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Conversationalist ⭐⭐⭐
October 4, 2026

Country map of advantage plans and number of D plans for 2027

  • October 4, 2026
  • 2 replies
  • 32 views

If you go to this url you will see a map. Enlarge it and click on your state. You can then click on your county and see who is offering advantage plans in 2027, which plans have been discontinued and how many independent drug plans (D’s) there are in your county and what the premiums will be. They are not as bad as some had anticipated and all the early reports stated they would be - it still remains to see what they have done with the formularies and tiers within them which could upend expenses.

You can also see which plans are offering commissions to agents and which ones aren’t. If you use an agent this may affect what they will or will not tell you about.

https://windermerefinancial.com/medicare-plan-map

2 replies

Community Champion ⭐
October 5, 2026

I’ll add a warning in the Medigap supplement (not Advantage) field:  brokers earn a very low commission on high-deductible Medigap supplements because the commission is a percentage of the premium, and the premium on those plans is very low.  Some brokers have admitted in public (!) that they won’t tell their clients about them.  

And on prescription drug plans, the premium shouldn’t factor into your decision at all.  It’s the premium PLUS the cost of your drugs under that plan that matters.  If you take no drugs, then the cheapest plan WILL be the one with the lowest premium, but if you take maintenance drugs, a more expensive plan might have lower copays for your particular mix of drugs.

A lot of prescription drug plans have stopped paying commissions.  Some brokers will still help people with them, as a client service.  But some won’t.  But if you’re savvy enough to be on this forum, you’re probably computer savvy enough to run your drugs in the Medicare plan finder yourself.

Of course what you’re taking now has little to do with what you might be prescribed in the next year, but when picking a drug plan, you do what you can do and hope for the best.

 

Contributor ⭐
October 4, 2026

Thanks for sharing this information!