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Many people look to annuities to help with having a guaranteed income when they don't have pensions (which would be most boomers). With annuities you give a lump sum to a company (this is actually in many respects insurance). They give you a monthly ...
CBtoo 01-03-2026 05:44 AM
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Replies
1
Kudo
122
Views
Her is an alternative that works locally. I get my annual eye "wellness" check at an MD's office under medicare B. I pay $50 cash to get the prescription for my glasses. I then price shop my new lenses (make sure you are price shopping by brand and m...
CBtoo 01-03-2026 05:07 AM
0
Replies
0
Kudos
96
Views
Agreed. I needed an implant. 11 years ago that was (from memory) $3800 with no dental insurance. Then if you add a dental plan many have a waiting period until you get full benefits (to prevent people from having a plan only when they need it).Anothe...
CBtoo 01-03-2026 04:54 AM
0
Replies
0
Kudos
79
Views
I konw that some medicare agents sell indemnity plans when someone is on an advantage plan and will have huge out of pockets if they ever use their plan very often. This indemnity plan is then "insurance" for the high out of pocket max that advantage...
CBtoo 01-03-2026 04:51 AM
0
Replies
0
Kudos
79
Views
Not having those issues but you need to look carefully in your contract to see if that $20 is actually for B and not G since you usually have to pay for B in an advantage plan although some plans pay for all or part of B.If you can't get it resolved ...
CBtoo 01-03-2026 04:46 AM
0
Replies
0
Kudos
33
Views
Many people look to annuities to help with having a guaranteed income when they don't have pensions (which would be most boomers). With annuities you give a lump sum to a company (this is actually in many respects insurance). They give you a monthly ...
CBtoo 01-03-2026 05:44 AM
0
Replies
1
Kudo
122
Views
Her is an alternative that works locally. I get my annual eye "wellness" check at an MD's office under medicare B. I pay $50 cash to get the prescription for my glasses. I then price shop my new lenses (make sure you are price shopping by brand and m...
CBtoo 01-03-2026 05:07 AM
0
Replies
0
Kudos
96
Views
Agreed. I needed an implant. 11 years ago that was (from memory) $3800 with no dental insurance. Then if you add a dental plan many have a waiting period until you get full benefits (to prevent people from having a plan only when they need it).Anothe...
CBtoo 01-03-2026 04:54 AM
0
Replies
0
Kudos
79
Views
I konw that some medicare agents sell indemnity plans when someone is on an advantage plan and will have huge out of pockets if they ever use their plan very often. This indemnity plan is then "insurance" for the high out of pocket max that advantage...
CBtoo 01-03-2026 04:51 AM
0
Replies
0
Kudos
79
Views
Not having those issues but you need to look carefully in your contract to see if that $20 is actually for B and not G since you usually have to pay for B in an advantage plan although some plans pay for all or part of B.If you can't get it resolved ...
CBtoo 01-03-2026 04:46 AM
0
Replies
0
Kudos
33
Views
Many people look to annuities to help with having a guaranteed income when they don't have pensions (which would be most boomers). With annuities you give a lump sum to a company (this is actually in many respects insurance). They give you a monthly ...
CBtoo 01-03-2026 05:44 AM
0
Replies
1
Kudo
122
Views
Her is an alternative that works locally. I get my annual eye "wellness" check at an MD's office under medicare B. I pay $50 cash to get the prescription for my glasses. I then price shop my new lenses (make sure you are price shopping by brand and m...
CBtoo 01-03-2026 05:07 AM
0
Replies
0
Kudos
96
Views
Agreed. I needed an implant. 11 years ago that was (from memory) $3800 with no dental insurance. Then if you add a dental plan many have a waiting period until you get full benefits (to prevent people from having a plan only when they need it).Anothe...
CBtoo 01-03-2026 04:54 AM
0
Replies
0
Kudos
79
Views
I konw that some medicare agents sell indemnity plans when someone is on an advantage plan and will have huge out of pockets if they ever use their plan very often. This indemnity plan is then "insurance" for the high out of pocket max that advantage...
CBtoo 01-03-2026 04:51 AM
0
Replies
0
Kudos
79
Views
Not having those issues but you need to look carefully in your contract to see if that $20 is actually for B and not G since you usually have to pay for B in an advantage plan although some plans pay for all or part of B.If you can't get it resolved ...
CBtoo 01-03-2026 04:46 AM
0
Replies
0
Kudos
33
Views
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Date Registered ‎12-12-2018 10:31 PM
Last Visited ‎01-03-2026 06:58 AM
Total Messages Posted 231
Total Kudos Received 174
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