Contributor ⭐

AARP UHC Medicare Advantage plan - drops comprehensive dental coverage!

Forum|Forum|1 year ago
September 19, 2024
20 replies
15689 views

Just checked the document for the 2025 changes for the AARP UHC Medicare Advantage plan.

Got surprised!!

Checked with UHC to confirm (Italics clip from the chat session with the UHC agent):

2025 (next year)

You pay a $0 copayment for covered preventive and diagnostic services.
You no longer have coverage for comprehensive dental services.
Platinum Dental Rider
You pay $54.00 a month for up to $1,500 per year for covered preventive and comprehensive dental services

6:29 PM

You may check more plans with our sales team.

Interesting that they are offering a $54 per month plan that only cover $1500!!!!

GailL1

Community Champion ⭐⭐⭐

@th80115446

I assume that this is a MAPD (Medicare Advantage with an embedded Prescription Drug Plan) - most are today.

If so, are you finding other things changing on the Prescription Drug side of the coverage - could be drugs changing tier levels, a deductible being added when there wasn’t one before - or it could be that they have changes some drugs for others. Just check it closely.

Sorry you lost this dental coverage but it is what it is - all of the policies are changing - MA, MAPD and free standing PDP - all as a result of legislative changes and a reduction in what these plans are getting from Medicare, the program - both MA, MAPD and free standing PDP.

If you want to switch, open enrollment is scheduled to begin on October 15 - Dec. 07 and the new plans should be available to view around the 1st of October.

Good Luck in finding the best one for your needs - SHIP or a knowledgeable Medicare broker can help. Independent agents represent many different companies and type plans, but some agents are captive to only one company, like UHC.

IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna

G

GeorgeK186361

Contributor ⭐

Check Aetna for plans in your region, somehow they are still offering comprehensive dental coverage.

G

gonefishingMike

Contributor ⭐

I checked our aarp uhc ppo medicare plan for 2025 on the uhc website. It shows the same dental coverage as 2024. However, the notification of changes for 2025 offers no mention of dental coverage. Therefore I think we may have coverage in 2025. See the plan here,

https://www.uhc.com/medicare/health-plans/details.html/65662/229/H8768027000/2025

T

th80115446Author

Contributor ⭐

Thanks. Looks like your plan includes comprensive denta;. My plan in SC was cahnged to drop comprehensive dental. UHC does offer the option to pay more for it:

Introducing the Platinum Dental Rider
We know that having choices in selecting health care benefits is important to you. The Platinum
Dental Rider is an optional supplemental benefit package that can be purchased to replace any
dental benefits that may already be offered within your Medicare Advantage plan. The Platinum
Dental Rider cannot be combined with any other dental benefits that may be included in your
plan. It is offered to you for a monthly premium of $54.00.

G

GeorgeK186361

Contributor ⭐

Yeah, now you can pay $54 for what was included last year. No thanks, already moved over to an Aetna plan.

J

JohnC327937

Contributor ⭐

So each plan content / coverage is dependant upon your location - whilst your plan (and mine) does NOT now include comprehensive Dental (it always used to) - the same plan (like the persons below - RancherMike) , does include comprehensive Dental - lucky you RancherMike.

Personally I cant believe AARP let this happen - come on AARP you are meant to be helping us !!! Now I am going to go with CIGNA after 5 years of being very satisfied with AARP UHC.

T

th80115446Author

Contributor ⭐

Yep....I did add'l checking. There is an AARP UHC SC Advantage plan that does conver Comprenhensive dental - UHC SC-8 PPO. However, verify your prescriptions. One of the prescriptions that we currently use is significanly more expsensive in 2025 (even with Optum Home delivery and the $2000 yealy Medicare Rx cap). Looking into BCBS Total PPO. It does have a $19/month permium, but cheaper than the hit we sw from the UHC Rx hikes.

A

AndreaL105279

Contributor ⭐⭐

One of the medications I've been taking for years was always covered but in 2025 it's not.

M

mpberinger

Contributor ⭐

UHC WA - #14 has a $2,500 Dental coverage clause that covers 15 counties.

J

JohnC327937

Contributor ⭐

Lucky you, that looks pretty good. No comprehensive dental coverage for us with the UHC HMO or PPO living in Melbourne, Brevard County, Florida (also known as "God's Waiting Room" )

A

AndreaL105279

Contributor ⭐⭐

I'm in Seminole county and same. So mad because I desperately need to go to the dentist. They cut pr greatly reduced a lot of benefits for 2025. Preventative care does nothing if you don't have 100% healthy teeth. What good is an x-ray when if they find an issue it's not covered anyway.

A

AndreaL105279

Contributor ⭐⭐

Great! Just when I need to go to the dentist and need lots of cavities filled they remove the vast majority of dental coverage from my plan. They also reduced OTC benefits from $50 in 2023, to $40 in 2024, and now it's down to $25 whopping dollars. I wish I had looked at the new plan sooner bc now it's too late to get a new plan. I desperately need the dental coverage because maintenance - cleanings, x-rays, and flouride are great if you have healthy teeth and no issues.

G

GeorgeK186361

Contributor ⭐

If you live in a hurricane affected area, you can probably get an extension.

SoulSurvivor61

Contributor ⭐⭐⭐

If you have a Medicare Advantage plan, open enrollment continues from January- end of March. I am still looking from different options in my area other than UHC. There is some grim matters happening right now with this Insurance Agency

G

GloriaM548777

Contributor ⭐

I haven't used the dental in 4 years and now I need a root canal and fillings and nothing is coveref. Thanks a lot! Who meeds a dental plan for cleanings and xrays only? Great, were getting less money being retired but keep needing to pay for basic services I received when working. I didn't pay for fillings. I need 4 teeth redone which will cost $800. I wondered why the dentist didn't fill at least one tooth when I was seen, had no idea the comprehensive coverage was dropped.

R

RaymondI62882

Contributor ⭐

I'm in Massachusetts and I can confirm that for 2026 United Healthcare AARP is no longer covering any dental treatment whatsoever, just exams, X-rays and cleanings. Big change from the $1,000 treatment benefit in 2025. The rider is a terrible option. This is unacceptable and I will definitely not continue with this plan. AARP is becoming less valuable every year.

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