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Contributor ⭐
September 8, 2021

REPLACING OUR AARP CREDIT CARDS WITH BARCLAY BANK CARDS - SEE POSTSCRIPT WRITTEN 09/21/21 and 09-24

  • September 8, 2021
  • 409 replies
  • 239081 views

Has anyone else been concerned about the closing of our current AARP credit cards and its effect on our credit scores? We've had our VISA for many years and have built a lot of history with them. Now AARP is going to CLOSE those accounts and replace them with a new one that won't have any history. Just closing the account will lower our scores significantly. We, for one, don't want to use the Barclay cards, which offer significantly less rewards, so the total amount of our credit will be reduced, another factor in the building of our credit scores.

 

What do you think?

 

POST-  Postscript 09-21-21: To head off what I was sure would be a catastrophe, and after looking up references on Barclay, we created a new Chase CC account (on August 12th, received it on the 15th), set up our auto-pay bills, and set up the new account for auto-pay from our bank. We paid off the balance on the old AARP account by 09-08-21, and cashed in all our rewards. Then today, we activated the Barclay account (online) and immediately canceled it (by automated phone call). We're in the process of setting up a second Chase card to compensate for the first CC account lower credit limit. Guess we're  lucky to have managed to get through to our Barclay account. Keep trying, folks, and don't hold back on your comments to both companies. They certainly could have done a better job of planning all this. Giving their customers a voice in the choice should have been STEP NUMBER ONE.

 

AND yet another POSTSCRIPT on 09-24: Today Barlcays was daring enough to send us a 'welcome' email with a reminder to activate our card, to which we replied,

 

"Thanks, but no thanks!

 
We didn't, and don't, want your card. We have already activated and immediately cancelled our Barclay cards.
 
For those poor folks who are, to this day, still trying to activate their card or just talk to a live person at your company, we extend our sympathy. Your company has made what should have been a direct and automated process so overly labor-intensive for so many seniors that you won't soon be forgotten or forgiven.
 
Shame on AARP for choosing you and shame on you for being so ill-prepared to handle the conversion.
 
Signed, 'notsoyoung'
    This topic has been closed for replies.

    409 replies

    Contributor ⭐⭐
    October 14, 2021

     I took a stroll thru facebook today, checking Barclays for their customer feedback... folks who had problems or still have ongoing problems reaching back to last year.. many complaints about very long waits on hold, absolutely no help forthcoming when phones were answered, customer service people who spoke little or no English, repeated promises to fix problems, fixes that did not happen, problems that were strung out for so long that customer could no longer file a claim for resolution... etc..... some folks even filed complaints with the FDIC.  One person got a response only after he reported them to his state's BBB... even then they did not solve the problem, he just got a response.. nearly all of these were before the AARP conversion, so AARP should have known about them.   anyway, it sure was an eye opener.

     
    Contributor ⭐⭐
    October 30, 2021

    I am so disgusted and upset by this. I am still waiting for 1800 US DOLLARS in a refund. The merchant paid on September 19th and I do not have a cent!

     

    Contributor ⭐⭐
    October 23, 2021

    I just cancelled my AARP Barclays Card.  What a mess.  I had no idea how many automatic payments that I had that were tied to my Chase AARP account. Why on earth would anybody think this was a good idea.  Even if it had been executed perfectly, I still would have had to spend hours making sure that I changed all my automatic charges to the Chase account.  The fact that the transfer was a disaster just added to my anger and frustration.  I have yet to see anything from AARP for Barclays apologizing for this inexcusable failure.  I too opened a new account at Chase with whom I never had a problem.

    Contributor ⭐⭐
    October 30, 2021

    I share your anger and frustration. It is a royal fiasco. I have been waiting for a refund from a merchant since September 19th. It amounts to 1800 US DOLLARS. All the clowns at AARP and BARCLAYS keep telling me it is due to the transition! I now have a CAPITOL ONE card and will not renew my membership at AARP. I certainly will not pay my bill until all is refunded.

    It is a disgusting situation and I am furious. I was thinking of getting a lawyer.

    Contributor ⭐⭐
    November 2, 2021

    @NormaS567291 

    AARP Member Benefits Team here to help. We certainly understand your concern regarding the service provided by Barclays. We’d be happy to forward your concern to the Escalation team we work with at Barclays for their thorough review and investigation if you’d like. To do this, we will need more information. Please send me a private message in the AARP Online Community by clicking this link and entering my username, “AARPLakeisha” into the “Send to” box https://community.aarp.org/t5/notes/composepage. Please provide the following details in your message:

    • Your first & last name
    • AARP membership number (or home address)
    • Best contact phone number

    We apologize for the inconvenience and appreciate you informing us of your concern. We look forward to hearing from you soon!

    Contributor ⭐
    November 3, 2021

    It appears AARP will continue to ignore member concerns over this Barclays credit card fiasco. Below are some select copies from an AARP email received today. If you did not have the Chase AARP Visa card you can sign up for Barclays and get back $150, an increase over the $100. More interesting is the “donation” Barclays will make to AARP for new customers. Always follow the money!

           An opportunity to earn a $150 Cash Back Bonus with AARP® Essential Rewards Mastercard® from Barclays

           3. From March 2‌2, 20‌21 to March 3‌1, 20‌22, Barclays Bank Delaware (Barclays) will donate $10 for every newly approved AARP-branded credit card from a Barclays account that is used within the first 90 days of account opening and 1% of all eligible electronic and telecommunications purchases made with the card to AARP Foundation, in support of efforts to increase social connection. Total maximum donation by Barclays is $1 million annually. As AARP's charitable affiliate, AARP Foundation works to end senior poverty by helping vulnerable people over 50 build economic opportunity, emphasizing equitable outcomes.

    Contributor ⭐⭐
    November 3, 2021

    Are you kidding? The CEO of Barclays has just stepped down due to his affiliation with JEFFREY EPSTEIN. I am cutting off from this corrupt bank, in addition to the AARP circus.

     

    Contributor ⭐⭐
    January 16, 2022

    I cancelled this **bleep** thing quite some time ago due to the colossal incompetence of Barclays. A small balance was paid in FULL , which they still managed to get out of my bank anyway. Then it was restored.   Now I am getting letters from these fools acting like the account was never closed.  There has to be a million lawsuits against these crooks at the least.  I will NOT renew AARP either---they switched us for MONEY and cared nothing for anything else.  

    Contributor ⭐⭐
    February 4, 2022

    Yep.  Closed my account months ago in 2021 after opening an account.  Right off the bat there was a $24.00 FRADULENT CHARGE.  Stupid Barclays waived this charge, opened a new account AND MOVED THE charge to my new account!  There 1 800 number is a joke, nothing but incompetent people.  Barclays continue to Bill me monthly late fees and past due amounts, up to approx. $200.00 now!  Barclays has ABSOLUTELY RUINED my excellent credit score down to just fair now.  Shame for AARP for endorsing thus shameful bank!

    Contributor ⭐⭐
    February 7, 2022

    David

    Do not bother contacting the AARP...they will do nothing. I had 2 people contact me and never came through. It is a circus and Barclays is more than fishy. I would go to small claims court and demand a refund in addition to getting your credit score back.

     

     

    Contributor ⭐⭐
    January 20, 2022

    I opened an account in June 2020.  Right off the bat there was a fraudulent charge of $14.00.  I contacted the bank, they waived the charge on the newly opened account, closed the account, opened and gave me a new account and card.  THEN they moved the $14.00 fraudulent charge to my new account!!!  I've contacted the bank several times, all I get is some letter from there fraudulent department they're investigating the issue, but I never hear anything back.  Calling there customer service 1-800 number is a joke!!!  You're on hold forever, then your disconnected.   Since July of 2020 every month they continue to add late fees and interest to the $14.00 fraudulent charge.  My credit score went from very good of 720 to just fair of 650.  ABSOLUTELY HORRIBLE BANK!!!  Shame on AARP for endorsing this sham of a credit card.

    Contributor ⭐⭐
    January 20, 2022

    I totally understand. I have stopped my AARP membership and filed suit in court against Barclays. It is a disgusting, corrupt bank.

    Go to CAPITAL ONE! They gave me an account immediately and treated me like a queen.

     

    Contributor ⭐
    February 15, 2022

    Barclay's STUCK an invalid charge of $11.99 on their new Barclay's AARP credit card transferred from Chase AARP credit card. 7 other transactions were transferred too, but these were valid. I asked AARP for help. As of today, 2/15/22, the charged has been reversed, and here is what I find as disturbing. (1) I was a member of AARP for years, but had to cancel a few years ago. With my wife disabled, and us living on a fixed income, the $28 subscription fee was a luxury we could not afford. AARP will not help us since we are no longer members. (2) I question why AARP still has their name associated with Barclay. (3) Barclay's policy is to "dispute items in writing", Complaint Policy | Barclays US (barclaycardus.com) not just call a "Relationship Manager" (as is common practice with other credit cards). (4) When a CASE NUMBER was finally assigned in month 2, Barclay CONTINUED to charge me a finance charge (which is not allowed by FTC rules). (4) when the item was finally removed, the service charges WERE NOT removed. I had to call them to get the service charges reversed. (5) Since I had refused to become a Barclay AARP Credit Card holder, I lose my accumulated points (6) these point can only be cashed when you reach $2,500 in purchases instead of $2,000 in purchases.

     

    I feel this mess is finally over, and wanted to convey my thoughts on this whole mess. Thanks for nothing AARP.

    Contributor ⭐⭐
    February 15, 2022

    I'm so thankful I got away from these incompetent fools... I went to the Hotels.com card long enough to get the two free hotel nights, which I enjoyed in a harbor view room in San Diego's Point Loma... NOW, I have cancelled that and applied/ received the Chase Freedom Unltd. Card which has better rewards and a $200 bonus! SCREW these guys, I turned the tables!!!! 

    Contributor ⭐⭐
    February 16, 2022

    A lot of us are winning, too! People are dumping Barclays and the AARP. I have done so and legal action has been taken.

    They are the most corrupt banks on this planet.

    Contributor ⭐⭐
    May 20, 2022

    I survived the nightmare of this abusive and botched transition by AARP to Barclays by extracting myself and concurrently changing cards, ultimately to Chase Freedom Unlimited card, which has been smooth as silk....

    Contributor ⭐
    July 11, 2022

    I agree 100%