Skip to main content
Contributor ⭐
April 14, 2023

Huge delays in Social Security processing new retirement applications, does anyone know why

The website for Social Security used to say that it would take up to 30 days to process new applications for retirement benefits.  In a week it will have been three months.  Now the website says 2-4 weeks, but that has got to still be wrong.

I gather from other forums, that a delay of 2-3 months is now normal.

What I would like to know is, why?

Every time I try to search for information, all of the results are about disability, not retirement.  And not a single results explains why it is taking so long when they already have my entire work history of 47 years, etc.  They have all the information they need.

What exactly is it that they do to process applications which turns 2-4 weeks into 2-3 months.

Does anyone know why?

I cannot work a job right now, my arthritis is too painful.  

I can't wait more months to begin getting retirement checks, I will be homeless.

436 replies

Contributor ⭐⭐
March 21, 2025

Hi! I just want to say this direct to the point, no matter what situation we are in, Social Security will not make you, me or anyone else a top priority - we all are treated to get our retirement benefits in a timely manner due to the volume of claimants. I worked part time with The Franchise Tax Board at the height of the pandemic and we get tons of letters, forms to process by the hundreds and less workforce to handle the processing, we have to be patient, it will come straight to your bank account if you set up direct deposit, if not, a check will be mailed to you - while waiting for it - get a part time job, there's a lot of work from home for retired people - just be smart coz some would take advantage asking for a small fee and there's a lot of scammers prying on senior citizens coz they know we get fixed monthly benefits from Social Security - always be cautious - have a nice weekend

Contributor ⭐
March 22, 2025

 How long will the re-entry number allow you to get back into the social security application page after you have saved and exited? Is there a limit, or can you wait months to complete a started application?

March 22, 2025
Contributor ⭐⭐
March 21, 2025

After approval, things are moving fast on my end. The letter showing my benefit and first payment was on my account the day after approval, and my bank account also showed a test to make sure account information was correct. Now it's just a matter of making sure payments go through near as to when they should. Feels nice however to be out of the dugout and on to the field. 

Contributor ⭐⭐
March 19, 2025

Hi - I guess mine was on the top of the file - I've just received a deposit in my account, I'm heading to the bank to get some cash and buy groceries for my family to enjoy - good luck to all! Have a nice day!

Contributor ⭐⭐
March 19, 2025

I had a notice this morning that there was an update on my application, and when I went online, the needle had moved to step 3, marked as approved. A letter is being sent to me which will indicate my benefit, so now just waiting on that. It took 4 months and 1 week to alter, so I should have my benefit letter within 2 weeks. Hoping this alleviates fears for those still in the waiting process.

Contributor ⭐⭐
March 19, 2025

Maam - I guess >  this - The website for Social Security used to say that it would take up to 30 days to process new applications for retirement benefits >  30 days processing time - is somewhat - deceiving! When I filed in August 2024 - it took 4 months to process my claim - and they gave me retro funds equivalent to 6 months - I guess they backdated it - from June to November, the check came in the mail, I've opened a bank account, and the rest are deposited straight to my bank. Now, that it is - again - delayed - they will do another retro from January to March or maybe till June - I'm just guessing, okay - it can happen, right? Xing my fingers - I'll check my bank account tomorrow.

Contributor ⭐⭐
March 17, 2025

Those who rely on SS Benefits - if this is your only source to be able to buy food and pay bills, well, you need to find a part time employment while waiting for your $$$ gets deposited to your bank account or a check mailed to you - you'll starve if you don't find part time employment.

Contributor ⭐⭐
March 17, 2025

To All - this was just posted - it's a wait and see!

 

   

Second round of March Social Security payments goes out in 5 days

SummerOnTheWay1
March 17, 2025

📎  [Monday 3/17/25] @rolocedoc , where was this posted?  🤔

 


[*** @rolocedoc wrote:

To All - this was just posted - it's a wait and see!

 

   

Second round of March Social Security payments goes out in 5 days ***]


 

March 17, 2025

It’s the regular schedule for benefit payments based on one’s birthday if on Social Security Benefits after 1997.

 

A regular schedule if for Supplemental Security Income or a mixture of  Social Security and Supplemental Security Income.  Or for those who get Social Security benefits if benefits were set up before 1997.

 

SSA.gov Schedule of Social Security Benefit Payments 2025 

 

See the bottom of the page for details.

 

fffred
Conversationalist ⭐⭐⭐
March 16, 2025

When applying on the SSA website there is a small disclaimer as follows. "After you apply, you can expect a letter letting you know if your benefits are approved or if we need more information. If you apply early -- say two to four months before your chosen start month -- you should expect the letter towards the end of your chosen start month. Otherwise, you'll typically get it within 30 days of applying."

 

I haven't seen this information elsewhere. I was very annoyed myself when I applied for SS a few years ago and it "took forever". In my case, it seemed that the disclaimer above was not shown once the application was submitted (if I had even seen it in the first place). If I was presented with that disclaimer each time I checked my application's status I would have had better understanding of the process and I wouldn't have been so worried or annoyed. Now that we are planning for my wife's application I have seen this disclaimer and understood the process better.

 

The disclaimer explains a lot. If the application is submitted "early" (as per SSA, 2 to 4 months before your planned start) you are not gonna hear from them until near the end of your chosen start month. By definition, this means that an early applicant will be waiting for up to 4 months. This is regardless of that little blurb they show on My Social Security how your application is in progress and it seems like it's hung up forever.

Per the SSA (https://www.ssa.gov/ssa-performance/processing-time-benefits) about 85% of all old age applications are processed on-time. A pretty good record in my view. I suppose that, by definition, that includes those applications that were submitted early and did not get approved until up to 4 months later. Again, this seems reasonable because they tell us (see above) what they're going to do. 

 

I suspect that most people who wonder about their application are probably on the standard timeline and just need to be patient, waiting for that target date. 

March 16, 2025

@fffred The folks I talk to who work there all say they work on claims based on start date requested, 1st by those at or over their FRA.  Then those that are filing for early benefits.

 

I just think some people are panicking and they build up all kinds of doom and gloom in their head.  

 

Sure there was lots of claim filing at the beginning of this year - somehow people like a marking point to their SS retirement - so they do it at the end of one year or the beginning of the next - 

 

The also had the repeal of the WEP/GPO and those people wanted their money or they wanted to file for it since many didn’t initially.  

 

 

Contributor ⭐⭐
March 15, 2025

I called in January, got appointment in February, so now I’m told approval will be several months and I have no income

Contributor ⭐⭐
March 15, 2025

Apply for unemployment benefits or apply for part time jobs - there's a lot!

Contributor ⭐⭐
March 13, 2025

Wife went from applying to receive her first payment in 23 days. Try going through your local SS office and do a phone application. 

Contributor ⭐
March 13, 2025

Which regional office processed her claim?  Mine is "being processed" in the Chicago office and it's been more than 3 months.