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Contributor ⭐
Mar 30, 2025 11:33 AM UTC

True lane

Is anybody else experiencing false readings on TrueLane? I keep getting hard breaking reading and having points deducted when this happens. I can drive 50-100 trip without any driving issues and not receive any added points but if the app thinks I’m hard breaking it deduct 2-3 points off my score. Is this app rigged??? I think it is.

    37 replies

    Contributor ⭐
    Oct 22, 2026 1:23 PM UTC

    The App is terrible.

    Contributor ⭐⭐
    Oct 21, 2026 12:14 AM UTC

    The app is unusable and a fiasco.  Explain to me how your Dashboard can show a score of 90% and then without scoring any driving trips for two days, your score goes down and on top of that prior to the two days of being a passenger, your renewal notice you are at 30% discount and then upon your renewal notice the additional 15% of discount I was seeing now disappeared and I am back to my old lower level of discount?  What a scam!!!!!

    Contributor ⭐
    Oct 16, 2026 2:54 PM UTC

    For everyone experiencing unexpected "hard breaking", I have discovered that WHERE you keep your phone while you drive matters. To avoid this, you must secure your phone somewhere that it cannot slide or tilt or move when braking.

    If your phone is in a big, loose shirt or coat pocket, where it can flop around ever so slightly, the app will notice. I discovered that keeping my phone in my winter coat zippered chest pocket was a problem, but my tighter shirt pockets were ok. If it is laying somewhere in the car or a bag where it can slide around when you brake, it will notice. I bought a phone holder that fits in the cup holder to work around this. However, even pushing it in the empty cup holder to wedge it so it won't easily move can make a huge difference.  I hope this helps someone. 

    SereneSeagull
    Community Champion ⭐⭐⭐
    Oct 21, 2026 2:00 AM UTC

    I’ve heard putting it on a pillow as well! 

    ~~ Per Jimmy Buffett 🫧🫧 Bubbles Up!
    Contributor ⭐
    Oct 16, 2026 1:41 PM UTC

    Good grief. Last time I drove was six days ago. Perfect trip, no events. Yesterday my score jumped up one point to 86. Today it dropped to 83… with no driving. This program is f’ed up.

    Contributor ⭐
    Oct 11, 2026 6:55 PM UTC

    We all know TrueLane is laden with faults that are never resolved by The Hartford. For example, I have about 100 uneventful trips and can’t advance beyond 85%. Recently I drove to a UPS Store, parked and brought my cellphone inside so they could scan a QR code for printing a shipping label. Later that day I discovered TrueLane deducted 3 points from my perfect driving record for “screen tapping”. Apparently, TrueLane stays active for several minutes after you have reached your destination. It has even deducted points for “distraction” after arriving home and walking to my door. So, the only solution I have found is to sit like a church mouse for several minutes after stopping giving TrueLane a chance to shut down. Sad to resort to such trivial actions to overcome extreme programming complexities.

    Contributor ⭐⭐
    Jul 29, 2026 5:14 PM UTC

    The app is a joke.  It will record distracted driving if the phone is secured and you are on a bumpy road or one still full of those famous asphalt patches done to temporarily fix winter pit holes.  Try driving in an urban environment and not get dinged, take a prolonged vacation or get hurt and not be able to drive for 30 days and not get dinged.  What a scam!  

    Contributor ⭐
    Jul 4, 2026 9:13 PM UTC

    they want the phone on but if it rings I get a distracted ding even if I don't answer. Then they show speeding when I'm not simply because of the time evaluation. went from 30% to 8% on one trip of 4 and a half miles round trip

    SereneSeagull
    Community Champion ⭐⭐⭐
    Oct 21, 2026 2:03 AM UTC

    Most phones have a setting to set, to detect driving and will silence the phone when you drive.

    ~~ Per Jimmy Buffett 🫧🫧 Bubbles Up!
    Contributor ⭐
    Jun 22, 2026 9:32 PM UTC

    This has got to be the worst and most frustrating experience I’ve had.  Your app sucks, is not accurate and is almost impossible to navigate. When you are lucky enough to speak to customer service, the person is in a rush and could care less if they satisfied you needs. 
    This tru lane **bleep** is a joke. Tomorrow, I’m seeking out an insurance company that doesn’t require me spending half a day trying to navigate a broken system. 
    Run, don’t walk away from this program. 

    Contributor ⭐
    Jun 27, 2026 4:06 PM UTC

    you aren't "required" to use true lane but you get a 15% discount when you do. If it doesn't work for you delete the app no problem..

    Contributor ⭐
    Apr 26, 2026 11:10 PM UTC

    I drive an electric vehicle that is in 1 pedal mode. So when I take my for of the gas, it slows and stops the car. It gigs me every time. I called Truelane and they said don't worry about it. It's your overall driving. But it also says I'm speeding when I see a 45MPH sign on the road. But it said I did 45 in a 25MPH zone. There isn't a single sign that says 25. And if you stop using it they raise your insurance. My wife's score is 31 her last 5 drives were all 5 stars. She doesn't drive, works from home. She gets fired for no scores. I agree it's not fair. 

    Contributor ⭐
    Oct 21, 2026 2:42 PM UTC

    In many places, especially near residential areas, the law is 25 is the default speed limit if you have not seen a sign. One way to know for sure, is to use the Waze app or any navigation app that displays the current speed limit. You don't have to ask it to navigate for you, just start it and leave it running. With Waze there is an option to have it chirp if you exceed the speed limit by the number you can set. In that way you get audible alerts if the official speed limit changes unexpectedly. I found this very helpful when driving through unfamiliar neighborhoods. I discovered that the speed limit changed MANY times along that route. Using a phone holder in your car so you can glance at the speed limit on the screen is helpful too. Waze can tell you when you are speeding, but it won't make a sound if you are going too slow.

    Contributor ⭐
    Mar 12, 2026 10:19 PM UTC

    One of the frustrating things about True Lane, is the lack of transparency in the "Road Conditions" that it measures to determine your score.

     

    From what I can gather from the limited information, is that it measures such things as the kind of roads you drive on (high traffic, lots of stoplights), if you drive on roads that have high speed limits, if you drive on roads or intersections that have "high traffic accident rates", if you drive at night, etc.  However if you get marked-up for one of these, the app doesn't tell you.  

     

    If you're score is being docked because you are driving in one the aforementioned "road conditions", I wish Hartford would tell you that in the app.  Because then you could modify such things as the route you take, and/or what time of day you are driving.   Because you many have a perfect score with the six "big ones" (speeding, braking, cell phone use, etc.), but if your score is being docked because of "road conditions", it's a mystery why it is doing it.

    Contributor ⭐
    Apr 26, 2026 11:13 PM UTC

    How are you responsible for the roads that you have to drive on. If you are driving safely, what does it matter. The rates are already weighted to your state. That's a load a crap.

    Contributor ⭐
    Apr 27, 2026 12:30 AM UTC

     Besides logging such things as:  speeding, hard braking, cell phone use, etc., the app also monitors "road conditions".  Which--according to what I have read---rates such things as "the amount of traffic on the route, the number of stop lights, the speed limits, the time of day you are driving (night driving gets you docked), and 'general accident rates' ".

     

     As may be obvious, "road conditions" is very opaque and mysterious.  How do you know that the road you are taking, is going to ring a bell at Hartford?  The app doesn't tell you, so that maybe you could possibly take a different route, that will please the app.