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virgilnix
virgilnix
Contributor ⭐
Oct 25, 2026 4:00 PM UTC
Question

Pharmaceutical pricing.

With insurance I would have paid over $500. My daughter had my prescriptions filled for $83. I will be 65 in December so why do I need a prescription insurance if it’s cheaper without?

      2 replies

      SereneSeagull
      SereneSeagull
      Community Champion ⭐⭐⭐
      Oct 26, 2026 12:35 PM UTC

      Many times the discount cards (not using any insurance)  turns out to be cheaper.  But it won’t count towards your deductible.  So weighing the pros and cons with the meds is needed.  One shouldn’t have to.  But there it is, unfortunately.  We have to be our own advocates, as pretty much nobody else can, it stinks. 

      ~~ Per Jimmy Buffett 🫧🫧 Bubbles Up!
      SummerOnTheWay1
      SummerOnTheWay1
      Oct 25, 2026 4:33 PM UTC

      ​[12:39pm ET] ​@virgilnix , I EDITED THIS POST.

      [Sunday 10/25/26 12:33pm[

      ​That is up to you, your decision to make. Personally, I keep a Standalone Part D because what I MAYBE "subscribed" can change during a YEAR. Some meds are CHEAPER without insurance. Some are NOT. I DONOT have "unlimited" funds for those kinds of surprises. 😱

      You can fill your meds EITHER way with insurance. Yes, it pays to check before using insurance.

      Good for you!!! 

      Nicole 👍

      👣 Remember to take 1 step at a time!!!
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