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Re: Silver Sneakers One size does not Fit All

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Message 41 of 166

1st of the year-Unitedhealthcare is dropping SilverSneakes free coverage to health clubs. Silver Sneakers has been trying to get a response from them but to no avail-will not reply to S.S.( that was when I talked to Silver Sneakers 1st week of Oct)

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Re: ARIZONA - Medigap Plans - What you need to know

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Message 42 of 166

@JoeG314382

 

When trying to change a Medigap policy from one insurer to another or even changing plans, you should pay attention to not only the specific rules for Medigap coverage from CMS (guaranteed issue rules), you need to know how your state regulates them (state specific rules) or even how specific insurers go about determining your premiums.  There are several ways they can rate their Medigap premiums - age issued, community rated, attained age.

 

Here is the Arizona rules for Medigap coverage.  I am not in your state so you might want to double check for accuracy and up-to-date info.  If you work with a knowledgeable SHIP representative OR better yet an independent Medicare insurance broker, which represents a lot of different companies - they can make sure that you are aware of any special condition in these rules that might affect you adversely.

 

Boomer Benefits: Arizona Medicare Plans

 

* * * * * * It’s Always Something - Roseanne Rosannadanna
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Re: Silver Sneakers One size does not Fit All

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Message 43 of 166

I live in Arizona and started shopping other plans. I found BCBS of Arizona not only has a lower rate for my plan (G) but also includes the free membership to Silver Sneakers. Humana also includes Silver Sneakers but doesn't offer plan G so I can't make a price comparision.

 

Hope this helps

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Re: Silver Sneakers One size does not Fit All

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Message 44 of 166

If representatives of AARP are being instructed to say “I have no knowledge of this”, it shows that AARP has poor communication with their customer service employees.  It seems that the Advantage insurance still includes a Fitness program such as Optum or Silver Fit, but the Supplemental Insurance for which we pay a substantial premium, has been discontinued.  Makes no sense, right? Someone else posted that the Federal government gives UHC more money for the Advantage programs - isn’t that discrimination?   Follow the money as no one seems to be able to tell the truth. 

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Re: Silver Sneakers One size does not Fit All

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Message 45 of 166

I found it simpler to switch supplement insurance providers. I went with one (Mutual of Omaha) that is much less expensive. I save more than enough money to buy an annual health club membership. Perhaps if United Healthcare loses enough customers they will rethink their business decision. 

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Re: Silver Sneakers One size does not Fit All

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Message 46 of 166

Soosh

The content of your letter is on point. For those who may copy the content to generate their own letter please proof read as there are a few typos that might distract the recipient.

Also, I think we should encourage the participating health clubs to contact UHC as it is in their best financial interest. My club is a large national organization that stands to lose thousands of subsidized clients to the less expensive competition.

In addition to the AARP’s apparent lack of community commitment, many of us choose from a selection of supplement providers through a benefit provider to maintain our previous employer’s Healthcare Reimbursement Account. Those supplements are also “recommended” and as such, I would recommend engaging them to lobby UHC and AARP.

 

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Re: Silver Sneakers One size does not Fit All

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Message 47 of 166

I agree with everything that has been written here concerning A) the lack of consideration by AARP in support of the aging generation B) the absolute arrogance of United Health Care in taking advantage of the relationship with AARP by making this decisiion and C) AARP continuing to have a relationship with this company.  They are receiving a great deal of business because of this recommendation and AARP needs to take action if they are going to represent me.

Further, let me add, that I would expect my insurance rates to decrease (should I stay with UHC) since I am not getting all of the advantages that I was told I would when enrolling.

In order to make my dissatifaction known I have directed a letter to the CEO of AARP and it reads as follows:

Ms. Jo Ann Jenkins, AARP, Chief Executive Officer, 601 E. Street NW, Washington DC 20049

 

I am writing concerning recent decisions made by United Healthcare in Cincinnati Ohio (and perhaps all over the country). Let me begin by stating that I selected this company for my supplemental insurance because AARP endorsed and recommended them.  Further, in my decision making process, I was looking for a company that offered Silver Sneakers at a wide variety of locations in my area.

I now find that AARP is not necessarily representing the needs of our Silver Sneakers community because of recent changes that United Healthcare has made to the program.  The bottom line is that a decision was made to no longer endorse the Silver Sneakers program.  This means that to continue with fitness we would have to pick up the full cost of the membership.

An alternative isi being suggested, that states it will pay for 50% of monthly costs at specific facilities, of which mine is not yet one.  I do understand that there are continuous negotiations taking place to add various facilities to this plan.

This is a facility that caters to the Silver Sneakers generation, which you represent.  It offers a variety of classes throughout the week that are designed to address the needs of our aging community.  Further, it allows for independent exercise and individual coaching as needed and offers very convenient hours of operation.  The facility has all the necessary equipment and includes an indoor swimming pool which meets all the requirements for those who have specialized needs for athritis and rehabilitation.  In our community this location is the answer to specialized needs as well as general health and well-being.

In addition, it offers programs of interest to Senior citizens as well as places where people can gather to play cards, have a party or just generally socialize.  Socialization being very important to those in the silver haired community.

If I wanted to select the YMCA or Planet Fitness or some other facility as my place to exercise I would have done so.  I selected Bayley Place, who met all of my needs, and the insurance provider who supported them.

Keep in mind, I am not the only one who is affected by this decision. Bayley Place will potentially lose a large number of memebers who, like me, do not want to go through the agony of changing their health care provider.

As your mission, you are to protect and look out for our best interests.  In this case, by endorsing United Healthcare you are not doing so.  In fact, you are supporting a decision the will make it harder and more uncomfortable for a group of residents in our community who focus on their physical fitness.  Finally, notification of this decision was made in such a way as to allow a minimal amount of time for investigation of other insurance possibilities. Again, your clientele are individuals who must review and understand every aspect of their decision and how it relates to their needs and financial situations.

I realize you may/may not have been part of this decision making process but I ask that you refer this to the appropriate individual with a strong recommendation that it be reconsidered.  Not only is it a questionable change, on the surface it reflects an intent to support specific large nationwide facilities (I can only assume for financial reasons) not with the best interest of clients in mind.

 

Thank you for your attention to this matter. If you wish to discuss this further please contact me using the information below.

 

Name

address

telephone number

 

 

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Re: Silver Sneakers One size does not Fit All

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Message 48 of 166

From the Optum website:

"Optum Fitness Advantage is part of your UnitedHealthcare Medicare Advantage plan"

 

Not F or G plans.

There is no offering for plans other than Advantage.

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Re: Silver Sneakers One size does not Fit All

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Message 49 of 166

I got the letter here in Indiana yesterday, and I'm not happy. The Silver Sneakers benefit is what compelled me to move from the small fitness center I was attending (which had become too pricey for someone not working full-time) to the Y, which honored Silver Sneakers and allowed me to join for nothing, with no monthly fee. That was a no-brainer--even if I didn't attend classes or use the machines I could use the track and attend the paid Reformer class, which is less expensive for members. I've been doing all of the above since joining in May. And now United is pulling the rug out?! Shame on them. Shame on AARP for not advocating for its members with a company they endorse. And shame on me for not taking my husband's advice and signing with a cheaper insurance company--I thought AARP's endorsement of UHC meant something. Maybe the money I pay to belong to AARP will have to go toward paying for a new gym membership and switching to another insurance company.

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Re: Silver Sneakers One size does not Fit All

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Message 50 of 166

Not if you have UHC thru AARP.  Silver Sneakers has been dropped from this supplemental plan.  

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