Ace Icon
The ACE badge is awarded to Online Community members who have been recognized by peers for their high value contributions.

Learn More

The Online Community ACE program enables you to be recognized by your peers for consistent, high value contributions to the Community.

Are you ready to become an ACE? Here's how:

  • Upload Your Profile Picture
  • Fill Out the "Tell us about yourself" Section
  • Share Your "Areas of knowledge"
  • Receive 25 Kudos (excluding Politics, Current Events forum) during rolling six month period
  • Be In Good Standing Without Community Violations For At Least 30 Days

All Activity

yes--premium increase are common and regular with LTC. There is nothing that you can do about it.  Switching to another company will be the same problem AND will probably increase your cost right off the bat as you are 3 years older. It's insurance w...
kleino 06-17-2018 05:30 PM
1
Reply
0
Kudos
14600
Views
My personal criteria are cheap and warm. I suggest you use one of the "retirement places rated" resources such as sperlings https://www.bestplaces.net/docs/studies/americas_best_cities_for_a_healthy_retirement.aspxBit dig into the criteria for each p...
kleino 06-17-2018 05:25 PM
0
Replies
0
Kudos
2928
Views
It's a fixed annuity plain and simple.  When used in an IRA, you don't need to take distributions from it until age 85 (rather than age 70.5).   If you are a conservative investor, this may be fine for you as fixed annuities typically pay 1% more tha...
kleino 06-17-2018 05:17 PM
1
Reply
0
Kudos
14605
Views
Saving social security in its current form is a very very bad idea.  I know that AARP thinks that SS is great, but they think that for political reasons, not for common sense reasons.  SS has become a transfer program for your grandchildren to you.  ...
kleino 06-17-2018 05:05 PM
1
Reply
0
Kudos
1171
Views
You say "paying benefits has taken over just about all of the current collections, so we aren't socking away enough to cover those who are retiring at the current baby boomer rate of 10,000 a day." This is accurate and in fact, social security has be...
kleino 03-10-2017 03:53 PM
1
Reply
1
Kudo
9737
Views
yes--premium increase are common and regular with LTC. There is nothing that you can do about it.  Switching to another company will be the same problem AND will probably increase your cost right off the bat as you are 3 years older. It's insurance w...
kleino 06-17-2018 05:30 PM
1
Reply
0
Kudos
14600
Views
My personal criteria are cheap and warm. I suggest you use one of the "retirement places rated" resources such as sperlings https://www.bestplaces.net/docs/studies/americas_best_cities_for_a_healthy_retirement.aspxBit dig into the criteria for each p...
kleino 06-17-2018 05:25 PM
0
Replies
0
Kudos
2928
Views
It's a fixed annuity plain and simple.  When used in an IRA, you don't need to take distributions from it until age 85 (rather than age 70.5).   If you are a conservative investor, this may be fine for you as fixed annuities typically pay 1% more tha...
kleino 06-17-2018 05:17 PM
1
Reply
0
Kudos
14605
Views
Saving social security in its current form is a very very bad idea.  I know that AARP thinks that SS is great, but they think that for political reasons, not for common sense reasons.  SS has become a transfer program for your grandchildren to you.  ...
kleino 06-17-2018 05:05 PM
1
Reply
0
Kudos
1171
Views
You say "paying benefits has taken over just about all of the current collections, so we aren't socking away enough to cover those who are retiring at the current baby boomer rate of 10,000 a day." This is accurate and in fact, social security has be...
kleino 03-10-2017 03:53 PM
1
Reply
1
Kudo
9737
Views
yes--premium increase are common and regular with LTC. There is nothing that you can do about it.  Switching to another company will be the same problem AND will probably increase your cost right off the bat as you are 3 years older. It's insurance w...
kleino 06-17-2018 05:30 PM
1
Reply
0
Kudos
14600
Views
My personal criteria are cheap and warm. I suggest you use one of the "retirement places rated" resources such as sperlings https://www.bestplaces.net/docs/studies/americas_best_cities_for_a_healthy_retirement.aspxBit dig into the criteria for each p...
kleino 06-17-2018 05:25 PM
0
Replies
0
Kudos
2928
Views
It's a fixed annuity plain and simple.  When used in an IRA, you don't need to take distributions from it until age 85 (rather than age 70.5).   If you are a conservative investor, this may be fine for you as fixed annuities typically pay 1% more tha...
kleino 06-17-2018 05:17 PM
1
Reply
0
Kudos
14605
Views
Saving social security in its current form is a very very bad idea.  I know that AARP thinks that SS is great, but they think that for political reasons, not for common sense reasons.  SS has become a transfer program for your grandchildren to you.  ...
kleino 06-17-2018 05:05 PM
1
Reply
0
Kudos
1171
Views
You say "paying benefits has taken over just about all of the current collections, so we aren't socking away enough to cover those who are retiring at the current baby boomer rate of 10,000 a day." This is accurate and in fact, social security has be...
kleino 03-10-2017 03:53 PM
1
Reply
1
Kudo
9737
Views
Latest Tags
No Tags Yet
Public Statistics
Name Larry
Email larry-klein@comcast.net
Date Registered ‎03-14-2013 08:32 PM
Last Visited ‎06-17-2018 11:52 PM
Total Messages Posted 34
Total Tags 3
Total Kudos Received 4
cancel
Showing results for 
Show  only  | Search instead for 
Did you mean: 
Users