Contributor ⭐⭐

Recent premium increase for United Healthcare coverages

Forum|Forum|2 years ago
March 13, 2024
449 replies
195495 views

I am absolutely appalled at the just announced price increases for United Healthcare coverage. The increase in RX (over 90%) announced during the last open enrollment was enough force me to make a change and now the supplemental health coverage increase (22%) is astounding. As their primary selling agent, you should anticipate my changing to another, more affordable carrier at my first opportunity and hopefully a boatload of others doing the same. Shameful, unjustified, heartless, and ridiculous. Shame on both you and United Healthcare.

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AmeliaS341499

Contributor ⭐

My has increased 20.00 per month instead the normal 4 or 5 dollars. Has anyone else had this happen starting June!

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kasyy

Contributor ⭐⭐

mine has gone up$34 pe rmonth - from 172 to 206!!!

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BonnieR253797

Contributor ⭐

Mine increased by 32% - a THIRD! - and I am only going into year 2 of coverage I too am totally appalled by this. I tried calling UHC yesterday and today, waiting a half hour each time with no response, and am now on hold with the agent who sold me the coverage, oh another 23 minutes - she can’t get through either. Wow! And here I was so pleased last year making my Medicare elections and buying a G supplement through the AARP plan. I thought I was so smart…..

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dk7928592

Contributor ⭐

II'm also angry about the premium hikes for United Healthcare's supplement plan -- not just the amount, but the new way my wife and I are being billed. We signed up for Plan N nearly 10 years ago. We've always received a single monthly bill. This month that changed. We now have two bills. Another difference is that the payment goes to AARP and not United Healthcare. The only reason for these changes is that they obscure the huge 10.5 percent increase in the combined premiums. I'm very disappointed in AARP. This organization was founded to lobby for the nation's elderly. It looks like AARP now is just an adjunct of the health insurance industry.

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GailL1

@dk7928592 wrote -

“We've always received a single monthly bill. This month that changed. We now have two bills. Another difference is that the payment goes to AARP and not United Healthcare.”

WHAT ????

Think you better check those bills again. Or come back here and give some more details.

Came back to edit and add:

See if this thread relates to your issue -it is from 2023 but it does talk about the AARP-UHC discount for family members

https://community.aarp.org/t5/Benefits-Discounts/AARP-UNITED-HEALTHCARE-MEDICARE-SUPPLEMENT/td-p/2489231

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tl68594730

Contributor ⭐

I am in disbelief at a mid-year 12% AARP United Health Care supplemental plan monthly premium increase. I understand that AARP does not control this premium increase. Nevertheless, since United Healthcare is an AARP endorsed product and is the reason why I selected United Healthcare for my Medicare supplemental plan, it is imperative that AARP intervene on our behalf. It is simply unacceptable for United Healthcare to significantly increase our premiums, and implement a significant billing change for couples in the middle of the year. AARP I implore you to leverage our membership or terminate the United Healthcare contract and get us a new provider.

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RitaC373420

Contributor ⭐

I completely agree! In response to my post, I heard from AARP who referred me to United Healthcare. A cordial representative called. She sympathized with my concerns but said that the increases are due to rising healthcare costs and inflation. These increases are, however, way too high.

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JanetP305758

Contributor ⭐⭐

THEY ABSOLUTELY SHOULD NOT BE ABLE TO ARBITRARILY CHANGE THEIR FISCAL YEAR, GIVING THEM POWER TO INCREASE PREMIUMS. PERIOD. THIS IS A SCAM AND THE GOVERNMENT SHOULD GET INVOLVED. MAYBE THESE DAMNED POLITICIANS CAN DO SOMETHING BESIDES FIGHTING WITH ONE ANOTHER. SO SICK OF ALL OF THEM. THIS IS THE TYPE OF THINGS AMERICANS CARE ABOUT. BUT, POCKETS ARE LINED AND MOUTHS ARE SHUT

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lguy

Contributor ⭐

3 increases in 12 months. May 2024 $20, August 2024 $20, May 2025 $12.

UNC paid $22 million in ransom to hackers and it looks like we are footing the bill, I will be looking for another plan

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RDor

Contributor ⭐

My wife and I have been in the plan for 17 years. Our combined rate just went up $75 per month, or 14%. At our age, there's really nothing we can do and they know that.

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BenjaminM550041

Contributor ⭐⭐

I'm truly sorry to hear about your frustrations with the price increases.

Your concerns are valid and it's disheartening to face such substantial hikes. I understand your decision to seek more affordable options and hope you find a suitable alternative soon. If there's anything I can do to assist you in this transition, please let me know.

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zooeyhall

Contributor ⭐⭐

With AARP's huge membership, they should have some real clout with negotiating with the insurance companies they sponsor. And get us a better price.

That is, unless AARP itself isn't "benefiting" from the the increased premiums that its members are forced to pay.

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GailL1

@zooeyhall wrote:

That is, unless AARP itself isn't "benefiting" from the the increased premiums that its members are forced to pay.

======================

They don’t benefit from premiums - premiums are based on the risk, usage and rating method as any other insurance product.

AARP.org - Medicare Related Options

(copy & paste from the above link )

AARP and its affiliates are not insurers, agents, brokers or producers. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP.

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DavidS457101

Contributor ⭐⭐

See the article I cited: https://prospect.org/blogs-and-newsletters/tap/2024-12-11-how-aarp-shills-for-unitedhealthcare/

They DO benefit. At our expense.

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BenjaminM550041

Contributor ⭐⭐

I understand your frustration with the premium hike. Consider contacting your state's Health Insurance Assistance Program (SHIP) for advice on switching plans without excessive underwriting hurdles.

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DavidS457101

Contributor ⭐⭐

I'm in New York. My AARP/UHC Plan N medigap policy increased nearly $40 for 2025. I'm considering switching to Transamerica and dropping AARP altogether. I don't feel supported by AARP. It seems like they're just profiting off the premiums at our expense.

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