AARP Rewards Online Community Smart Saver Contest

I buy gift cards at Sam's for the discount prices usually saving up to 20.00 a card. I use them at restaurants where I accrue points for each dollar spent. More savings there. 

 I stopped buying from Amazon over a year ago--saves me a lot on impulse buys and items I don't really need.  I shopped around for car insurance and found comparable insurance for half of what the local agency was charging.  I try to shop on Tuesdays--several businesses/grocery stores offer discounts on Tuesdays for those over 55.  

To save money daily, I "pay myself first” by immediately transferring money to savings whenever I avoid a purchase, return an item, or use a gift card instead of cash.

Hello AARPTeri. My tip for extra money is to use the "Apps" Rakuten and Upside. They are easy to join and they are free. I have received over $600 combined in one year. Also, it is important to learn the rules so all your purchase count. I mention not to scare you but to educate you!

Our family quit using Amazon, so we don't impulse buy things we don't need. And we stock up on groceries when they are on sale, and freeze things for later. 

Hello, my name is Joel and I am a caregiver for my spouse, I have a simple strategy for saving up and it takes along time but at least I am trying to, I found out I need cataract surgery so I round up my change in my checking account frequently, with the help of my daughter and with rounding up I am proud to say that I now have enough to meet the copay after insurance covers it for one eye! I hope for saving enough in six months I will be close to getting enough for the other eye to be done.

I use Ibotta. I scan reciets  and just let the balance grow until I need it.

 I snap receipts. I use 3 different Apps plus Upside for gas. Sure....it takes a little time for points to add up. But it is FREE money. My favorite App is Fetch because I get bonus points often for purchases and game play incentives. 

   I buy gift cards on sale on AARP rewards and on Costcos web site for places where I shop and then save them.   I watch for sales where I have the gift cards and then get double savings  from the discounted gift cards and items that are on sale.

After realizing that I often buy frozen foods and then discover the same items buried in my freezer, I made a list of items by category that I keep handy, and cross off items as I use them. As I plan my grocery list for the week I check to see if I truly need the items or if I have it already! Saving grocery money but not for specific reason.