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SummerOnTheWay1
SummerOnTheWay1
July 16, 2025

📋 Judge Rules Medical Bills Will Stay on Credit Reports (AARP Article)

  • July 16, 2025
  • 8 replies
  • 4553 views

FROM THE ARTICLE.

 

Medical Bills to Remain on Credit Reports.

Federal judge overturns rule that would have helped millions of Americans.

 

By Maya Dollarhide and Daniel Bortz, AARP. Published July 15, 2025.

 

Unpaid medical bills will continue to hurt Americans’ credit scores after a federal judge in Texas struck down a Consumer Financial Protection Bureau rule on July 11, 2025, designed to remove medical debt from credit reports.

The CFPB rule would have aided an estimated 15 million Americans currently carrying upward of $49 billion in medical debt on their credit reports. In addition, the rule would have prohibited medical devices, such as wheelchairs, from being used as collateral on loans and allowed for some medical information to be shielded from loan applications.

 

USE LINK BELOW TO READ THE ARTICLE.

 

https://www.aarp.org/money/personal-finance/medical-debt-credit-report.html

8 replies

SummerOnTheWay1
SummerOnTheWay1Author
July 16, 2025

📎  Well personally I AVOID loans as I AGE = my health is more important at age 67.

 

Paid CASH for my car. The days of Car Loans are gone for me. Debt free.

 

Take care,

Nicole (Friends & Family Forum)

GailL1
GailL1
Community Champion ⭐⭐⭐
July 16, 2025

The article is not talking about a general loan or a credit card debt - the article is talking about a medical debt that is held by a hospital or a provider which was not paid by the beneficiary.  

 

I never really understood how a medical debt could be kept off of a credit report especially once collection action had been taken.

 

The responsibility of the beneficiary is to make certain the amount is correct and then pay it as soon as they can - it is a debt.

IT‘S ALWAYS SOMETHING . . . . .. . . . Roseanne Roseannadanna
SummerOnTheWay1
SummerOnTheWay1Author
July 16, 2025

📎@GailL1 , IF your "response" was to me [I was not tagged], I maybe old at age 67 but know what the article was stating.

 

So let me go into "details" just for you.

 

When I stated I no longer do loans in my old age - unless this has changed, a medical debt would "affect" my ability to get one. Any debt will "affect" your Credit History.

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