AARP Rewards Online Community Smart Saver Contest

I just realized I have been spending more than $5 weekly on dietetic juice - per my dietician friend the sweetener used isn’t good for me and reading the label it isn’t providing any nutritional benefits. Hence forth, will be drinking water!

For all areas of life... "leave it cleaner than you found it..."  even if just a touch of intervention.  This hlps avoid procrastinating, improve all things / investments and be more at peace with your surroundings 🙂

I’ve become the biggest fan of REWARDS PROGRAMS for restaurants, airlines, credit cards, hotels and stores. I mean, why not? I'm already making a purchase and most rewards programs require very little effort to rack up those points. Points = Free goodies and discounts! Yay, me! 🙂 

I always create separate savings accounts for different goals. For instance, I have a savings account for home improvements, one for vacations, one for auto repairs/new cars, etc., with $ goals in mind. Once I reach one goal, I go to the next one, or put divide up my income into the different goals. It keeps me less stressed and helps me feel better about saving for different goals.

I'm saving right now for my daughter's college admission. I do not know where she is accepting, even though it's just a little more than 3 weeks away, but it scares me because I am also trying to save for retirement.  My strategies include having money transferred directly from my paycheck into my savings account every month, taking on extra gig work, and trying to limit unnecessary purchases.

I use my AAA, AARP, NEA, 50+, Teacher Discounts whenever possible to save money. I also shop on Senior Discount days, use coupons and shop sales. I will use Apps that have rewards too of the places I like to shop and eat.  I am always open to learn new ways to saving. So threads like this are awesome.

with my aarp gift cards that i redeem, i will sometimes purchase school supplies, mittens, laundry supplies for our local community center or church drives. It makes me feel like i am helping a bit without breaking my budget. 

Mine Your Local "Digital Gold" (Library Subscriptions) With streaming services constantly raising prices, I’ve "canceled" the inflation by utilizing my local library’s digital power. (https://www.youtube.com/shorts/O2OASTf0TK0 Watch this MaBelleVie USA Youtube, 'Save & Sing: Your Local Library ) Platforms like Hoopla, Kanopy, and Libby offer premium movies, ebooks, and audiobooks for $0 (partially and collective funded by our tax dollar coffers). It’s a high-end entertainment experience without the monthly subscription drain.

  I save by using a pay as you go phone and using a $125 card for a year of service.  I also do not pay for any tv subscription.i own a hotspot that I can choose to buy data for WiFi or choose not to buy data.  I can check out books, dvds, and more from the local library.  The library is also a source of free garden seeds. I use my savings to pay my bills.  

 Be sure that you are using a preferred pharmacy for YOUR medical insurance instead of a standard pharmacy. I’m surprised that some people don’t know this.