why to you keep making excuses fir AARP supplemental plans increasing their premiums far more than other plans?!
I know that you make a lot of profits by pushing UHC plans but they outright lied to get me to sign up with them by promising that my premiums would be less expensive in the long run if I paid a little more at the outset. It’s not only gone up much more than my husband’s plan with another company (with very good coverage by the way), but I am now having increased twice a year because my “discount” is being phased out as I get older. My husband is older than I am has been with his plans for eight more years than and his premiums have increased much less than mine have. My premiums are significantly higher than his. Before you lambast me with double talk about how our scenarios might be different, I’ll tell you that we’re from the same state, have the same doctors, and I have done the math with an accountant and my premiums have gone up substantially more than his per year. This is very fortunate because he has had some serious health problems which have been well covered, thank God.
After one particularly draw dropping increase, I called a rep and found out that several years after I became a client, they created two part G plans—a premium with useless bells and whistles and a cheaper one without them. I was automatically converted to the “premium” plan without my knowledge. In order to switch to the less expensive plan, I would have to reapply as a new client. Well you know what that means…as a “new client” applying for a “new plan”, they requirea full background check of my conditions and medical care as an excuse to charge me well over a hundred dollars more per month for the cheaper plan, or a lower tier plan, such as N. I tried to apply for a supplemental plan with another company but premiums are too expensive or I was rejected, because I am switching from another plan. I am now trapped with a plan that is rapidly rising with no end in sight. I will not be able to afford it and will end up with no supplemental plan at all. The reps made it clear that they didn’t give a darn…this is how it is. Why don’t I try one of their high deductible advantage plans with no drug coverage? Are they joking? First of all, advantage plans are terrible overall, but AARP plans are among the worst, and this isn’t just a personal opinion. I have friends who are stuck with them and terrified about how they will afford health care for all of the reasons I just mentioned, Doctors in my area won’t even accept patients on these plans because they are so difficult to deal with, deny or delay authorization for necessary treatment s, and have the slowest and lowest reimbursement of most plans. So no. That’s not an option. They are not cheap and I’ll be paying a lot of money for pretty much nothing. If this boondoggle isn’t corrupt, I don’t know what is.
AARP claims to be advocates for seniors yet collaborates with one of most directed and maligned health insurance firms, pushing policies through lies and fraudulent claims to suck you in. You should be ashamed. I am one of thosusands who are warning others to stay away from AARP plans. Of If I sound furious, because I was tricked into believing that AARP-backed plans would protect me, not put the future of my health in jeopardy. Seniors do not deserve to be treated like suckers.