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MarkD524822
Contributor ⭐⭐
December 8, 2024

FOREMOST MOBILE HOME INSURANCE

  • December 8, 2024
  • 5 replies
  • 3185 views

Good Morning

i am looking for any information about AARP Sponsored FOREMOST MOBILE HOME INSURANCE. Hopping to hear from someone that is a policyholder and their experience with this company.

thank you

Mark

    5 replies

    BillD916633
    BillD916633
    Contributor ⭐⭐
    December 8, 2024

    I am interested in this topic also

    if you have any info you can PM me @BillD916633 or just post it here

    rednexsrus
    rednexsrus
    Conversationalist ⭐
    December 8, 2024

    Count me in on this topic.
    The insurance industry is taken advantage of us seniors and trying to recoup their losses due to all the bad weather in the last few months (Fl. GA. NC.) by raising our premiums. Our only recourse is to shop for the best coverage and cost. 
    lucyp4651

    lucyp061351
      GailL1
      GailL1
      Community Champion ⭐⭐⭐
      December 8, 2024

      @MarkD524822 @rednexsrus @BillD916633 

      Understand what you are buying - contractually.

      First thing is to read the DISCLOSURE to make sure you know how the AARP fits into the equation.  It does not stamp this benefits with any sort of seal of approval, neither does it say AARP offers a discount or better pricing for members.  Nor does it say that this is a better product because it bears the AARP branded name.

       

      https://www.aarp.org/membership/benefits/insurance/foremost-mobile-home/ 

       

      DISCLOSURES

      AARP commercial member benefits are provided by third parties, not by AARP or its affiliates. Providers pay a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions.

       

      Not all products, coverages, features, and discounts are available in all areas or states and may vary. Restrictions, exclusions, limits, and conditions apply. Foremost Insurance Company Grand Rapids, Michigan pays royalty fees to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. AARP and its affiliates are not insurers.

       

      The AARP Mobile Home and Motorcycle Insurance Programs are unavailable in some areas of the country, Puerto Rico, and the U.S. Virgin Islands. FX Insurance Agency, LLC is a licensed insurance agency appointed by, and affiliated with, and insurance is underwritten by Foremost Insurance Company Grand Rapids, Michigan, Foremost Property and Casualty Insurance Company, or Foremost County Mutual Insurance Company. Home office, Caledonia, MI. States where licensed at foremost.com/companies.

      State Availability

      Not available in District of Columbia, Hawaii, Puerto Rico, the U.S. Virgin Islands, American Samoa, Guam and the Northern Mariana Islands. 

       

      You then LEAVE the AARP benefits page and go to the page of the insurer for further scrutiny and detailsor to get a quote.

      https://www.aarpforemost.com/mobile-home-insurance.asp?code=X099 

       

      Whatever you are looking for that makes a difference to you - has to be in the contract to be enforceable and this is taken care of by the commercial vendor NOT the AARP who only gets paid the royalty for use of their name.

       

      You can let this product be one of the many which you investigate to give you the best coverage for your needs.

       

      GOOD LUCK 

       

      IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna
      C
      CharlesT109794
      Contributor ⭐
      October 3, 2025

      I wanted to check them out as well for our place in FL.  The first thing I saw was the dismal ratings they get on YELP.   AARP should have the clout to partner with reputable companies.   What good is a lower price (I'm presuming that's the case...) when service is sub-par.  Shame.

      GailL1
      GailL1
      Community Champion ⭐⭐⭐
      October 4, 2025

      Take a look at this:  

      Marketwatch - 60 BEST Mobile Home Insurers as of 10/2025 

       

      Foremost is the TOP Pick.

       

      I am surprised that they still write business in the state of FL.  What insurer has a great rating on Yelp in FL ?  Any of them?

      Citizens Property Insurance Corporation is the largest insurer of homes in Florida. As the state-backed insurer of last resort, Citizens holds the most policyholders. I do not know if they insure mobile homes.

      IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna
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