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eligruber
Contributor ⭐
July 3, 2025

IRMAA penalty on Medicare premiums

We just started Medicare and received an IRMAA penalty for 2023 when my wife was still working full time. She is now retired. Somewhere I was told that I can file form SSA-44 and get the penalty reduced since we no longer have that income. Is that correct?  

1 reply

GailL1
July 3, 2025

Yes, IF the reason for the IRMAA Part B premium was because of your wife’s income, then she has a reduction of income as her life event and filing a SSA-44 will indicate this and the amount will be removed or reduced whichever maybe the case based on income after this adjustment.

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