There’s always more to discover with an AARP membership! Check out your member benefits.

Reply
Frequent Social Butterfly
0
Kudos
216
Views

Re: Haves and Have-Nots-Baby Boomers who never had a Job or a Good Job

216 Views
Message 1 of 102

Thank you.

 

20170803_085745a.jpgDowntown Small Town America

I'm one of a lot of baby boomers having to look back at what we did actually do.  Some of us are finding things about even the crappiest jobs we ever had, that we can now make some extra with.  Yeah.  It ain't easy but it is possible. 

 

Even if you never formally held "jobs", look back.  There are things that wouldn't and didn't, make us a dime then, that fuel ideas today, especially with the internet.  We weren't actually doing "nothing" when we weren't doing anything.

 

 

Don't forget.  Times have changed.  Baby Boomers Rule!

 

Report Inappropriate Content
0
Kudos
216
Views
Highlighted
Bronze Conversationalist
1
Kudos
401
Views

Re: Haves and Have-Nots-Baby Boomers who never had a Job or a Good Job

401 Views
Message 2 of 102

I realize this post has been up since 2014, but while reviewing a lot of post about retirement and saving and the best age and social security, I did not see a lot about this subject and "what to do if you were not able to save for retirement or you never had a job paying enough to get good retirement benefits once you make the decision".

Hey, its great to have had a great job with great benefits and pension plans and savings and 401K and other things that a lot of us were blessed enough to get, but lets not get so high and mighty that we forget that there really are baby boomers out there who just were never able to catch a break in life and don't fit all neat in any of these catagories on AARP community for retirement. 

The good news is, before I actually read this post, I started researching what answer would I give to someone who asked me "what do I do if I never saved for retirement or I never had a job" and althought I just started checking, I will make it my business to post everything I find out. Stand by all you baby boomers living below the poverty level.....help is on the way.

 

Report Inappropriate Content
1
Kudos
401
Views
Silver Conversationalist
0
Kudos
4965
Views

Re: Haves and Have-Nots

4,965 Views
Message 3 of 102

For anyone seeking side income in retirement, my eyes have been opened to so many ways to do that.  It is really limited only by your imagination and your interests. I saw some very good posts about this and the best one I recall is here http://snip.ly/0ljz4.

Report Inappropriate Content
0
Kudos
4965
Views
Info Seeker
1
Kudos
6161
Views

Re: Haves and Have-Nots

6,161 Views
Message 4 of 102

Thank you for donating those computers to the community.  What a great idea, not everyone can afford to buy one.  I think you should turn those comments around to a positive thought.  Next time someone ask you what you did...ignore the negative responce and ack as if they meant what good thing you did for the community.  That way it might inspire someone else listening, to also do something for the community, with their skills, and projects. Good job!

Report Inappropriate Content
1
Kudos
6161
Views
Frequent Social Butterfly
4
Kudos
6423
Views

Re: Haves and Have-Nots

6,423 Views
Message 5 of 102

A while back I had the good fortune to come across a number of used computers - throw aways from a big company upgrade.  While loading them into my backyard shed the idea popped up that these might help some people.  So, instead of selling all of them, I decided it was worth more to do some community service. 

20150612_164748.jpg

After cleaning and reconfiguring a dozen or so of the computers, I loaded them with kid's software - learning stuff.  I found as many single moms as was immediately available in the neighborhood and gave each, one of the computers.  These were mostly Macintosh due to their having better kids software at the time.  Next I went to the community center that served my address and got the administration's permission to finish building their lab.  There were a couple of Windows machines already so these were incorporated into what wound up as a 20 machine lab with server, network, with both Mac and Windows platforms.

In appreciation of the actual work and time involved, the community center was very generous with the amount of the service award.  Time is logged as hours served plus computers.

 

Once done, when the subject of the lab project would come up, a lot, if not most, people ask me what I had "done" to "get" community service.  Community service is a privilege, not a penalty.  The fact that it is used as "punishment" in the judicial system has partially overridden this.

Report Inappropriate Content
4
Kudos
6423
Views
Trusted Social Butterfly
1
Kudos
6626
Views

Re: Haves and Have-Nots

6,626 Views
Message 6 of 102

EDChou wrote:

Here's a couple of tips for folks who have fixer-uppers:

 

Home Depot and Lowes both offer Do It Yourself books that are quite helpful. ......Have you looked under your carpet to see just what kind of flooring is there?  Many houses built before 1950 have hardwood.  Lots nicer than carpet.  Takes some work......Minimum drywall is not hard to learn and can be quite a valuable tool.....".

 

   Agreeing.  I also use YouTube to research everything I need to do to work on house or yard equipment. There are some really good videos out there showing step-by-step 'how to's".

    We have a 1950's house. In our case, the hardwood floors were in too bad a shape to restore, but yes, it's very possible to have a nice floor under layers of carpet.  Also agree with drywall --- you need help with it unless you're physically very strong, but it's not difficult.

   DW and I also have done a lot of ceramic tile, which I really like. Again, not difficult but very time consuming.  I am a big believer in people learning to do some things themselves to mitigate expense. Like everything else, YOU have to get involved, learn, do.................

 


"...Why is everyone a victim? Take personal responsibility for your life..."
Report Inappropriate Content
1
Kudos
6626
Views
Frequent Social Butterfly
1
Kudos
6642
Views

Re: Haves and Have-Nots

6,642 Views
Message 7 of 102

Here's a couple of tips for folks who have fixer-uppers:

 

Home Depot and Lowes both offer Do It Yourself books that are quite helpful.  I carry one with me.  There are general offerings that include a little about a lot of subjects and more specialized books on specific subjects.  Check them out.  I caught one on clearance for under $15.

 

Have you looked under your carpet to see just what kind of flooring is there?  Many houses built before 1950 have hardwood.  Lots nicer than carpet.  Takes some work.  Cost is for poly and sanding if needed and you might need to rent sander - $20 or so for a day.

 

Minimum drywall is not hard to learn and can be quite a valuable tool.  Again, it's in the aforementioned books along with much more.

 

This is not an ad for either of these companies but when there's a good product, HELP SOMEBODY.

 

 

Report Inappropriate Content
1
Kudos
6642
Views
Frequent Social Butterfly
1
Kudos
6656
Views

Re: Haves and Have-Nots

6,656 Views
Message 8 of 102
No problem here.
One of the purposes of this forum is to elicit non-judgmental help for those who don't have.
Report Inappropriate Content
1
Kudos
6656
Views
Conversationalist
0
Kudos
6662
Views

Re: Haves and Have-Nots

6,662 Views
Message 9 of 102

i was attempting a reply to gail, not you.  Did not mean to imply that is was personal on your part as all of your comments have been non-emotional and non-judgmental. 

Report Inappropriate Content
0
Kudos
6662
Views
Frequent Social Butterfly
1
Kudos
6671
Views

Re: Haves and Have-Nots

6,671 Views
Message 10 of 102

"I fail to see that any of decisions were wrong as you seem to imply."

 

Please don't read more into my comments than is stated.  I have many times stated clearly and succinctly that how you got to where you are is  not the/an issue.  Please read back in this forum.

 

"You suggest that one should never turn in retirement funds"

Exactly where do I suggest this?

 

"you said "there is always medicaid" "

Again, where do I say this?

 

I have visited and seen a lot of Section 8 housing in various parts of the country and there has been improvements in quality throughout.  Slum lording is out!  There is such enforcement of the rules that the system actually works better.  Sure there are massive waiting lists, making the system useless to many, if not most, new applicants - This is a problem that needs to be addressed and fixed.

20150810_134153.jpg

Fixer-uppers are popular nowadays.  They are just what the name says.  I moved into one years ago where the fixing was in exchange for rent.  There was a nasty old carpet here also.  Removing it uncovered a nice hardwood floor.  Sanding and polying it added value to the house - One nice floor!  I removed the old damaged drywall, insulated, and rewired where needed.  It was a Win-Win for both me and the owner.

 

This forum is not about how you got to where you are, but about getting help back up once you have.  It's about those who have, actually helping those who don't - Without judgements.

Report Inappropriate Content
1
Kudos
6671
Views