Medicare & Insurance

AARP UHC insurance was easy to enroll in, but I've been locked out of my website access since initial enrollment and UHC's incompetent web IT department won't fix it. I was told a one person problem wasn't a high priority and it could take months to fix! Yet UHC takes my auto-pay with no problem every month. I can't see any information on my account. Horrible company. Stay far away from UHC. 

Does anyone have a Medicare Supplement plan with State Farm? What do you think of it? I have most of my other insurance through them and just learned they provide these policies too. I am looking a Plan G or possible Plan N. Thanks for your help!

The Republican study committee has proposed the following changes to Social Security and Medicare. The proposals would raise the age of claiming social security. They would also convert medicare to a "premium support model". Medicare would compete with private plans and beneficiaries would be given subsidies pegged to the average premium or second lowest price in a particular market. This is in light of medicare becoming insolvent by 2028 and social security in 2033. This information was reported by NBC News yesterday 3/20.

I have been going to student-psychology therapists for years;I can't GET ANY OTHER TYPES OF PSYCHOLOGICAL  THERAPISTS!!ALL THE PSYCHIATRISTS LEFT MY STATE!!--and other medical people!!ALL THERAPISTS!!WHY?Cause they don't want Medicare!! i could only find this  one "weird" psychiatry company onkline,that I thought was "kooky",but they were legally covered by Medicare.now,i🤕COULD  NOT FIND A THERAPIST OF ANY KIND,FOR YEARs!!AND I only see this person over a laptop computer.AND I  only could get "student psychologists" and student-(lowerclass very low like social workers)--people who barely knew any psychology.WHY iNSURE SOCIAL WORKERS who don't even know psychology of any kind??--because the insurance can't get any other kind of "help,"all the psychology people left the state of Oregon.I finally find a student social worker,and suddenly,"NO SHE'S ONLY A STUDENT!!ONLY LICENSED THERAPISTS OF ANY KIND!!"WELL licensed ONES REFUSE TO TAKE mEDICARE.tHE STUDENTS WERE OK WIT

I am wondering if anyone has run into this problem, or has any knopwledge how Medicare would cover (or not) this scenario. I have a Neurological problem that cased a "Foot Drop" and the Neurologist gave me a referral for Physical. I also suffer from a torn Meniscus in my knee, and my Orthopedic Doctor gave me a referral for PT to help with the pain from that. The PT Office claims that Medicare will not allow me to do PT at the same visit for these 2 problems and that I have to do PT for one problems, and when that's finished, I need to start over for the second problem. This sounds insane to me.  But when I contacted Medicare and asked about their policy, I could not get a straight answer. (WOW... imagine that !) Thanks for your input.

Numerous AARP members with UHC Medicare plans complain about the constant harrasshing and unwelcome phone calls from UHC and yet AARP who is supposed to advocate for seniors allows them to continue...I have asked UHC to put me on a do not call list to no avail....when I tell them on the call to stop the calls they have gotten nasty...is there anywhere that says because I paid for their insurance I am required to speak to them numerous times a week..and when I keep asking them what are you calling me about they don't won't even answer....it's really abusive and needs to be stopped and AARP should be ashamed that they are allowing their heavily endorsed insurance company to take advantage of seniors this way.  UHC is clearly trying to "get" something from us--I think they want us to agree to home visits or something which I assume will be more money in their pocket and I consider all of this almost as bad as the scams that AARP is constantly "warning" us about...it has to stop or I

  You can listen to it or read the transcript -    You have some BIG choices when you become eligible for Medicare and you should understand it before making the decisions.  Some of the decisions may not be reversible - so get knowledgeable.  This is a good article / podcast. KFF. Health News - An Arm and A Leg - THE MEDICARE EPISODE (29 min. to listen)       

For 9 years I had original Medicare with a Supplemental Plan F (BCBS) and separate Part D. Over time the premiums for the Supplemental Plan rose so much that I finally decided to switch to an Advantage Plan. Chose one of the UHC Insurance AARP PPO plans. Worst decision I ever made. Continually had copays for everything from Specialists to Radiology to Outpatient Surgery and higher copays on certain medications. I'm still getting late bills from 11 months ago because my health system and UHC never got billing correct until now. My healthcare concerns became more about expense than quality of care. I also was disgusted by the pressure to use the subsidiary of Optum Rx (United Healthcare owns United Healthcare Insurance and Optum Rx) which they continually spent my healthcare dollars advertising to me by telephone, email and USPS. My copay was so high for one generic (of which there are over 20 options), I switched that script to Mark Cuban's CostPlus  and saved over $100 each t

I TURNED 65 IN SEPTEMBER 2023 AND "FINALLY" FOUND A "MEDICARE" DOCTOR AS MINE DIDNOT ACCEPT IT. HAD TO WAIT UNTIL JANUARY 2024 FOR 1ST APPOINTMENT!  😎  ANYONE ELSE WANT TO SHARE?  🤔 A third face month-long delays for appointments, but most are happy with their overall care. By​ Dena Bunis. Published February 28, 2024. https://www.aarp.org/health/medicare-insurance/info-2024/medicare-doctor-wait-times.html

Is it possible to get AARP to advocate for fair and equitable treatment on behalf of domestic partners with respect to Medicare coverage?

  From this link - good article  KIPLINGER 02/2024 - CAR INSURANCE COST SKYROCKET in 2024  Pay attention - some of the reasons why we are paying a higher price for auto ins.It isn't just about you and your driving;  it involves the other guy too. 1.  The Insurance Research Council found that on average, one in seven drivers, or 14% of motorists, were driving without liability insurance in 2022. The states with the highest percentage of uninsured motorists were the District of Columbia, with 25.2% of motorists uninsured, and New Mexico, with almost a quarter of drivers uninsured. For this reason, Deutschman warns people not to assume that other drivers have coverage, and to instead make sure their own coverage is sufficient.  2. While car insurance becomes increasingly more difficult to afford, beware the perils of underinsurance. Because car insurance rates have surged in 2024, many drivers are dropping coverage, putting both them and i

My wife probably won't retire for another 6+ years.  My medical insurance (Kaiser) is with her company. Do I need to have her employer enroll me in medicare coverage?    I'm planning on retiring in 3 months when I'm 66.6  

Supplement or medigap insurance wort having 

When I looked up about Insurance most post are from 2017-2020. Do AARP not reevaluate insurance for the AARP community?  You would think tjis would be a hot topicp

My Mom,  sister and I (living in the same residence) just signed up for AARP UHC Medicare Supplemental Insurance policies   I understood each of us would be eligible for the household discount towards our premium as long as we are enrolled under the same AARP membership number.  This is not possible since a membership can only have 2 members.  If we were 4 individuals (or any other even number) each membership could get the discount.  I'm confused why an 'odd' member doesn't get the discount.  

The recent identified case of the 2B in Medicare Fraud in 2 years is concerning(See story on the Medicare 'catheter fraud'. If this were a non government company, the upper management would be replaced by now. (But it is only a government program for the elderly, so I guess it is OK that the money is being spent on Fraud instead of on the nations elderly.) The Medicare tax needs to be increased to allow for smarter systems to detect this type of crime. Increasing the tax will also allow for payments to providers to keep up with inflation. Right now, physicians are managing the care of the elderly (whether you are in a managed care plan or not).  Why is AARP not advocating for the elderly in this situation?

Long Term Care insurance has become a Ponzi scheme.  Story after story in the press highlights the issues with these offerings. From non-payment of covered services to the exponential increase of premiums, this insurance has a bad reputation. One recurring theme is the increasing of premiums until the insured can no longer afford the premiums and drop the policy.  Protections don't exist for these products so there are substantial systemic situations that take advantage of those who buy these policies. AARP should NOT tout these policies as a responsible use of your finances.

 I applied for Medicare Part A in 07/2023 as I was turning 65 in October.  Seven months have passed, and I've yet to hear anything from them.  I call them every month; usually what they tell me directly contradicts what I was told the month prior.  At the end of the day, nobody can seem to tell me what the holdup is.  I passed frustrated a few months back.  Any ideas on where to go next?  

My wife and I both use the Ucard to get $10 per month credits for walking. In the past we could get Amazon gift cards at the end of the year and it worked perfectly. Now it seems you have to shop at Walmart and the experience has been horrifying. The items we scan all show not eligible at our Walmart. I went online to see what is eligible and it's all junk food we don't eat. I feel this program is useless to us now and all incentive is gone. Time to shop for another plan.

The US is the laughingstock of the developed world for our instance healthcare system.  It’s clear Medicare is carefully constructed to maximize profits/revenue for insurance companies and drug distribution companies.  If AARP really wants to help, lobby for a decent national healthcare system like, among many others Canada.  specifically, the AARP “endorsed” UHC plan has no straightforward way to disenroll and stop them stealing my money. Decent guidance on how to contest Medicare part b premiums would also be useful.

In order to help the old spouse get premium free Medicare Part A, who has less than 40 work credit, the young spouse earning more than 40 work credit must reach 62. Is it correct? Thank you for your answer.

Article in LA Times: "Medicare Advantage was meant to curb federal healthcare spending. It's costing MORE instead." And another article from the FCC: "Is the Biden Administation Proposing Cuts to Medicare Advantage?" All of this is very disturbing.  I rely on the Medicare Advantage plans.  Transportation, among others, from the plan are indispensable. How do we Keep the Medicare Advantage plans in place? Sincerely,Karin Wakefield

 I read an article on the Microsoft Start site that said MA had some minor changes last year, but CMS would be coming out with changes to MA plans in a couple months. The changes sound like increases in premium and eliminating approx 200 coverage items. Why are we not hearing of the changes in any of the media? This sounds like a biden administration idea to cut government costs. MA plans have been saving costs in general. What is going on? Thanks

My wife and I have United health care supplements and she also has part D prescriptions and traditional medicare. The part D prescription plan went from $64.40 to $80.60 on January 1, no warning about this and I see that from 2024 to2029 these plans can't increase more than 6%, this is pure price gouging at its best to hit an increase by that much. This is about the same as insider trading.  I am thinking of doing away with AARP as they always say they are for the seniors but this proves they go along with price gouging and insider trading, I guess they are right up there with the Justice dept  and FBI with unfair practices. Too bad I always thought AARP United Healthcare was the way to go.

Married female 62 need good medical insurance at a possible low monthly fee.Husband resigned from work an lost our insurance. He is 73. Our total income is around $ 24,000.00a year gross. Where can I get reasonably priced medical insurance on a female 62, for say 3 years till I turn 65 for medicare?Thank you.