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eligruber
Contributor ⭐
July 3, 2025

IRMAA penalty on Medicare premiums

  • July 3, 2025
  • 1 reply
  • 988 views

We just started Medicare and received an IRMAA penalty for 2023 when my wife was still working full time. She is now retired. Somewhere I was told that I can file form SSA-44 and get the penalty reduced since we no longer have that income. Is that correct?  

1 reply

GailL1
GailL1
Community Champion ⭐⭐⭐
July 3, 2025

Yes, IF the reason for the IRMAA Part B premium was because of your wife’s income, then she has a reduction of income as her life event and filing a SSA-44 will indicate this and the amount will be removed or reduced whichever maybe the case based on income after this adjustment.

IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna
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