Skip to main content
Contributor ⭐
March 30, 2025

True lane

  • March 30, 2025
  • 29 replies
  • 8881 views

Is anybody else experiencing false readings on TrueLane? I keep getting hard breaking reading and having points deducted when this happens. I can drive 50-100 trip without any driving issues and not receive any added points but if the app thinks I’m hard breaking it deduct 2-3 points off my score. Is this app rigged??? I think it is.

    29 replies

    Community Champion ⭐
    April 2, 2025

    Hi MarkD259355. If you're experiencing a problem with the TrueLane app please reach out to The Hartford for assistance, so they can determine if there is an issue with the app. You can visit their website https://www.thehartford.com/aarp or call them at 1-888-808-5254. - Brandon C.

    Contributor ⭐
    October 15, 2025

    Not sure why AARP doesn’t report customer dissatisfaction with the rigged app given it recommends Hartford.  I have same issue.  I’m retired and don’t drive every day.  All my trips are perfect, yet my score, and of course my savings, keep going down.  The less you drive, the less risk exposure you’d have for yourself and the insurance company.  This makes absolutely no sense.  AARP needs to advocate for members since that’s their function!

    Contributor ⭐
    April 15, 2025

    Mark the true lane app is absolutely rigged. My score goes down on days I don’t drive. From Jan. 1st to April 10 I took 124 recorded trips and had 119 “5 Star “ no event trips and my score went down. I just spent the week in the hospital and my score went down while not driving. In the six months on the app 90-95% of my trips have been rated 5 star and my true lane score is a 75 and this is what the Hartford uses to rate the renewal policy. Absolutely a fraud. 

    Contributor ⭐
    April 16, 2025

    Weigh in folks with your scores and whether you feel it reflects the way you actually drive. I know there must be many of you that feel the same way I do about TrueLane. 

    Contributor ⭐
    May 23, 2025

    Mark, totally agree with you, both my wife and I are getting hit with hard braking when there is no hard braking. On my trip today I had to stop for a quick light change, had to press the brake but certainly not hard. Their app gave me one star, and knocked down my overall score by 3 points. I try not to run yellow lights, but this app almost encourages you to do so. Something is not right with their braking scores.

    Contributor ⭐
    June 23, 2025

    I see I’m not alone.  I can remember hard braking exactly one time since I started using the app, (squirrel), but I’ve had five two-star braking notices in the past week, alone.  Yet my score is at 95, so it’s anyone’s guess what’s going on.

    Contributor ⭐
    October 6, 2025

    I can't stand this stupid app I am begging my husband to find another insurance this is the worst not only is it rigged but it is so invasive I turned my app off and they were going to penalize me for turning it off for 30 days and raise my rates by $ 100.00 a month I have a headache every time I have to drive for worrying about this stupid app and just a note to Hartford but driving the absolute speed limit all the time now days will get you killed road rage people for driving like an 90 year old

    Contributor ⭐⭐
    October 25, 2025

    I have noticed that the TrueLane app varies wildly in its scoring.  I have been using it for almost two years now, and it can go from 100% down to 60%, and then back up again.  For no seemingly apparent or logical reasons.

     

    I am a conservative driver, and consistently score 100% on the five parameters it measures.  (Speeding, braking, distraction, acceleration, cornering).  I also drive only in the daytime, midday.  I live in a rural area, and don't drive in high traffic areas (such as downtown).or high speed roads (like the Interstate).  As far as "road conditions", I pretty much also drive the same roads all the time.

     

    Yet as I mentioned in the beginning, for some unknown reason it still keeps varying the ratings with no rhyme or reason.  Perhaps when Hartford needs to increase revenues, they start "spiking" the ratings?

     

     

    Community Champion ⭐
    October 27, 2025

    We're sorry to hear you're having trouble with your Hartford insurance and the True Lane app, @zooeyhall. We are listening and would like the chance to help as soon as possible. Please visit https://help.aarp.org/s/article/contact-aarp to chat, text, or speak with a representative who can get you in touch with our Member Relations team, they're part of AARP Services, and act as liaison for AARP service providers. - Christy C.

    Contributor ⭐
    January 5, 2026

    I'm giving up on this and switching to another carrier. I've talked with The Hartford three different times over the last 12 months and they tell me the same thing every time: because that I live in a large city you're never going to get more than 25-26% savings. I drive about 7,000 miles a year 90% of that locally which also pulls down my savings because there's more vehicles doing random things versus interstate-dominant driving. Lastly, the metrics for determining fast acceleration or even more importantly hard braking are absurd. I get one star when I brake by 15 mph in 4.3 seconds or less. Try it sometime, that's not a hard deceleration. I could rant on this for hours. 

    Contributor ⭐
    February 21, 2026

    I hear you.  Been in the phone with The Hartford 3 times in the last 12 months regarding this app.  Only works if you drive in a low density, low speed area.  Furthermore because it requires driving scores in any given 30 day period, try taking an extended vacation or heaven help you have surgery or a medical issue where you can’t drive for 4-6 weeks.  Goodby earned discount until your next renewal and even then it is at a lower level.  The Hartford’s response is, too bad it’s in our Ts and Cs.  Time to explore the rates with other companies without the app.

    Contributor ⭐
    January 25, 2026

    It jumps from drive to train on its own

    Contributor ⭐
    February 21, 2026

    Its behavior is illogical and requires constant attention.  Only reliable in low density, slow traffic areas.  Furthermore penalizes you if you are away on vacation or unable to drive for 30 consecutive days.  

    Contributor ⭐
    March 11, 2026

    I am not alone in realizing that this True Lane is rigged against the drivers. It’s no more than a gimmick to attract customers. Apparently the score cannot go up. Only down for nonexistent reasons. Although I get all stars for dozens of drives the score never goes up  beyond 96. Many time it gigs me on non existent things, breaking, distraction, speed, etc when there was absolutely no reason for it. Those things never occurred at all. I would like to see the media pick up on this. Perhaps a segment on 60 minutes or national news. Although on my last renewal with a high score I only received a $16 discount. Everyone I know who has this says the same thing. It’s a rigged program against the driving customers. 

    Contributor ⭐
    February 21, 2026

    The app is a train wreck.  If you drive only in low density, slow moving traffic it will work, but as soon as you are in moderate to high traffic or any metropolitan area, it will falsely ding you for braking or attention issues.  Furthermore if you are medically unable to drive or away on vacation for 39 days or more, it down’s matter how many trips you scored for the prior 5 months, kiss your discount goodbye.  

    Contributor ⭐
    February 27, 2026

    YES!!!! The app repeatedly shows me hard braking and on a train!!!  I don't ride the train!!