and I bet there is such a time. You clearly had the skills then to manage what life threw at you, even if you got hurt in the process. You survived. You are afraid of the "new" problems you fear life will throw at you at this stage in your life. New kinds of problems and the unknown is terrifying you. There is no one simple answer as to how to change your thinking so that you will go through the rest of your life feeling secure. The average person struggles with feeling insecure about things, even those with a strong support system. You are not alone with worrying about yourself and what will become of you. Like I said, this is a multi faceted issue, fear of life really. So no one phrase or bit of advice takes care of it all. With regards to insurance, start with getting a medicare insurance broker if you can. they are private brokers who sell insurance and their services are free. look up medicare insurance brokers 'near me'.  Yes, a  happy secure retirement is an illusion.

    SuS88806
    Contributor ⭐⭐
    June 19, 2023

    It's been a few months since you posted;  how are you doing?   It sounds like you hit a big patch of GRIEF about changes and losses.   I am hoping you got lots of support (like the beautiful responses from here, but in person), tapped into your resilience, processed your sadness and concerns, and found your way back to feeling like yourself.   And if not, I hope you reached out to a therapist for support.  (As a therapist on staff at CVS Minuteclinic, I have seen how having even a few therapy sessions can help people with their adjustment to whatever life is throwing at them; let alone the importance of therapy for addressing grief, anxiety, and depression.)   If you need a therapist, the CVS ones are in-network for Medicare and very accesible in person or by telehealth, so, please make sure to reach out and get what you need. Wishing you (and all those struggling with this new stage of life) all the best.   

    Contributor ⭐
    December 3, 2023

    How doe one access CVS Minuteclinic? I have Excellus Blue Cross Blue Shield Medicare Advantage plan. Does this CVS Minuteclinic take it? Also what is covered besides mental health with the CVS Minuteclinic?

     

    You said you hoped she had lots of support. she doesn't have support. she more or less said that in her post. It is a hope, a dream and an illusion to imagine that people have "lots of support" as you suggested. there is no evidence to back up that the average person walking around has "lots of support". if she had lots of support, she wouldn't be using an online forum to get support. her "lots of support" would have already comforted her and given her the support she needs. she wouldn't need a forum to get more support.

    Contributor ⭐
    May 16, 2023

     I'm sorry you are having a hard time right now and hope it is just one bad day.  I can relate to what you said.  I am 54 years old, have declining health and have no children to help me as i continue to age.  I know for me it is scary feeling so alone and vulnerable.  I have felt content living on my own, doing things i want to do, when i want to do them until lately.   Aging is hard for me to process right now.  I'm trying to live each day as it comes.  Trying to find something good about each day.  Trying to practice gratitude each moment of every day.  I wish you the best.  

    Contributor ⭐
    June 4, 2023

    I am 54, turning 55 in September. I have spent most of my life treat my depression, sometimes not so healthfully, but it never truly ends. Now, getting older is adding a new layer to it. I am often stuck in regret and feeling the "why bother", too. I have two college age children, but I don't believe they are capable of adulting (as it were), nevermind adulting on my behalf. My mother is in late stage Alzheimer's Dementia and has been under hospice care since Feb. 2022. My father, although in decent physical health, is dying with her emotionally. And our socio-political and economic climates offer no hope. I often think that I should have never gotten married or had children, which was my mantra in my teens and early twenties. What have I brought these two young people into? They are anxious, depressed, stoned on legal marijuana every day, and rationalize all of this with their victim mindset with which mass media (internet, TV, music, even education) has indoctrinated them! All the parenting skills and love that I have and tried could not triumph over the daily indoctrination.from these devices on which we have become entirely reliant. We would have to live like John the Baptist to escape the evil influences destroying our joy.

    Conversationalist ⭐⭐⭐
    April 3, 2023

    So sorry you are feeling this way.  I hope it was just one bad day.  Take care.

    Contributor ⭐
    January 25, 2024

    Carolyn, forget about all the things you don't have, children grandchildren, and give thanks for what is working in your life at this time.  Start learning how to do new things, sewing, watercolor, crocheting, swimming, bird watching, growing Herbs for health or something else of interest.

    I am79 years old, I live in a little country town of (200) with my husband, yes, I have children, grand children and great Grand. Trust me, they are all off doing their own thing. Unless they need financial help from you. My Christmas present to myself was a 5 string Bass guitar . If you'd like to learn, I would be happy to show you how it goes. Have a great one!