If my Mortgage was paid for a year?

I would make sure that it really is paying my principal and interst and then I would put 1/2 of the money saved into a IRA and the balance against the mortgage to pay it off quicker

If my mortgage was paid for a year, I would pay off some of my family and siblings bills who are having a hard time. After that, I also hope to take my whole family - on a little vacation.. (large family) Some of them have never been able to see how beautiful this world is. I would love it if we all could be together at the same time.

I would continue to pay my normal monthly mortgage payment as if nothing had changed.  That amount paid in conjuction with the free payments will make a serious dent on the overall amount still owed as it would make a huge dent in the interest of the loan.

If my Mortgage was paid for a year, with no interest occurring, I would first pay off my student loan.  The remaining money would go toward painting my house, replacing the french doors to my back patio, fence in my back yard, replacing my kitchen cabinets, and replacing the bathroom vanity draws which are out of date and barely functional.  I would also like to use some of the money to help a family member. 

I would pay in the same amount every month as always, except have the payment apply 100% to the principal.

Take a long cruise 

I would rent a place further north in California near the redwoods to see whether I liked it well enough to move there permanently. 

If my mortgage was paid for one year, I think we would make needed improvements to our home: kitchen appliances, update cabinets and bathrooms, re-do floors, etc.  We would consider investing in another property we own too so that our children and grandchldren would have an inheritance in addition to our current home.

If the payment(s) went to principal, interest, and escrow, like my current payments do, then I would continue to make my current payments directly to principal. That would probably shave another 5 years off of my repayment schedule, as I'm already down to having it paid off in 17 years instead of 30.