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jphorenci
Contributor ⭐⭐
March 13, 2024

Recent premium increase for United Healthcare coverages

  • March 13, 2024
  • 450 replies
  • 195505 views

I am absolutely appalled at the just announced price increases for United Healthcare coverage. The increase in RX (over 90%) announced during the last open enrollment was enough force me to make a change and now the supplemental health coverage increase (22%) is astounding. As their primary selling agent, you should anticipate my changing to another, more affordable carrier at my first opportunity and hopefully a boatload of others doing the same. Shameful, unjustified, heartless, and ridiculous. Shame on both you and United Healthcare.  

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      Robert1P345275
      Contributor ⭐
      July 20, 2026

      As AARP is sponsering this Plan G you would think that they would advocate for us members and get them to adjust the increase to a more managable number.

       

      I had planned an increase of approximately 5% but when I calculated a 17% increase I was like holy crap...  And now if you wish to change you have to be approved medically and can be declined coverage. 

       

      So what does AARP have to say....

      jo85336578
      Conversationalist ⭐
      July 20, 2026

      Robert,

      I feel your pain - I do. My AARP-UNH G premium is going up 35% in January 2027. I'm sure they had "loss ratios" to prove that they needed/deserved the premium increases. I can't control the health insurance market. But I do have control over my choices (and I am humble and grateful that I pass medical underwriting) but my plan is to switch from G to HD-G effective the date of the planned rate increase: 1/1/27. And friend, I don't intend any of this as sounding "snarky," but AARP makes three times more money from lending its name to everything from home and auto insurance, online therapy, dental insurance, hearing aid services and even savings accounts, compared to all the AARP membership fees so there's a clear conflict of interest. I did not choose my AARP-UNH policy because AARP was in the name.  Stamping AARP on a product means much less than a Consumer Reports recommendation. Control what you can control and make your best shot. I wouldn't waste any time waiting to hear a comment from AARP; they like/need UNH's checks.

      TRL1111
      Community Champion ⭐
      July 20, 2026
      @jo85336578 wrote:

      my plan is to switch from G to HD-G effective the date of the planned rate increase: 1/1/27. 


      Just curious why you're waiting to switch.  You can pass underwriting today, and odds are you can pass a few months from now, but why risk it?  And why not start saving money with the high-deductible plan immediately?  

       

       

       

      PeggyM496848
      Contributor ⭐
      August 28, 2026

      Mine is going to go from $27.90 a month to $99.20 a month. And that’s with Medicare’s so-called Extra Help. I won’t be able to afford it. I have a friend who doesn’t have any perscription drug plan and just pays out of pocket for her 4 medications. It almost seems like it would be cheaper. Any thoughts on that?

        SummerOnTheWay1
        SummerOnTheWay1
        August 28, 2026

        [Friday 8/28/26] Peggy ​@PeggyM496848 , I have Wellcare & "so far" have a ZERO premium & ZERO prescription cost. Take care, Nicole!

        ➡️[*** PEGGY POSTED. Mine is going to go from $27.90 a month to $99.20 a month. And that’s with Medicare’s so-called Extra Help. I won’t be able to afford it. I have a friend who doesn’t have any perscription drug plan and just pays out of pocket for her 4 medications. It almost seems like it would be cheaper. Any thoughts on that?

          jo85336578
          Conversationalist ⭐
          August 29, 2026

          This is my first post on the revised AARP community message board. I’ve found it to be a valuable resource since I found it in March and am relieved it’s still available. 

          jo85336578
          Conversationalist ⭐
          August 29, 2026

          Is AARP membership required to post on this forum?

          SereneSeagull
          SereneSeagull
          Community Champion ⭐⭐⭐
          August 29, 2026

          Hi ​@jo85336578 – No it’s open to the public

          jo85336578
          Conversationalist ⭐
          August 29, 2026

          Thanks.  My AARP membership expires in two days (member since 1995) and wondered. I’m planning to switch from an AARP/UHC “G” Plan for 2027 to an HD-G plan with another insurer. Hope my “handle” won’t change. I like this forum

          JohniesJ420422
          Contributor ⭐
          September 2, 2026

          That kind of increase would have me comparing plans too. Just make sure you look at the full out-of-pocket costs, not just the monthly premium, before switching.

          PaulD665652
          Contributor ⭐
          September 7, 2026

          Boycott UHC

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