Medicare & Insurance

Hartford is no longer the best choice for AARP members as Hartford is canceling your insurance or raising your rates at random and AARP should be aware that Hartford insurance is canceling members liability insurance if they have 2 automobile claims in 1 year even if the claim didn't involve a liability claim. Time for AARP to team up with a different insurance company for its members. Hartford is looking to be a poor choice.

ANY COMMENTS?  🤔  I AM SO GLAD I AVOIDED THESE PENALTIES!  😎 FROM THE ARTICLE - SEE ARTICLE FOR MORE. While nearly all Americans become eligible for the Medicare health insurance program when they turn 65, many people delay signing up for various reasons. These delays are an important issue, because missing key deadlines can lead to late-enrollment penalties, specifically for people who wait too long to enroll in Medicare Part B (physician and other outpatient services) or Part D (outpatient prescription drug coverage). People who incur late-enrollment penalties pay them along with their monthly premiums—and usually must pay the penalty for the rest of their lives. By Harriet Komisar, AARP Public Policy Institute & Keith Lind, AARP Public Policy Institute. Published March 15, 2024. https://www.aarp.org/pri/topics/health/coverage-access/millions-pay-medicare-late-enrollment-penalties-missing-deadline/

Has anyone encountered a hospital stay that the hospital billed insurance as observation stay?this happened to us and certain medications administered as hospital observation (vs admitted hospital) does not fall under Part D.  I was told I had to submit those charges directly to my part D.  The hospital cannot bill part d.  I did this (I was provided the charges from hospital only after I paid the bill)I sent to part d and out of $300 plus bill, they paid less than $10.any comment or help

 This is just FYI - so you know.  You can find out all about them on this page of AARP.org website:    AARP SERVICES Manages Member Benefits Providers   From the link -Who We Work WithWith unmatched data, decades of experiential insights, and go-to-market expertise, AARP Services has enabled many companies to grow reach and market share. We work with over 40 companies in the following industries:Health & WellnessFinancial Products and ServicesCaregiving SolutionsInsurance productsTravel & LeisureEntertainment, Shopping and Dining DiscountsHome & TechnologyHere are a few of the companies we work with:Delta Dental, New York Life, Barclays, The Hartford, United Healthcare, Expedia, Wyndham Hotel & Resorts, Denny’s, Foremost Insurance Group, Consumer Cellular... and many more.

Yes, I am trying to get a Medtronic Insulin Pump and the CMG that goes with it. I have been going back and forth with my Medicare Advantage Plan Company and the ones that are contracted to handle both plus the supplies that go with it. I have been going back and forth for the last two weeks. Finally, they approved the Insulin Pum and supplies but they say the CGM is not covered. After doing extensive research I have found out that Medicare and Advantage Plans are required since 2023. To give both including supplies and I has the patient will be required to pay 20%. What do I need to do? Contact Medicare directly or who do I need to speak with about this? Thanks

Hello. I have never seen this, and if my mother were not moribund, and I wanted to take one last look at things before she dies "in a few days," I noted a high and bizarre charge billed to Medicare, which they paid, and because she has full Medicaid, I presume they got resident bed money through that route too. It seems they are double-dipping, but perhaps it is no different than when she goes to the real hospital and I think some money is paid to the facility to hold her bed. I cannot be certain of this because the piece I am missing is what Medicaid pays when she goes to the real hospital. They recently bill out a 14 day elective hospitalization, which is a farce. They moved her, after making sure she got infected with Covid, and is why I believe she is dying, to another wing, with no further amenities, and the same roommate to boot. How can she both be a resident under LTC Medicaid AND be a "hospital" inpatient? Has anyone ever seen this before? Thanks!

I'm 67 years old and joined Medicare parts A and B when I become eligible at 65. I'm also an expat living more than 40 years in Japan, and plan on living here the rest of my life. I signed up because I read about late penalties and I thought maybe Medicare could be used as health insurance during trips to the U.S. But reading these details in AARP articles makes me think that Medicare is crazy complicated and not worth it. If I got stuck in the U.S. I could use a tiny fraction of my premiums to flee back to Japan, where I'm a permanent resident, and where there are no donut holes, and there are definitely caps on co-payments!If I leave part B, does part A, which is free, have any value? If I decide to join part B again for some reason I know there is some penalty to catch up on unpaid months, but will they take into account the nearly 3 years I've paid my premium? With my national health insurance here - and my premiums being about what I'm also paying for Medicare,

 I had Delta Dental through a corporation for years. When I switched to the AARP Delta Dental plan I didn't know that they were supposed to waive my one-year exclusionary period for crowns and they didn't waive it so I ended up paying half of the cost of the crown myself. By the time I found out what my rights were, Delta Dental said it was too late to appeal. I really can't recommend the AARP Delta Dental plan to anyone and I think AARP should drop them. Wondering if anyone else has had this kind of experience with Delta Dental. Seems to me it's a deny, deny, deny kind of approach to taking care of AARP members who trust AARP's recommendations.

 I have had AARP United Healthcare Medicare Advantage for many years and totally satisfied.  About three years ago my doctor of many years moved to another practice which did not accept MyUHC coverage.  I switched to another practice that did accept AARP MyUHC but I have not been completely satisfied.  I have seen numerous adds for AARP Oak Street Health so today I went to the nearest local office in hope of changing to them as my Primary Care Providers.  I was somewhat caught off guard, stunned, that they do not accept AARP MyUHC.  I couldn't understand how, why, two AARP programs would not work together.

I am scrambling to file 2023 taxes and have a question I’d like answered so here ‘tis: are our Medicare premiums (already deducted by gov) tax deductible and what about Part D I have deducted from my checking account and what about Medigap? What exactly does the IRS allow us to deduct?

AARP UHC insurance was easy to enroll in, but I've been locked out of my website access since initial enrollment and UHC's incompetent web IT department won't fix it. I was told a one person problem wasn't a high priority and it could take months to fix! Yet UHC takes my auto-pay with no problem every month. I can't see any information on my account. Horrible company. Stay far away from UHC. 

Does anyone have a Medicare Supplement plan with State Farm? What do you think of it? I have most of my other insurance through them and just learned they provide these policies too. I am looking a Plan G or possible Plan N. Thanks for your help!

The Republican study committee has proposed the following changes to Social Security and Medicare. The proposals would raise the age of claiming social security. They would also convert medicare to a "premium support model". Medicare would compete with private plans and beneficiaries would be given subsidies pegged to the average premium or second lowest price in a particular market. This is in light of medicare becoming insolvent by 2028 and social security in 2033. This information was reported by NBC News yesterday 3/20.

I have been going to student-psychology therapists for years;I can't GET ANY OTHER TYPES OF PSYCHOLOGICAL  THERAPISTS!!ALL THE PSYCHIATRISTS LEFT MY STATE!!--and other medical people!!ALL THERAPISTS!!WHY?Cause they don't want Medicare!! i could only find this  one "weird" psychiatry company onkline,that I thought was "kooky",but they were legally covered by Medicare.now,i🤕COULD  NOT FIND A THERAPIST OF ANY KIND,FOR YEARs!!AND I only see this person over a laptop computer.AND I  only could get "student psychologists" and student-(lowerclass very low like social workers)--people who barely knew any psychology.WHY iNSURE SOCIAL WORKERS who don't even know psychology of any kind??--because the insurance can't get any other kind of "help,"all the psychology people left the state of Oregon.I finally find a student social worker,and suddenly,"NO SHE'S ONLY A STUDENT!!ONLY LICENSED THERAPISTS OF ANY KIND!!"WELL licensed ONES REFUSE TO TAKE mEDICARE.tHE STUDENTS WERE OK WIT

I am wondering if anyone has run into this problem, or has any knopwledge how Medicare would cover (or not) this scenario. I have a Neurological problem that cased a "Foot Drop" and the Neurologist gave me a referral for Physical. I also suffer from a torn Meniscus in my knee, and my Orthopedic Doctor gave me a referral for PT to help with the pain from that. The PT Office claims that Medicare will not allow me to do PT at the same visit for these 2 problems and that I have to do PT for one problems, and when that's finished, I need to start over for the second problem. This sounds insane to me.  But when I contacted Medicare and asked about their policy, I could not get a straight answer. (WOW... imagine that !) Thanks for your input.

Numerous AARP members with UHC Medicare plans complain about the constant harrasshing and unwelcome phone calls from UHC and yet AARP who is supposed to advocate for seniors allows them to continue...I have asked UHC to put me on a do not call list to no avail....when I tell them on the call to stop the calls they have gotten nasty...is there anywhere that says because I paid for their insurance I am required to speak to them numerous times a week..and when I keep asking them what are you calling me about they don't won't even answer....it's really abusive and needs to be stopped and AARP should be ashamed that they are allowing their heavily endorsed insurance company to take advantage of seniors this way.  UHC is clearly trying to "get" something from us--I think they want us to agree to home visits or something which I assume will be more money in their pocket and I consider all of this almost as bad as the scams that AARP is constantly "warning" us about...it has to stop or I

  You can listen to it or read the transcript -    You have some BIG choices when you become eligible for Medicare and you should understand it before making the decisions.  Some of the decisions may not be reversible - so get knowledgeable.  This is a good article / podcast. KFF. Health News - An Arm and A Leg - THE MEDICARE EPISODE (29 min. to listen)       

For 9 years I had original Medicare with a Supplemental Plan F (BCBS) and separate Part D. Over time the premiums for the Supplemental Plan rose so much that I finally decided to switch to an Advantage Plan. Chose one of the UHC Insurance AARP PPO plans. Worst decision I ever made. Continually had copays for everything from Specialists to Radiology to Outpatient Surgery and higher copays on certain medications. I'm still getting late bills from 11 months ago because my health system and UHC never got billing correct until now. My healthcare concerns became more about expense than quality of care. I also was disgusted by the pressure to use the subsidiary of Optum Rx (United Healthcare owns United Healthcare Insurance and Optum Rx) which they continually spent my healthcare dollars advertising to me by telephone, email and USPS. My copay was so high for one generic (of which there are over 20 options), I switched that script to Mark Cuban's CostPlus  and saved over $100 each t

I TURNED 65 IN SEPTEMBER 2023 AND "FINALLY" FOUND A "MEDICARE" DOCTOR AS MINE DIDNOT ACCEPT IT. HAD TO WAIT UNTIL JANUARY 2024 FOR 1ST APPOINTMENT!  😎  ANYONE ELSE WANT TO SHARE?  🤔 A third face month-long delays for appointments, but most are happy with their overall care. By​ Dena Bunis. Published February 28, 2024. https://www.aarp.org/health/medicare-insurance/info-2024/medicare-doctor-wait-times.html

Is it possible to get AARP to advocate for fair and equitable treatment on behalf of domestic partners with respect to Medicare coverage?

  From this link - good article  KIPLINGER 02/2024 - CAR INSURANCE COST SKYROCKET in 2024  Pay attention - some of the reasons why we are paying a higher price for auto ins.It isn't just about you and your driving;  it involves the other guy too. 1.  The Insurance Research Council found that on average, one in seven drivers, or 14% of motorists, were driving without liability insurance in 2022. The states with the highest percentage of uninsured motorists were the District of Columbia, with 25.2% of motorists uninsured, and New Mexico, with almost a quarter of drivers uninsured. For this reason, Deutschman warns people not to assume that other drivers have coverage, and to instead make sure their own coverage is sufficient.  2. While car insurance becomes increasingly more difficult to afford, beware the perils of underinsurance. Because car insurance rates have surged in 2024, many drivers are dropping coverage, putting both them and i

My wife probably won't retire for another 6+ years.  My medical insurance (Kaiser) is with her company. Do I need to have her employer enroll me in medicare coverage?    I'm planning on retiring in 3 months when I'm 66.6  

Supplement or medigap insurance wort having 

When I looked up about Insurance most post are from 2017-2020. Do AARP not reevaluate insurance for the AARP community?  You would think tjis would be a hot topicp

My Mom,  sister and I (living in the same residence) just signed up for AARP UHC Medicare Supplemental Insurance policies   I understood each of us would be eligible for the household discount towards our premium as long as we are enrolled under the same AARP membership number.  This is not possible since a membership can only have 2 members.  If we were 4 individuals (or any other even number) each membership could get the discount.  I'm confused why an 'odd' member doesn't get the discount.