AARP Rewards Holiday Savings & Budget Contest 2022

If there is a gift card for a company such as REI and have two different gift card amounts and the saving are for one is 8% off and the other is 20% off, I will always go with the higher percentage and buy 5 to get the max amount of savings and give them to my father as a Christmas gift so that he can go and buy what he wants for his adventures.

In the end we both win because I save money and he gets little bit extra for the price I paid.

I utilize my AARP Reward points to enter sweepstakes to enter chances for points-only gift cards. This way, if I win any gift cards, it costs me nothing.

My favorite store to use rewards gift cards is Target because there are two conveniently located and you get a lot of bang for your (rewards) buck to spend on holiday presents.

I purchase gift cards that are discounted.   I also enter sweepstakes.

I save points to buy the ones I want. Enter daily to win a card

I’ve spent thousands of points but never won a thing!

Sometimes I get lucky and win on the daily instant win.  Then if I have the chance I like to stack with another card for the same merchant that I purchase with points off one of my rewards plans.  Finally I watch when the merchant has a special and used my stacked cards to sometimes get something for a very reasonable cost.

I am attempting to earn a few cards for my family members to share @ Christmas this would help immensely with the gift giving as I have a large family & limited funds . This year will be much more difficult because of the rising costs of fuels ect . 

Throughout the year I take advantage of the daily deal gift cards and pair it with a coupon for extra savings. I also use them as job well done handouts to my grandchildren when they are caught helping others. 

Bargain shopping with discounts offered by AARP and reward gift cards help me budget for holidays.