AARP Rewards Online Community Smart Saver Contest

Before you purchase something on-line, google Discount Promo code for _____.  Many times you can find a code to use for a discount.

Always look at the bottom of all restaurants receipts... A lot of them offer free food just by doing the surveys and the surveys usually only take less than 5 minutes..... The best survey I have found is Zaxby's... You get buy 1 Zaxby's snack pak, get the other one free...Also, join restaurant's rewards programs and earn free food every time you eat there-- I have saved money by doing both!

I ask for senior citizen discounts as much as possible.  I also have a high yield interest account for  earning higher  interest than savings account.  

Always pick up a copy of the grocery store ad when entering.  There are times when there are multiple ads happening simultaneously (ex Monday only, weekend specials). These extra ads are in addition to the weekly flyer and may have lower prices that what was listed in a weekly flyer.  In addition, the same chain may not always have the same ads.  In my area (KC) the Price Chopper chain is owned by different people.  While all have the same general ad, each owner frequently has promotions only to their stores.  These can be easily missed if not shopping at your local, regular location. 

Reading an ad can lead one to make smarter decisions.  Remember--End Caps are not always savings.

Every week I checked online for weekly store ad and download coupon when the sales start also I always check AARP rewards for their gift card weekly to save and stretch out my discount 

Always carry a small amount of cash when traveling as some businesses charge exorbitant fees for paying with a credit card.

 I got an IKEA membership.  Dining at the cafeteria is economical compared to local restaurants.  

All change goes into a jar and when I can some bills too.

I use store coupons and buy discounted items whenever possible. I look for clearance racks and items on sale. I also shop around for the best deal before purchasing an item.

I make it a point to shop at my local food co-op and head over to their bulk department. I fill my reusable bags with items such as oats, nuts, teas, and herbs. I also buy their fresh veggies that aren't wrapped in plastic. By shopping this way, I'm not only saving money but keeping plastic waste out of the landfills.