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@RoderickH93811 Sequestration or PayGo NEVER occurred - Congress fixed it in November 2025 as well as the part that previous legislation (American Rescue Act and the Inflation Reduction Act) passed along -  Medical inflation is a real thing - we have...
GailL1 05-19-2026 09:51 AM
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@PedanticCurmudgeon Yea, IMO, if you have substantial equity then a HEL or a HELOC is the way to go - I am partial to the HELOC then you can just use it and pay it off as needed especially for some expensive repair or maintenance item.   I replaced m...
GailL1 05-19-2026 09:25 AM
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@jwalker5 A COLA means that there is inflation or an increase in the cost of living - medical being part of it.  But medical can go up higher than the regular cost of living - Usage also determines your Part B premium - that where it comes from.  The...
GailL1 05-19-2026 09:19 AM
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@BonnieF862126 So What - premiums rise when there is medical inflation, higher than normal usage but since you have taken on more of the risk with the HD-G then a 20% of a $50 premium is still only $ 10 or a new premium of $ 60.  Whereas if you had a...
GailL1 05-19-2026 09:13 AM
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ADDING - Now there is a contest going on as to who is paying the most and in what state - interesting especially when they throw age in there also -Enlightening if you have a Medigap plan. Reddit - What is the most that anyone is paying for a monthly...
GailL1 05-17-2026 03:27 PM
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@RoderickH93811 Sequestration or PayGo NEVER occurred - Congress fixed it in November 2025 as well as the part that previous legislation (American Rescue Act and the Inflation Reduction Act) passed along -  Medical inflation is a real thing - we have...
GailL1 05-19-2026 09:51 AM
0
Replies
0
Kudos
201
Views
@PedanticCurmudgeon Yea, IMO, if you have substantial equity then a HEL or a HELOC is the way to go - I am partial to the HELOC then you can just use it and pay it off as needed especially for some expensive repair or maintenance item.   I replaced m...
GailL1 05-19-2026 09:25 AM
0
Replies
0
Kudos
39
Views
@jwalker5 A COLA means that there is inflation or an increase in the cost of living - medical being part of it.  But medical can go up higher than the regular cost of living - Usage also determines your Part B premium - that where it comes from.  The...
GailL1 05-19-2026 09:19 AM
0
Replies
0
Kudos
170
Views
@BonnieF862126 So What - premiums rise when there is medical inflation, higher than normal usage but since you have taken on more of the risk with the HD-G then a 20% of a $50 premium is still only $ 10 or a new premium of $ 60.  Whereas if you had a...
GailL1 05-19-2026 09:13 AM
1
Reply
2
Kudos
178
Views
ADDING - Now there is a contest going on as to who is paying the most and in what state - interesting especially when they throw age in there also -Enlightening if you have a Medigap plan. Reddit - What is the most that anyone is paying for a monthly...
GailL1 05-17-2026 03:27 PM
0
Replies
0
Kudos
197
Views
@RoderickH93811 Sequestration or PayGo NEVER occurred - Congress fixed it in November 2025 as well as the part that previous legislation (American Rescue Act and the Inflation Reduction Act) passed along -  Medical inflation is a real thing - we have...
GailL1 05-19-2026 09:51 AM
0
Replies
0
Kudos
201
Views
@PedanticCurmudgeon Yea, IMO, if you have substantial equity then a HEL or a HELOC is the way to go - I am partial to the HELOC then you can just use it and pay it off as needed especially for some expensive repair or maintenance item.   I replaced m...
GailL1 05-19-2026 09:25 AM
0
Replies
0
Kudos
39
Views
@jwalker5 A COLA means that there is inflation or an increase in the cost of living - medical being part of it.  But medical can go up higher than the regular cost of living - Usage also determines your Part B premium - that where it comes from.  The...
GailL1 05-19-2026 09:19 AM
0
Replies
0
Kudos
170
Views
@BonnieF862126 So What - premiums rise when there is medical inflation, higher than normal usage but since you have taken on more of the risk with the HD-G then a 20% of a $50 premium is still only $ 10 or a new premium of $ 60.  Whereas if you had a...
GailL1 05-19-2026 09:13 AM
1
Reply
2
Kudos
178
Views
ADDING - Now there is a contest going on as to who is paying the most and in what state - interesting especially when they throw age in there also -Enlightening if you have a Medigap plan. Reddit - What is the most that anyone is paying for a monthly...
GailL1 05-17-2026 03:27 PM
0
Replies
0
Kudos
197
Views
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Date Registered ‎08-18-2008 12:00 AM
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