2026 COLA Announcement - 2.8%
Source: SSA.gov 10/24/2025 - blog - Social Security Announces 2.8 Percent Benefit Increase for 2026
excerpts from the link
Social Security benefits and Supplemental Security Income (SSI) payments for 75 million Americans will increase 2.8 percent in 2026. On average, Social Security retirement benefits will increase by about $56 per month starting in January.
Nearly 71 million Social Security beneficiaries will see a 2.8 percent COLA beginning in January 2026. Increased payments to nearly 7.5 million people receiving SSI will begin on December 31, 2025. (Note: Some recipients receive both Social Security benefits and SSI).
Some other adjustments that take effect in January of each year are based on the increase in average wages. For example, the maximum amount of earnings subject to the Social Security tax (taxable maximum) is slated to increase to $184,500 from $176,100.
more info at the link ~
This SSA site will also give more details on things that change based on the COLA
SSA.gov Press Release 10/24/2025 - 2026 SOCIAL SECURITY CHANGES