AARP Rewards Online Community Smart Saver Contest

1) most stores’s week starts Fri 12:01AM or Sun 12:01 AM

2) sign up for store card- speciial 6discounts

3) see if store has a seniors’ day - special discounts 

4) Check store website. & Circulat. FRi or SunAM

    listi items you must have and Circular specials.

5) Group items  by Produce, meat, Bakery , dairy. Etc. it will save a lot of time when 

you get to the store aisles.

6) Try not to impulse shop!               Sam

When traveling, or even when doing something new locally, take a moment to check about what discounts might be available. While some of these may not be large, these can certainly add up. The other day, I was at a bus terminal talking to a couple who reguarly come to visit my city. They were going on and on about how it was great to only spend $3 for a bus or train as they went all around the city. As I knew they would be coming back again, I asked them about the $3, and they told me that they just paid it by tapping whatever credit card they felt like when they went in. I then told them that there was a discounted rate of $1.50 for seniors and how to access it. They had been here for a week, taking 4-5 rides a day, so 60+ rides between them (which would have been  $90 savings, but it would have been even more as doing it the way would have triggered paying no more than $17.50 each weekly), would have on the surface saved them $90, but in reality their $180 expense would have been reduced to $35. What could they have done with the extra $145? This is just an example of what a few minutes of research can generate.

I make a dinner menu for the entire month. This helps me to save in several ways. I make my grocery list using the menu which helps stop impulse buying. I do not eat out unless it is on the menu and which saves money and calories. And it avoids the whole “what’s for dinner”? I also use a crockpot 

Only apply for credit cards that offer cash back, make use of all cash back apps and before checking out for online purchases, check for discounts and coupons!

Make your own lunch to bring to work.  This will cost a fraction of what you’d spend on snacks and convenience foods.

I make use of all of the cash back apps by submitting my sales slips and getting gift cards to use when I make Amazon purchases. (Some apps have gift cards to other stores too.) I also buy gift cards for the stores that I shop at frequently to gain points on my credit cards that will lead to more gift cards or cash back. I also shop thrift stores for clothing, books and puzzles.

I shop the sales at three grocery stores in my area.

I also enjoy shopping the thrift stores, and even then I often take a picture of an item that I'd like to have and wait until when it comes on sale. If it's still there, I buy it. If not, I figure it wasn't meant to be.

We take advantage of restaurants that we frequent when they have sales, such as buy a $50 gift card, get a $25 gift card free. This is usually around Thanksgiving and Christmas.

I log in daily to make sure I am doing all I can to save  in every way. AARP is definitely  a wonderful source to find savings.  Rewards are an exciting way to help enhance life. Every aspect it seems is touched upon in making life better. Saving us!

I save money when I time my purchases. I found that the buy-one, get one-free products at the grocery store chain cost less than the same products carried at the warehouse club where I shop. As much as I want to save, I also want to support grocery stores so that in the long term we don't help the warehouse clubs and big box stores to run them out of business and then face price-fixing because of lack of places to shop. Also, with gas prices soaring, I plan my trips by consolidating all my shopping points and drive conservatively by accelerating gently and coasting several hundred feet to a stop, instead of punching the gas pedal and making hard stops. These habits not only save fuel but also reduces wear-&-tear on the vehicle.