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This is true. One tradeoff is that the co-pays and possible maximum out of pocket maximum for the year can be more than the cost of premiums for a supplement. This is especially true if one has a serious illness and requires ongoing treatments. How w...
RN362636 04-30-2026 12:04 AM
1
Reply
1
Kudo
217
Views
What is bothersome to me is that UCH most likely has the medical records that they could look at themselves! 
RN362636 04-29-2026 07:35 PM
1
Reply
1
Kudo
263
Views
Like I said, they were perks, not promises. In all honesty, I really look at them as bait and switch. Get people to sign up for an Advantage plan mostly because of all of the perks and then take them away to increase profits per KFF and other sources...
RN362636 04-29-2026 07:24 PM
1
Reply
1
Kudo
270
Views
The one thing that some new retirees do not realize is that they need to pay quarterly estimated tax payments on income if it isn't being taken out and paid on their behalf ( social security, pensions, IRA's, 401K's, interest income, etc.). Other opt...
RN362636 04-23-2026 08:10 PM
0
Replies
0
Kudos
150
Views
You forgot MYGA ( multi year guaranteed annuity)! That is what I prefer. No commission, no ongoing fees. Just simple contract that gives guaranteed interest similar to a bank CD. No lifetime commitment either. 
RN362636 04-23-2026 07:23 PM
0
Replies
0
Kudos
185
Views
This is true. One tradeoff is that the co-pays and possible maximum out of pocket maximum for the year can be more than the cost of premiums for a supplement. This is especially true if one has a serious illness and requires ongoing treatments. How w...
RN362636 04-30-2026 12:04 AM
1
Reply
1
Kudo
217
Views
What is bothersome to me is that UCH most likely has the medical records that they could look at themselves! 
RN362636 04-29-2026 07:35 PM
1
Reply
1
Kudo
263
Views
Like I said, they were perks, not promises. In all honesty, I really look at them as bait and switch. Get people to sign up for an Advantage plan mostly because of all of the perks and then take them away to increase profits per KFF and other sources...
RN362636 04-29-2026 07:24 PM
1
Reply
1
Kudo
270
Views
The one thing that some new retirees do not realize is that they need to pay quarterly estimated tax payments on income if it isn't being taken out and paid on their behalf ( social security, pensions, IRA's, 401K's, interest income, etc.). Other opt...
RN362636 04-23-2026 08:10 PM
0
Replies
0
Kudos
150
Views
You forgot MYGA ( multi year guaranteed annuity)! That is what I prefer. No commission, no ongoing fees. Just simple contract that gives guaranteed interest similar to a bank CD. No lifetime commitment either. 
RN362636 04-23-2026 07:23 PM
0
Replies
0
Kudos
185
Views
This is true. One tradeoff is that the co-pays and possible maximum out of pocket maximum for the year can be more than the cost of premiums for a supplement. This is especially true if one has a serious illness and requires ongoing treatments. How w...
RN362636 04-30-2026 12:04 AM
1
Reply
1
Kudo
217
Views
What is bothersome to me is that UCH most likely has the medical records that they could look at themselves! 
RN362636 04-29-2026 07:35 PM
1
Reply
1
Kudo
263
Views
Like I said, they were perks, not promises. In all honesty, I really look at them as bait and switch. Get people to sign up for an Advantage plan mostly because of all of the perks and then take them away to increase profits per KFF and other sources...
RN362636 04-29-2026 07:24 PM
1
Reply
1
Kudo
270
Views
The one thing that some new retirees do not realize is that they need to pay quarterly estimated tax payments on income if it isn't being taken out and paid on their behalf ( social security, pensions, IRA's, 401K's, interest income, etc.). Other opt...
RN362636 04-23-2026 08:10 PM
0
Replies
0
Kudos
150
Views
You forgot MYGA ( multi year guaranteed annuity)! That is what I prefer. No commission, no ongoing fees. Just simple contract that gives guaranteed interest similar to a bank CD. No lifetime commitment either. 
RN362636 04-23-2026 07:23 PM
0
Replies
0
Kudos
185
Views
Public Statistics
Date Registered ‎07-05-2023 03:09 AM
Last Visited ‎05-02-2026 11:16 PM
Total Messages Posted 117
Total Kudos Received 81
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