Medicare Open Enrollment Is Here! Resources to Help You Make Informed Decisions
Medicare Open Enrollment runs October 15 through December 7, 2026. Let's talk about it!
If you're enrolled in Medicare, now is a good time to review your coverage and make sure it still meets your health care needs and budget for 2027.
Even if you're happy with your current plan, it's worth taking another look. Costs, prescription drug coverage, provider networks, and benefits can change from year to year.
Making Medicare decisions for ourselves is hard enough, and many of us who are caregiving are also helping loved one make their Medicare decisions (or making them for them if they are unable and we have the appropriate powers of attorney). It’s a lot of pressure!
The good news is that AARP has GREAT resources to help you understand your options and make informed decisions. Not sure how to get started - check out these resources:
- Everything You Need to Know About Medicare Open Enrollment – Understand what you can change, important deadlines and what to consider when comparing plans.
- AARP Medicare Resource Center – Explore articles, guides and educational videos covering Medicare plans, costs, coverage and more.
- How to Choose a Medicare Advantage Plan – Learn what to look for when comparing benefits, doctors, prescription coverage, and out-of-pocket costs.
- Medicare.gov Plan Finder – Compare Medicare health and prescription drug plans available in your area.
A few things to consider as you review your coverage:
- Are your doctors and preferred hospitals still covered?
- Are your prescription medications covered, and have their costs changed?
- Have your premiums, deductibles or out-of-pocket expenses changed?
- Does your current plan still meet your needs?
Please share your thoughts, questions, comments and tips for each other!
Medicare decisions can feel overwhelming, and sometimes hearing from others who have been through the process can help.
Are you reviewing your Medicare coverage this year? What questions do you have, or what tips would you share with someone navigating Open Enrollment?
Share your thoughts and experiences below. Your insights may help another community member!
Remember: Open Enrollment ends December 7, 2026. Any coverage changes made during this period generally take effect January 1, 2027.
Amy Goyer
AARP Natl. Family & Caregiving Expert