Skip to main content
Contributor ⭐
September 6, 2024

AARP United Healthcare Medicare Supplement

  • September 6, 2024
  • 4 replies
  • 1427 views

AARP should be ASHAMED for promoting and participating with this so-called health insurance company! We are currently dealing with medical issues and need assistance with coverage questions. I called the "patient assistance" number on the insurance card and spent 45 minutes discussing the issue. I was given a reference number and was told they would contact the medical facility and get back to me. NEVER HAPPENED! When I called back the next day a new rep told me there was NO RECORD of the call, the issue and the reference number (which I confirmed on that call) did not exist!
After another long call, put on hold etc., etc. I was led to believe they had the medical facility on the line and then I was magically disconnected.
Even if that was true, which I doubt, they had my phone number and didn't bother trying to call me back. The medical facility had no record of hearing from them. I am sure these "reps" are not even in the US. A scam!

SHAME ON AARP for allowing this.
I just renewed my AARP membership, but never again!

    This topic has been closed for replies.

    4 replies

    September 7, 2024

    @l264203s 

    Just to be clear - are you sure you are talking about a Medicare Supplemental plan - a Medigap plan?  Medigap plans or Medicare Supplemental plans don’t make any health decisions - they ONLY pay what Medicare doesn’t pay - they cover your out of pocket expenses up to the limits of the plan you have chosen.

    The claims to a Medigap plan usually are sent by Traditional Medicare once they have finished processing the claim.  If Medicare doesn’t pay, the Medigap plan doesn’t pays either.  

     

    Medicare.gov- What’s Medicare Supplemental Insurance (Medigap) ? 

     

    If you are talking about a Medicare Advantage plan, that’s different cause it is just another way of getting your Medicare benefits and that seems like what type of plan you are talking about and most of the time your explanation of coverage can answer any questions about specific coverage.  

     

    You are right that customer services are not what they use to be - you almost have to figure out the problem and then take action. The days of a quick phone remedy are pretty much over - 

    You can always file a complaint or and appeal with Medicare to get answers.

    This is how you do it:

    Medicare.gov - Filing a Complaint or Appeal 

     

    Medicare.gov - Filing An Appeal 

     

    Hope this helps - 

     

     

     

     

     

    Contributor ⭐⭐⭐
    September 8, 2024

    I believe you can also file a complaint with you State Insurance Commission.

    l264203sAuthor
    Contributor ⭐
    September 8, 2024

    Thank you. I believe I will!