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AARPRachelA
Community Manager
September 8, 2021

How to Budget Groceries: 6 Easy Tips

  • September 8, 2021
  • 28 replies
  • 39164 views

Grocery shopping habits changed a bit during the pandemic. Many are spending less time in the store and shopping less frequently. Grocers have started using some sly tricks to get you to spend more.

 

To avoid falling for those tricks, it’s wise to have a grocery budget and to stick to it. Here are some simple tips to follow to set your budget:

 

  1. Track your current spending – First, you’ll need to figure out what you are spending on food to decide what you should be spending on food.
  2. Avoid eating out, unless you’ve budgeted for it – Frequently eating out is a quick way to ruin your grocery budget. Set a limit and adhere to it.
  3. Plan your meals – Ensuring you have a purpose for each item you buy will help you avoid food waste. Not every meal has to be a fine dining experience, don’t be afraid of keeping things simple.
  4. Keep a fridge grocery list – Keeping a magnetized notepad on your fridge enables you to write down items you need as you run out. Stick to your list when you are in the store.
  5. Don’t go to the store hungry – According to this survey, shoppers spend 64% more when they go grocery shopping on an empty stomach.
  6. Use coupons, but with caution – If an item isn’t on your list, don’t buy it simply because you have a coupon.

 

Savvy budgeting requires being adept at understanding monthly cash flow, problem-solving, impulse control and planning. Share other budgeting tips that have worked for you now!

28 replies

Contributor ⭐⭐⭐
October 5, 2021

I sit down a few days before and review all the store ads to see what is on sale. I make a list and stick with it and don’t buy anything unless I actually need it & will use it. I usually go to several stores (most staples at Aldi, produce at Sprouts, bread & frozen fish at Trader Joe’s, etc). I use both store & manufacturers coupons but again, only if I need the product. I also read ingredient labels…some little known pet foods may be healthier & yet much cheaper than big name brands…same with cereals, etc.  I often choose frozen organic fruit instead of fresh produce…it may cost a bit more sometimes, but I find there’s less waste from spoilage & the vitamin content is better since it’s frozen when fresh. I don’t get fast food & it’s very rare that I eat out. I cook enough for several meals and freeze what I don’t eat.

AARPRachelA
Community Manager
October 7, 2021

Excellent tips, thanks @jw5013387!

2Papa
Contributor ⭐⭐
October 6, 2021

Buy your beer by the keg instead of the six pack.

Contributor ⭐⭐
October 6, 2021

I buy only organic food and I buy at Amazon fresh and Whole Foods, which deliver right at my door, so there’s no need running anywhere, save gas and time. When, I start my list, I add what I plan to eat in a few weeks. I have found that if you wait a week, items go on sale and then others might run out but I always look at the bright side- try a new recipe with what you can buy.

  Vegetables are always fresh and have found out prices are way lower than other stores.

Contributor ⭐
October 6, 2021

Hi @8strts. Check your Whole Foods "organic" package. I saw a report on the news yesterday regarding this. Most of the "organic" foods are processed in China. No way to check if they are actually organic. By the way, I also buy from Amazon Fresh.

Contributor ⭐
November 6, 2021

A good part of Whole Foods produce is not organic. There is a simple way to tell. All produce has a little sticker on it with a 5 (sometimes 6) digit number. If the number begins with 9, it is organic. Read about it here:

 

https://organicslant.com/identify-conventional-organic-and-gmo-produce-from-plu-label/

Contributor ⭐
October 13, 2021

With care, bulk buying of flour on sale can save time and money. Remember to break down larger amounts into small storage quantities when you get home. For example, I buy 20 or 50 lb at a time and rebag into 5 lb units and store them in a large airtight, opaque container in the pantry. 

Contributor ⭐⭐
November 6, 2021

With today's uncontrollable inflation and package sizes shrinking dramatically I have had to resort to one meal every other day. My four footed assistant gets fed better than I do. Wish my state had real food banks. 

Contributor ⭐
November 6, 2021

Always get the store brands.  They are just as good and much cheaper than name brands.  I know what you mean about your four footed assistant.  We have a dog and 3 cats and their food is about as costly as ours!

Contributor ⭐⭐
November 8, 2021

Yes, I only get store brands or use coupons. Too often these days the shelves are empty and certain items are rationed so you may be forced to go without or forced into a brand name. Sometimes I can only use certain brands due to additives or dyes that make me severely ill if I eat them. Assistant food is extremely hard to find. My assistant will only eat one brand and flavor. Pet food doubled before COVID news stories and even stores warned of the prices going up. I would never have guessed that what was once 37 cents would now be an entire buck. Dry food prices take your breath away. I still do not know what the reason for the huge increases pre pandemic.

My assistant is now exerting pressure for dinner. 

Contributor ⭐⭐
November 6, 2021

i don't really have a budget when i go shopping. what i do is if i see something i like i grab it & go on. every so often i would grab an item & spend 3 or so minutes trying to decide weather i want it or not then in other areas i just have to have the will power to say no! i have to lay off. it's rare i lose the "battle".

Rhymesometimes
Conversationalist ⭐⭐⭐
November 6, 2021

@AARPRachelA  Excellent tips!  Thank you.  

AARPRachelA
Community Manager
November 11, 2021

Happy to help @Rhymesometimes!

Contributor ⭐
November 6, 2021

I have learned that store brands are just as good as the name brand in most cases and are a lot cheaper.  Very rarely have I found a store brand that doesn't taste as good as the more expensive one.  Also if you watch the ads and plan your week's meals from them it will save you money.

Rhymesometimes
Conversationalist ⭐⭐⭐
November 6, 2021

@SusanB687277  I agree.  The ingredients are often the same, whether it's food, beauty products, cleaners, etc.

Contributor ⭐
November 6, 2021

I shop mainly regular grocery stores - not expensive Whole Foods, etc. I go about 3 x per week to check what’s been marked down for quick sale which occurs on off-peak days (Mon - Wed) - Real deals can be found on fruit, veg, and meat. I mainly buy what’s on sale and frequently the store brand. 

Rhymesometimes
Conversationalist ⭐⭐⭐
November 6, 2021

@topsail60  Thank you for the grocery mark down days.  That's a terrific tip!