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Contributor ⭐
Nov 10, 2026 5:49 PM UTC

AARP is taking the wrong approach to Social Security advocacy

I am an AARP member, but I totally disagree with their Social Security advocacy campaign.  The Social Security system IS going bankrupt, and benefits WILL need to be cut unless changes are made to put it on a sound financial footing.  The most promising approach to do that is to eliminate the cap on wages subject to SSA tax.  Your argument that "It is our hard-earned money" is the wrong message to be sending, since it implies that people should only be entitled to benefits in proportion to what they contributed the system.  Social Security is a social safety net.  Even low wage earners who did not contribute a large amount to SS taxes in their lifetime are entitled to dignity in retirement.  Conversely, rich people who may have paid much more in SS taxes during their lifetimes should not receive greater benefits than lesser earners.  Wealth and income inequality in the US has become so extreme, that the only way for Social Security to remain solvent is to treat it as a wealth redistribution program from rich to poor and to collect much more in SS taxes from the highest income earners.