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Contributor ⭐
September 8, 2021

REPLACING OUR AARP CREDIT CARDS WITH BARCLAY BANK CARDS - SEE POSTSCRIPT WRITTEN 09/21/21 and 09-24

  • September 8, 2021
  • 409 replies
  • 238891 views

Has anyone else been concerned about the closing of our current AARP credit cards and its effect on our credit scores? We've had our VISA for many years and have built a lot of history with them. Now AARP is going to CLOSE those accounts and replace them with a new one that won't have any history. Just closing the account will lower our scores significantly. We, for one, don't want to use the Barclay cards, which offer significantly less rewards, so the total amount of our credit will be reduced, another factor in the building of our credit scores.

 

What do you think?

 

POST-  Postscript 09-21-21: To head off what I was sure would be a catastrophe, and after looking up references on Barclay, we created a new Chase CC account (on August 12th, received it on the 15th), set up our auto-pay bills, and set up the new account for auto-pay from our bank. We paid off the balance on the old AARP account by 09-08-21, and cashed in all our rewards. Then today, we activated the Barclay account (online) and immediately canceled it (by automated phone call). We're in the process of setting up a second Chase card to compensate for the first CC account lower credit limit. Guess we're  lucky to have managed to get through to our Barclay account. Keep trying, folks, and don't hold back on your comments to both companies. They certainly could have done a better job of planning all this. Giving their customers a voice in the choice should have been STEP NUMBER ONE.

 

AND yet another POSTSCRIPT on 09-24: Today Barlcays was daring enough to send us a 'welcome' email with a reminder to activate our card, to which we replied,

 

"Thanks, but no thanks!

 
We didn't, and don't, want your card. We have already activated and immediately cancelled our Barclay cards.
 
For those poor folks who are, to this day, still trying to activate their card or just talk to a live person at your company, we extend our sympathy. Your company has made what should have been a direct and automated process so overly labor-intensive for so many seniors that you won't soon be forgotten or forgiven.
 
Shame on AARP for choosing you and shame on you for being so ill-prepared to handle the conversion.
 
Signed, 'notsoyoung'
    This topic has been closed for replies.

    409 replies

    Contributor ⭐⭐
    September 20, 2021

    This is the most horrible switchover.  I'm still waiting over 2 hours for Barclay's to answer my call.  Trying to get the system to link to my checking account.   The AARP project manager should be investigated for kickback money and fired for this mess.

    Contributor ⭐⭐
    September 20, 2021

    The kickback (at least part of it) is that Barclays is paying AARP Foundation 1% of our purchases while our benefits are being cut.  Shame.  It's time for this family to find a new credit card company and to change membership from AARP to AMAC.  

    Contributor ⭐⭐
    September 20, 2021

    Took me 2 tries to activate card. Took hours to see anything online. Selected my Id but found  Bank had selected one for me. Never could talk to a live person. AARP 800 no help either. Watch out for pin code. I think you need one to use card at service stations. Never had anything like this. A real mess created by AARP and members suffer. This months issue of the AARP  monthly news paper has a lot about  how Cos. are mishandling customers and their phone service. AARP broke every rule for good service listed in the articles. This is a total disaster for the Bank, and AARP and the members are hurt.

    Contributor ⭐
    September 20, 2021

    I’ve been on hold for 2 1/2 hours .......It dumped me because of ‘ birthdate not recognized’ after submitting it correctly twice ......and no instructions as to how to word it .......This is both aggravating and disturbing .....we now have NO credit card ......why would AARP subject members to this ?? Many aren't able to handle online or mobile transactions to start with .....why would there be only one day for all holders to switch ?????? We will most likely get a different provider .....

    Contributor ⭐
    September 20, 2021

    Same experience here.  AARP has gotten many of us into a BIG mess.  And they clearly don't care!!!!

    Contributor ⭐
    September 20, 2021

    I have lost all faith in AARP.  Clearly they do NOT have an interest in what happens to seniors.  This credit card debacle will cost off of us.  Shame on AARP.

     

    Contributor ⭐
    September 20, 2021

    My wife and I were able to activate our cards this morning but it didn't do much good. As other people have found out when you try to put the new card into your existing accounts as a method of payment it doesn't work. The card cannot be verified. I had a couple of accounts with small businesses that were so small their on-line systems did not verify the card - only recorded the information so it could be used the next time an order was placed. My wife spent three hours on hold with Barclays and finally gave up. I have read in one other post on a person that did get through after a 4.5 hour hold only to be told the card can not be used for 24 hours after activation - this was NEVER mentioned any place that I read. Always it was "use right away after activation". We will be amoungst the many that will not be using our NEW AARP card but will be cancelling it ASAP. The question will be what impact this will have on our credit score as having heard many times that cancelling a card has a negative impact. In this case we have over 20 years of history that was tied to the old Chase card and will now transfer to the new Barclays card. Wll all that get lost when we cancel?

     

    This whole process does not speak well of the AARP administration or for the future of AARP when they place a 1% contribution to the AARP Foundation as more important than their members.

    Contributor ⭐⭐
    September 20, 2021

    I agree. I never even got through after a 2 hour hold. could not activate barclays card. No help from AARP either except to say try again later. this is the worst thing AARP could have done for their senior consumers

     

    Contributor ⭐⭐
    September 20, 2021

    It's the 20th of September and I can't even activate my card. I was literally on a phone call with Barclays for 2 hours and 4 minutes and spoke to a human for maybe 5 minutes. this is horrible. my aarp visa was declined and I can't activate the barclays card.

     

    Contributor ⭐⭐
    September 21, 2021

    Wow, you actually got to speak to a person?!!  I made 6 calls (9am through Midnite) for a total of 4 hours on hold.  Never spoke to a human. The website is a horror and so is signing in.  I'm supposedly activated, but merchant's like Amazon and PayPal would not accept the card when I tried to enter it.  I am so mad, I could spit nails!

    Contributor ⭐
    September 20, 2021

    Well it’s 09/20 & my husband, who is not a very patient person, has been on hold for many hours today trying to activate our new cards. He tried to do it online but got referred to the phone activation route. Can’t believe they “planned” to do all-of these activations on one day. Sure hope this is not an example of the customer service we can expect going forward. 

    AARPJanelleM
    Community Champion ⭐
    September 21, 2021

    @c126841b Some of Barclays’ customer-facing channels have been reported as down and/or experiencing extended hold times. Some customers cannot service any of their requests online or via telephony, including AARP Credit Card activation requests. We apologize for the inconvenience, please try again today.

    Contributor ⭐⭐
    September 20, 2021

    It's 7:30PM ET  I spent all day trying to get a SecurPass id to get into the new Barclay's account. I still can't get through.

    1. I don't care the Chase contract expired. AARP should have tried harder to keep Chase. Why would Chase dump a whole lot of AARP members? 

    2. I think the AARP vp in charge should be fired for this big mess.  Just look at the comments before and after me.

    3.  It's probably all about costs and illegal kickbacks.  FBI, if you can hear me,  start the RICO investigation.  Follow the money 😎 

     

    --- Update ---

    Regarding my suspician, I  hear the kickback "is that Barclays is paying AARP Foundation 1% of our purchases while our benefits are being cut.  " ... FBI/ BBB follow the money!

    Contributor ⭐⭐
    September 22, 2021

    Great post - AARP never does anything unless it is to their advantage not their members.

    Contributor ⭐⭐
    September 21, 2021

    I used my new card today and it worked which surprised me. Never have had such problems with a credit card. Read my 2 earlier post on the problems.

    What really bothers me on this is that I called the AARP 800 number Friday night after not being able to find info on Chase, and Barclays. It was evident there was going to be a disaster with this credit card launch. It was not planned well period.

    The AARP 800 center was totally unprepared for the mess arriving. They had no one from the AARP implementation team present to assist them. The 800 center had no information other than what we all were sent. Talked to a supv. who had no interest in doing anything to try and head off what was coming.   All I got from her was it was after 10PM at night and she would file a report and someone would get back to me in 5 to 7 days. I told her what was going to happen and it has.

    The time has come for AARP to look at its member service organization which failed just as bad as the bank, and the AARP team who put this program together. AARP should reinstate the 3% dinning discount to all, and give everyone at least a $200 credit. The money could come from the increased funds AARP is making off the new program.

    Contributor ⭐⭐
    September 21, 2021

    I started on the phone with trying to use Barclay's to activate and use the website!  What a cluster F.  The web site is horrible. Not easy to navigate and every time you do an edit and every time you log into the site, you have to not only log in with user id and password, then you have to type in the card number, DOB, 3 digit code and then they have to call your phone number to give you a secure pass code to enter.  This happened 10 times today.  And then I tried to change to this new card on a merchant's site such as Amazon.  Would not accept this card!!  I have tried to call Barclays since 9 am to 12 midnite for a total of 4 hours on hold.  Never had these problems with Chase!  Plus the hit my credit report is gonna take.  I wish I had opted out of this and stayed with Chase.  As I type this at at 12:58am, I've been on hold (again) for 33 min. waiting for a "relationship manager" to pick up.  What a joke, relationship my ***.

     

     

     

    AARPJanelleM
    Community Champion ⭐
    September 21, 2021

    @suzy0916 Barclays was experiencing a system outage that affected most customer-facing channels. We are very sorry for the inconvenience this has caused. Please try contacting Barclays again today. Also, your existing Chase trade line on your credit bureau report will be updated to reflect Barclays as the issuing bank. This will not appear as a new or secondary trade line, but will simply update the existing one. The changing of the issuing bank will not impact your credit score. Your credit bureau report may take up to 60 days to update following the transfer.

    josiebrown71
    Contributor ⭐
    September 21, 2021

    I too, have had Chase AARP card for a long time.  You cannot get anyone on the phone in Barclays.  Waited over 3 hours and hung up.  Paid up my Chase Card and now Barclay took out the balance I paid Chase.  Waiting this morning half an hour.  Do you know another number other than the one listed on the back of the card?

    Contributor ⭐⭐
    September 21, 2021

    I waited over 2 1/2 hours, finally got someone - but in the end because of 'system problems' they could not help me.