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I understand all that.  I was just trying to use layman's language.  That's one reason I used quotes around "return."
TRL1111 07-19-2026 10:56 AM
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@Tonster521 wrote:Everything is OK until it is not OK.  That was my point.  The recommendation was to claim early, and it was based solely on investment returns.  That's bad advice, and would still be bad advice even if the investment return produced...
TRL1111 07-17-2026 04:43 PM
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@lcarpenter79 wrote:My breakeven for claiming early is around 90 years of age, due to the investment returns… my recommendation is to claim early and stay invested!!!More accurate would be to say "due to the anticipated investment returns."  Don't fo...
TRL1111 07-15-2026 02:11 PM
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@SereneSeagull wrote:I bet you’re a hoot around the holidays.   Yeah, I'm no fun at all because I don't understand why people can't be generous year-round.
TRL1111 07-15-2026 01:07 PM
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@SereneSeagull wrote:She insisted and said God spoke to her to do this, and Merry Christmas.  Her perception of me may have been something else, but her kindness will always be remembered.  And it is.That's great, as long as she doesn't complain abou...
TRL1111 07-14-2026 07:59 PM
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I understand all that.  I was just trying to use layman's language.  That's one reason I used quotes around "return."
TRL1111 07-19-2026 10:56 AM
0
Replies
0
Kudos
36
Views
@Tonster521 wrote:Everything is OK until it is not OK.  That was my point.  The recommendation was to claim early, and it was based solely on investment returns.  That's bad advice, and would still be bad advice even if the investment return produced...
TRL1111 07-17-2026 04:43 PM
2
Replies
1
Kudo
82
Views
@lcarpenter79 wrote:My breakeven for claiming early is around 90 years of age, due to the investment returns… my recommendation is to claim early and stay invested!!!More accurate would be to say "due to the anticipated investment returns."  Don't fo...
TRL1111 07-15-2026 02:11 PM
1
Reply
1
Kudo
164
Views
@SereneSeagull wrote:I bet you’re a hoot around the holidays.   Yeah, I'm no fun at all because I don't understand why people can't be generous year-round.
TRL1111 07-15-2026 01:07 PM
1
Reply
0
Kudos
118
Views
@SereneSeagull wrote:She insisted and said God spoke to her to do this, and Merry Christmas.  Her perception of me may have been something else, but her kindness will always be remembered.  And it is.That's great, as long as she doesn't complain abou...
TRL1111 07-14-2026 07:59 PM
1
Reply
0
Kudos
154
Views
I understand all that.  I was just trying to use layman's language.  That's one reason I used quotes around "return."
TRL1111 07-19-2026 10:56 AM
0
Replies
0
Kudos
36
Views
@Tonster521 wrote:Everything is OK until it is not OK.  That was my point.  The recommendation was to claim early, and it was based solely on investment returns.  That's bad advice, and would still be bad advice even if the investment return produced...
TRL1111 07-17-2026 04:43 PM
2
Replies
1
Kudo
82
Views
@lcarpenter79 wrote:My breakeven for claiming early is around 90 years of age, due to the investment returns… my recommendation is to claim early and stay invested!!!More accurate would be to say "due to the anticipated investment returns."  Don't fo...
TRL1111 07-15-2026 02:11 PM
1
Reply
1
Kudo
164
Views
@SereneSeagull wrote:I bet you’re a hoot around the holidays.   Yeah, I'm no fun at all because I don't understand why people can't be generous year-round.
TRL1111 07-15-2026 01:07 PM
1
Reply
0
Kudos
118
Views
@SereneSeagull wrote:She insisted and said God spoke to her to do this, and Merry Christmas.  Her perception of me may have been something else, but her kindness will always be remembered.  And it is.That's great, as long as she doesn't complain abou...
TRL1111 07-14-2026 07:59 PM
1
Reply
0
Kudos
154
Views
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Date Registered ‎07-20-2020 07:09 PM
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